MMM Nigeria ( & 30% monthly interest palava explained

About  MMM Nigeria; WHAT IS MMM?

The abbreviation MMM was believed to be coined from the names of the 3 founders of MMM Global; Sergei Mavrodi, his brother Vyacheslav Mavrodi, and Olga Melnikova.

MMM is an acronym which means Mavrodi Mondial Movement .

MMM Nigeria

MMM Nigeria is a ‘subsidiary’ of MMM Global. The Main official MMM Nigeria website is  A fake or cloned MMM Nigeria site which is; registered by one ERNEST MBANEFO in South Africa now exist.

MMM Nigeria took full effect in Nigeria, October last year. Despite, its wide bad publicity and criticism; MMM Nigeria have continue to thrive well in Nigeria with over 600, 000 registered members.

How does MMM Nigeria work?

How MMM Nigeria worksParticipant provides Money & Participant gets Money in MMM Nigeria (Win-win)

MMM is not a bank.  MMM does not collect anybody’s money.  MMM is not an online business, HYIP, investment or MLM program. MMM Nigeria is NOT even a ponzi scheme as described in Wikipedia  and wrongly explain by the guy in Nairaland. At least, I can say that MMM Nigeria does not work on initially principle of MMM. MMM is a community where people help each other. MMM gives you a technical platform which helps millions of participants worldwide to connect those who NEED help to those who are ready to PROVIDE help, for FREE. All transferred funds to another participant are your help given by your own good will to another one, absolutely gratis. All funds received on get help from another participant are the benefits of your good will. In MMM you don’t have to make contracts or pledge your property. In MMM there are no lenders and no debtors. Everything is very simple: one participant asks for help — another one helps

Who provides help or pledge? PARTICIPANT!

Who then gets help with Interest? PARTICIPANT!

Does it mean that MMM does business with participant’s money to pay them interest at the end of the month? No!

Who provide the 30% monthly interest and all the bonuses received by participant/members who provide help? PARTICIPANT!!! How?

How does the 30% Monthly Interest and all Bonuses received by Participant come about?

The 30% monthly interest received by participant in MMM who had provided help comes from another participant who wants to provide help.

Still not understood, Ummm?

A simple illustration of what happens is this;

Participant A provide help of N100, 000 to Participant B, Participant B provide help of  N169,000 to Participant  C, Participant C now Provide help of N130, 000 to Participant A.

You will simply see in summary that what really happened is that Participant A has gained an interest of N30, 000.

By means of referrals and registering of new participants/members who provide help regularly; the interest of N30000 and all other bonuses is maintained. The system is sustained via this means.

This is how it works on the site: you declare the willingness to “Provide Help”; you click on provide help, after which your account will be rewarded with mavro (internal “currency”/scores of the System). Mavros will start growing from the moment of offering the contribution at the rate of 30% per month. The sum in Mavro shows how much you can get as help for yourself, so you click get help.

Let say you provided help of N10, 000; you will be rewarded in your personal office with 10, 000 mavro. And they will immediately start growing! A month later, these N10, 000 will become 13, 000 mavro. Accordingly, you will be able to get help of N13, 000.

You may not really need to wait for a month. Help can be requested at any time, but this is only after confirmation of your mavro (i.e. after you actually provided help to another participant.

Remember, the provision of help is based on trust and honest by the members. You ask for financial help when you need it, you give financial help when you are able to do it

WARNING AND RISK: This system is regulated by MMM in such a way that they will be no flaws but it belongs to the people. But, it is likely bound to collapse one day.

That is why there are these warnings on the website;

  1. “There are no guarantees and promises! Neither explicit nor implicit.
  2. There are neither investments nor business! Participants help each other, sending each other money directly and without intermediaries. That’s all! There’s nothing more.
  3. There are no securities transactions, no relationship with the professional participants of the securities market; you do not acquire any securities. (Do you need them? :-))
  4. There are no rules. In principle! The only rule is no rules. At all! Even if you follow all of the instructions, you still may “lose”. “Win” might not be paid. Without any reasons or explanations.
  5. And in general, you can lose all your money. Always remember about this and participate only with spare money. Or do not participate at all! Amen. :-))”

Are you an ordinary participant or guider in MMM Nigeria, Let’s know your experiences so far.

If you have any question or comment, you can use the comment box below.

You can also register through this site;, but before you register make sure you call us  on this phone number 2348099493028 or send an email to us that we can guide you through. We are committed and ready to attend to you 24/7



51 thoughts on “MMM Nigeria ( & 30% monthly interest palava explained”

  1. what is the meaning of mmm ? what is the ambition of the founder?where does he come from?how does he get pay or make his money?which religion does he belong to?what is his full name?how do i become a guardian in my community?

    1. Hello Daniel I. Ebubechukwu,
      MMM can mean many things to many people, typical example are Money Making Machine, Money Making Movement etc.

      MMM is a community of mutual fund Donation. However, MMM was believed to be coined from the names of the 3 founders of MMM Global; Sergei Mavrodi, his brother Vyacheslav Mavrodi, and Olga Melnikova.
      The abbreviation MMM stands for Mavrodi Mondial Movement.
      His ambition is to bridge the gap between the rich and poor. To force both the rich and poor to work by distorting the financial system.

      He is a citizen of Russia, a professor in Mathematics, Accountancy and programming. A formal member of Russian House of Parliment.
      He is rich already. He does not need to be paid because MMM is not a business.

      MMM is NOT business; it is a community where people help each others. How do you expect him to be making his money from such a community, he doesn’t even have control of? What MMM does is to regulate the activities of this community, to see that things work out rightly.

      His full name is Sergei Mavrodi.

      To become a guardian in your community, I have to register you to get started.


    1. Hello Kenneth,
      You can start with two thousand to PH in MMM but you will not get registration bonus. Call me at any hour (24/7) if you have challenge with your MMM account, if you register through this site; Call me before registration; PHONE NUMBER: 2348099493028.

  2. hmmmm, the explanation given about this mmm of a thing is not clear to me AT ALL, how. could money be growing or having interest when there is no BUSINESS that it is invested in? .logic, if money is not coming I. as an interest on a particular investment but only goes out , my ppl it won’t take up to 3 month to crash.. hmmmm hope each MMM does not stand for a numeric number …if u calllam (6) na you sabi….

  3. please, I have questions that needs clarifications on mmm Nigeria. How do I know who is my Guider? I registered three participants, I noticed that, my own Guider automatically became his, on second and third person no name entered as their Guider, how do I know whom to add? How will I download the payment Teller? what qualify’s person as a Guider or Guardian? How many participants can one registers as a referral?

    1. Hello Chime Ify,
      If you want to become a Guider in MMM, you must go through Guider’s school.
      I registered three participants, I noticed that, my own Guider automatically became his, on second and third person no name entered as their Guider. YES! That is how it is.

  4. Thank you Mr Onwuka. please, how, where and when is the Guider school being thought. how is the payment Teller uploaded?

    1. Hello Chime Ify,
      Currently, there are Guider’s school going on since two weeks ago, batch 68,69, 70 and 71 MMM Nigeria Guider’s school. By the way, Who referred you to MMM? I mean who registered you on MMM.

  5. My dear, thank you for answering all my questions. I appreciate. This is not a matter of who registers who but I think, it is a matter of interest. continue the good job of putting people through, God must surely grant our prayers. ” Together we change the world”

  6. i am a rererral. i registered a member on and not when i login to my account what i see in my participant referra is under site column.pls why is it like that

    1. Hello Obed,
      You are not a referral but rather a participant. The real MMM Nigeria website is; every other one are clone Site. Meanwhile I don’t actual get your question.

  7. good day sir. pkease how do I know my mmm guider?? I know who referred me but he told me he is not my guider..

    How do I know my guider???


    1. Hello Ola,
      There are many ways to know who your Guider is.
      1. Ask the person who referred his/her own guider. That person’s guider is your guider unless he/she change it during the time of registering you.
      2. if you have ever GH or PH and you are matched/paired, your guilder’s details will shown when click on details.
      3. if you referred someone, check your referral details; you will see your guider’s detail

  8. If you invest on this, is it that you will be receiving 30% every month or just for that month that you played? Pls reply I really want to know.

  9. i provide help to mmm participant and i request for help, mmm paired me with somebody to pay me but the person upload bank transfer form that she has paid me and time frame to transfer such business has expired but i have not receive my money and i click that i have not received my money and went to the support option to chat with CRO that i have not received my money i even uploaded my bank statement to prove that up till now going to 5days now the CRO have not paired me with someone else what should i do?

  10. Please for over two months now my 2 million has been on monatorium. I have written several times to support all they say is CRO.
    Can you help?

  11. Please for over two months now my 2 million has been on monatorium. I have written several times to support all they say is CRO.
    Can you help?

  12. Good morning Sir. please I requested to get help on the 17th October 2016 and I received a call from my office for outside official work which I don’t know how long it will take me, I quickly cancel the order not to be blocked out. When I came back I requested it back on the 18th October 2016. up til now I’ve not been merged to any participant for payment. I’ve also written to support dialogue for the merger, still to know avail. pls what do I do? my phone no is 08131941883. Bless you.

    1. Hello Chime Ify,
      Dear, you have to wait patiently to get match to be paid. They will definitely merge you. But if you ask me when, that is what I can’t tell. Had it been you know you will be back on 18th, you would have not cancel the order. Patient is another name for MMM

  13. please sir my down liner provided help to a participant but couldn’t upload within the specific period, her line was blocked. I wrote to the support dialogue and uploaded the Teller which they replied that the Teller was not clear, I sent it again, but noting has been done. Meanwhile the recipient received the payment.

  14. Good evning, please how can I know the exact date for the guidian registration because each time I see it it’s closed. My number is 08033614962.

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