127 thoughts on “Payoneer Nigeria: register, fund & withdraw from Payoneer in Nigeria”

  1. Please get back to me as soon as you get this message the issue is that I tried to sign up for Payoneer account in Nigeria but I got stucked on the last page am to provide BIC and IBAN but av been unable to get past that page I need a quick solution on the your opinion is most welcome thanks nd God bless

  2. Hello sir please kindly help am trying to open payoneer account bout i got stuck at stage two that is contact details. Nigeria as a country is not listing please which country should i choose? If i chose USA how will i get the master debit card when posted? please guide me on this. like someone asked earlier about the BIC and IBAN. I will be using GTBank please what is the swift code for gtbank. Thanks

    1. Hi thanks for this great article. Very helpful. I was just confused on means of identification as the only option I saw are national I’d. Driving license and international passport. I only have voters card can I use it on the form?

  3. Hello I have just successfully opened my payoneer account and I have been sent my email that my debit card is on the way already. Can I supply my payoneer account details to be paid for my freelancing work before the card arrives? Thanks for your help.

  4. I have created a payoneer accoubt,however mine needs verification can I verify mine with the Nigerian temporal laminated ID card???…because that is what I have now.

  5. Thanks for the enlightenement.I would like to know if I can send money from my local bank account let’s say for example GTB to a payoneer account in UK? What is the maximum amount I could send and what will be the exchange rate he will get and also the charges? Thanks

  6. Thanksfor your article, i just received my atm card from payooner, i need to fund it so i can buy things from aliexpress, is there a way that i can fund it from my bitcoin?

    My bank [zenith] refuses to help me fund it.

    What should i do?

  7. Really love your article……. But am having a little problem here and the problem is my Google Adsense earning is usually paid into my friend USA bank Alc because i use his address but any time i want to collect my money different story usually prompt up….. Now can i use payooner to receive the money??? because all i need now is USA bank account …….pls i need your reply Asap

  8. Really love your article……. But am having a little problem here and the problem is my Google Adsense earning is usually paid into my friend USA bank Alc because i use his address but any time i want to collect my money different story usually prompt up….. Now can i use payooner to receive the money??? because all i need now is USA bank account …….pls i need your reply Asap

    1. Hello Mary,
      You can not receive your adsense earning via Payoneer account. Why not save yourself the stress by opening a Domiciliary account. You can receive your Google adsense straight to your bank account right here in Nigeria

  9. Hi… Thanks for the great info… Please, can I use any ATM card to fund my payoneer card through the card load option or it has to be one registered in my name. Thanks.

  10. Hello EMMA, thanks for the enlightenment. Can I withdraw my payoneer funds using a Mastercard atm machine in lagos? Have you tried it? Awaiting your response

  11. Hi,

    Can I transfer funds from a payoneer account to a Nigeria domiciliary account?

    What are the charges for transferring money from payphone account to Nigeria domiciliary account?

    Which banks do you know will give me dollars from my domiciliary account? I hear some banks will tell you they dont have dollars

    1. 1. Can I transfer funds from a payoneer account to a Nigeria domiciliary account? No!
      2. Any bank you open a domiciliary account with, will pay you in dollar. GTBank, Diamond bank, Zenith Bank etc.

  12. Thanks Emma, for this helpful article.
    Can you please help with the following questions:
    1. What is Stanbic IBTC Bank’s swift code?

    2. Is it really true/confirmed that one cannot withdraw funds from a payoneer account into a (US Dollar) domiciliary account opened in one of Nigeria’s banks?

    3. Is there any way/means of withdrawing raw US Dollars from your payoneer account, here on Nigerian soil, just as one can withdraw it (USD) from a domiciliary account here in Nigeria?

    4. Can one fund his payoneer account through a (US Dollar) domiciliary account domiciled in one of Nigeria’s local banks? If yes, must the dom account be ONLY in the same name as the payoneer account name, or may it be in another person’s name e.g a friend’s or relative’s dom account, or even from a corporate dom account to one’s personal payooneer account?

    I look forward to your answers.

    1. there are two options given to me when I sign up or my payoneer account.

      1. Link my payoneer to Local bank account which happened to be my USD Dom account
      2. Having a debit card.

      I did the 2 but with different email address and different account but with the same name…

      Pros and Cons are that with option 1, you must make sure you have atleast $1000 in your payoneer account before you withdraw to your local bank

      But with option 2, it is minimum of $200 before you can withdraw on Nigeria ATM machines that accept MasterCard but you are only getting naira denomination.

  13. Please I need your help. I am on the last stage of payoneer registration and I was asked to input my credit card number. What number is this referring to? Does it mean my normal ATM card number?

  14. Emma thanks for your responses to questions asked. But I think you gave two different answers for the same question.

    1) Can one transfer his Payoneer funds directly to Nigeria domiciliary account? You told me NO but told Barnabas YES?

    2) Can one fund his payoneer account directly from his domiciliary account? if answer is yes, how?

  15. But i need the Routing number and account number to get paid with my google adsense …………And i dont think domiciliary account can provide the Routing number Or they do ??……….Because adsense said i can only use a USA bank account due to my address i.e I use USA address so that i could get approve on time when i register in the first place. Now i cant change my address what am i going to do ?? and cant payoneer receive the money for me ??? please i need your reply sir

      1. You don’t even know what you are talking about. It’s clear you don’t know much about this topic.

        @Mary, you can use a Payoneer account to withdraw your adsense earnings. When you apply for Payoneer, they will give you routing number and account number. Kindly, register for Payoneer first and get the card.

  16. hello,
    please how do i integrate my payoneer to paypal so as to send more tha $100 per month?.

    the main problem is means to transfer money to other country with international charges and more than $100 per month unlike using paypal with debit card that allow $100 only ?

  17. Hello Emma,

    You stated in your article that one can get a virtual US account number through payoneer. My questions are:

    1. Is this a free option or does it incur charges?
    2. Can I provide this US acc number to Google Adsense, as I don’t suppose they should know the difference between it and a real US account..?

    Thank you for such valuable info.

    1. Hello Allex,
      1. it goes with some charges.
      2. You may succeed if you are residing in US but if you are residing in Nigeria then better use domiciliary account unless you fill a US address during your Google adsense registration.

  18. Hello Emmanuel, I live in Aba presently but have a functional P.O Box in my home town in Anambra. My question is if I am to apply for the payoneer card, should I provide them with my street address in Aba and my P.O Box in my home town at Anambra or should I just use only my P.O Box at anambra and a street address there?
    Secondly i would like to know the swift code for Zenith Bank. Thanks

  19. Hello Emmanuel, I live in Aba presently but have a functional P.O Box in my home town in Anambra. My question is if I am to apply for the payoneer card, should I provide them with my street address in Aba and my P.O Box in my home town at Anambra or should I just use only my P.O Box at anambra and a street address there?
    Secondly i would like to know the swift code for Zenith Bank. Thanks

  20. Hello Emma
    After opening my payoneer account, how will I be able to fund it through my local bank account???
    I don’t have the real national ID card now, I was given the laminated one for the meanwhile, will I able to use it to verify my payoneer account???
    What is the Heritage Bank swift code???
    Also will there be a cost before the card gets shipped to me???
    Thanks.

  21. Hy I stay in south Africa,we do not have a google play merchant centre here, how can payoneer help me get paid by Google play if my country does not support merchants. The requirement for Google play is that my bank address and residential address must be in the same country(supported country)?

  22. Hello Emma,
    I want to ask a question in regards to domiciliary account.
    When one opens it with a sum of 100 dollars, does that money stays in the account and can’t be used or sent???

  23. hello I want to receive payment from a freelancing website
    I was asked to provide my us bank details only
    can I provide my payoneer virtual US account

  24. When one opens a domiciliary account with the sum of 100 dollars, does the money remains in the account and can’t be used or sent???

  25. Is it true that you can no longer withdraw cash from nigeria ATM because payoneer stopped sending money to nigeria, though they still send payoneer cards to nigerians.

  26. guy pls …can payoneer funds be transfer to Nigeria local banks n pls HV u tried it? (2) HV u tried using ur payoneer to withdraw here on MasterCard ATM machine
    pls do answer urgently

  27. I really enjoy your poşt. My question is that, i don’t personally have a working postal address, now can i use the one owns by my friend for the payoneer registration?

  28. hello pls I have register twice for this payoneer but they have not sent an email to me that Is on the way or its already here…..its only sending email to me that I should activate my card I don’t understand

  29. I love your detailed explanation but I want to ask a question. Is it possible to receive and send payment to your payoneer account without having your card with you?

  30. 1.)Please is it possible to withdraw or transfer cash from your payoneer account Directly to local Bank in Nigerian and receive it right inside your saving account. Am not talking about payoneer ATM card here?

    2. And is it also possible to use one Payoneer account to receive payment from multiple marchent.

    3.The last : is swift code for banks Different from sort code? If yes what is swift-code for U.B.A and Ecobank. Because I have sort code and it is in digit while the swift code you give here is in Alphabet

    My question is in 3 category pls kindly review and get back to me. Regards

  31. Stop spreading fake rumour payoneer card still work on Nigerians ATM machine I witness one withdrawal yesterday at Zenith bank.

    My concern is can we make local transfer to bank in Nigeria?

  32. Hi emma, I requested for the free payoneer master card and I was told by may 28 It’ll be sent to me,but till now have not seen anything,it seems they dnt get the address. What do I do? Or should I request for new one in which I will pay for delivery like courier(express)

  33. I have tried all possible means to fund my payoneer account but all to no avail. Is there any means i can use maybe through domiciliary account or through my naira card.

  34. Hello sir please kindly help, am trying to open payoneer account but i got stucked at stage 2(that is contact details). Nigeria was not on the list of their countries to choose.
    Please which country should i choose?
    Is it normal to choose other countries, like UK; if yes, how can I collect my card, because they also didn’t put Nigeria on the stage to supply your account details.

    Please, hope I can be receiving money from AdSense and other advertising companies through payoneer?

    One of Affiliate site that I joined requested for my PayPal details, so please is it OK to put my payoneer details since I can’t receive with PayPal?

  35. Hello sir, please kindly help, am trying to open payoneer account but i got stucked at stage 2(that is contact details). Nigeria isn’t on the list of the countries to choose from.
    Please which country should i choose?
    Is it normal to choose other countries, like UK; if yes, how do I collect my card?
    Thanks!

  36. who needs a verified PayPal (use it to receive and send payments) to link your Payoneer account to it, note I can make u receive payments with it with detailed info,

  37. Hello, I have a Payoneer account and also have the master card also but I am trying to add my stanbi IBTC bank account details to my Payoneer account and when I get to add Account page, I select personal bank account then when they said bank country , Nigeria is not there , is there any solution to that and also is there other way to withdraw my money here in Nigeria from my Payoneer account.

      1. thank you Broda, can someone go to Barclays Bank in UK with the bank account details of Barclays and make cash deposit to the bank account details , can it work like that?

  38. Yes it is Payoneer Barclays account they give me for GBP and I mean can the account be fund like that.

    someone can go to Barclays Bank in UK with the bank account and deposit money in the Payoneer Barclays account?

    1. Do you have a Payoneer mastercard? if you do then login to payoneer account, copy your bank name, routing, account name and account type and take it to your bank (Barclays bank) to fund your payoneer mastercard.

      1. Yes I have Payoneer mastercard and yes I have copy my Barclays bank account out in my Payoneer account and I send it to a friend that want to send me some money.

        I told him to take the Barclays bank account details I gave him to Barclays bank in is location with my Barclays Bank account details I gave him with the money he want to give me so when he get there he should give them the details and the money that they should deposit the money in the account details for him.

        Will it work like that?

  39. Hi, Nigeria is not listed among the countries that can receive funds what do i do, i have my card i have used it in dubai but never in nigeria, i get funds but i am stuck because i need to recieve my money through my bank and nigeria is not listed. kindly advise

    1. Hello Ayo,
      With your Payoneer MasterCard you can withdraw money in Nigeria from any ATM machine that accept Nigeria MasterCard. If the card you have does not work here in Nigeria then you have to apply for another MasterCard that will be send to you here in Nigeria.

  40. Hello, I have registered for close to 3 weeks now, I want to ask if I will be the one to request for the card or it is automatically requested when I complete registration because I didn’t receive any mail concerning the card shipping or date of arrival…thanks

  41. Hi Emma i just opened an account with payoneer today. but my question is, can i withdraw the money to my local First Bank Current Account ( i mean Naira Account not Dom Account) and also i’ve received confirmation from payoneer that i can now start using the account to receive money. please whats the next step for me to get my MasterCard, i’ll like to be clarified if Customer ID is my account number ? . thanks

      1. thanks for your reply… i only visit payoneer.com and registered so whats the next thing to do now though my account is active, but i don’t know if Customer ID is my Account number, then how do i order/get the MasterCard? thanks.

  42. Hi Emma I Have A Nigerian Payoneer Account Which I Opened Since Last Year And I Also Have My Card, But The Question I Want To Ask Is If It Is Possible To Transfer My Funds From My Payoneer Account To My Nigerian Firstbank Account I Want To Know If It Is Working And Also Details To Go About Tnkz.

    1. Hello Wizdom,
      Yes, it is possible if you are in Nigeria now. Here is what you should do.The Payoneer card is like any other ATM Mastercard. Use it to withdraw your Payoneer funds at any MasterCard supported ATM/POS worldwide and pay the money into your Nigeria Firstbank Account.

  43. I Don’t Really Understand You I Mean If I Can Transfer My Available Funds From My Payoneer Account To My Local Firstbank Account.I Don’t Mean Withdrawing The Money With The Master Card From Any Atm Machine,because I Want To Be Transfering Or withdrawing My Funds From My Nigerian Payoneer Account To My Local Bank Account.

  44. good work Emma
    have gone through all your response
    nice job
    I do work on Fiverr
    I currently want to cash out my funds
    so I need a payoneer ATM card
    now my problem now is national ID which have registered for and its not yet out
    I want to inquire if I can use a Friend’s national ID or a Friend’s driving license

  45. In withdrawing to your local bank..the card cvv and card number required is it that of payonner MasterCard or local bank card?

  46. Hello onwuka, I just registered with payoneer but when asked for id card number I put that of my voters card since I don’t have national id I no hope it will be accepted
    Thanks

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