77 thoughts on “Payoneer Nigeria: register, fund & withdraw from Payoneer in Nigeria”

  1. Please get back to me as soon as you get this message the issue is that I tried to sign up for Payoneer account in Nigeria but I got stucked on the last page am to provide BIC and IBAN but av been unable to get past that page I need a quick solution on the your opinion is most welcome thanks nd God bless

  2. Hello sir please kindly help am trying to open payoneer account bout i got stuck at stage two that is contact details. Nigeria as a country is not listing please which country should i choose? If i chose USA how will i get the master debit card when posted? please guide me on this. like someone asked earlier about the BIC and IBAN. I will be using GTBank please what is the swift code for gtbank. Thanks

    1. Hi thanks for this great article. Very helpful. I was just confused on means of identification as the only option I saw are national I’d. Driving license and international passport. I only have voters card can I use it on the form?

  3. Hello I have just successfully opened my payoneer account and I have been sent my email that my debit card is on the way already. Can I supply my payoneer account details to be paid for my freelancing work before the card arrives? Thanks for your help.

  4. I have created a payoneer accoubt,however mine needs verification can I verify mine with the Nigerian temporal laminated ID card???…because that is what I have now.

  5. Thanks for the enlightenement.I would like to know if I can send money from my local bank account let’s say for example GTB to a payoneer account in UK? What is the maximum amount I could send and what will be the exchange rate he will get and also the charges? Thanks

  6. Thanksfor your article, i just received my atm card from payooner, i need to fund it so i can buy things from aliexpress, is there a way that i can fund it from my bitcoin?

    My bank [zenith] refuses to help me fund it.

    What should i do?

  7. Really love your article……. But am having a little problem here and the problem is my Google Adsense earning is usually paid into my friend USA bank Alc because i use his address but any time i want to collect my money different story usually prompt up….. Now can i use payooner to receive the money??? because all i need now is USA bank account …….pls i need your reply Asap

  8. Really love your article……. But am having a little problem here and the problem is my Google Adsense earning is usually paid into my friend USA bank Alc because i use his address but any time i want to collect my money different story usually prompt up….. Now can i use payooner to receive the money??? because all i need now is USA bank account …….pls i need your reply Asap

    1. Hello Mary,
      You can not receive your adsense earning via Payoneer account. Why not save yourself the stress by opening a Domiciliary account. You can receive your Google adsense straight to your bank account right here in Nigeria

  9. Hi… Thanks for the great info… Please, can I use any ATM card to fund my payoneer card through the card load option or it has to be one registered in my name. Thanks.

  10. Hello EMMA, thanks for the enlightenment. Can I withdraw my payoneer funds using a Mastercard atm machine in lagos? Have you tried it? Awaiting your response

  11. Hi,

    Can I transfer funds from a payoneer account to a Nigeria domiciliary account?

    What are the charges for transferring money from payphone account to Nigeria domiciliary account?

    Which banks do you know will give me dollars from my domiciliary account? I hear some banks will tell you they dont have dollars

    1. 1. Can I transfer funds from a payoneer account to a Nigeria domiciliary account? No!
      2. Any bank you open a domiciliary account with, will pay you in dollar. GTBank, Diamond bank, Zenith Bank etc.

  12. Thanks Emma, for this helpful article.
    Can you please help with the following questions:
    1. What is Stanbic IBTC Bank’s swift code?

    2. Is it really true/confirmed that one cannot withdraw funds from a payoneer account into a (US Dollar) domiciliary account opened in one of Nigeria’s banks?

    3. Is there any way/means of withdrawing raw US Dollars from your payoneer account, here on Nigerian soil, just as one can withdraw it (USD) from a domiciliary account here in Nigeria?

    4. Can one fund his payoneer account through a (US Dollar) domiciliary account domiciled in one of Nigeria’s local banks? If yes, must the dom account be ONLY in the same name as the payoneer account name, or may it be in another person’s name e.g a friend’s or relative’s dom account, or even from a corporate dom account to one’s personal payooneer account?

    I look forward to your answers.

  13. Please I need your help. I am on the last stage of payoneer registration and I was asked to input my credit card number. What number is this referring to? Does it mean my normal ATM card number?

  14. Emma thanks for your responses to questions asked. But I think you gave two different answers for the same question.

    1) Can one transfer his Payoneer funds directly to Nigeria domiciliary account? You told me NO but told Barnabas YES?

    2) Can one fund his payoneer account directly from his domiciliary account? if answer is yes, how?

  15. But i need the Routing number and account number to get paid with my google adsense …………And i dont think domiciliary account can provide the Routing number Or they do ??……….Because adsense said i can only use a USA bank account due to my address i.e I use USA address so that i could get approve on time when i register in the first place. Now i cant change my address what am i going to do ?? and cant payoneer receive the money for me ??? please i need your reply sir

      1. You don’t even know what you are talking about. It’s clear you don’t know much about this topic.

        @Mary, you can use a Payoneer account to withdraw your adsense earnings. When you apply for Payoneer, they will give you routing number and account number. Kindly, register for Payoneer first and get the card.

  16. hello,
    please how do i integrate my payoneer to paypal so as to send more tha $100 per month?.

    the main problem is means to transfer money to other country with international charges and more than $100 per month unlike using paypal with debit card that allow $100 only ?

  17. Hello Emma,

    You stated in your article that one can get a virtual US account number through payoneer. My questions are:

    1. Is this a free option or does it incur charges?
    2. Can I provide this US acc number to Google Adsense, as I don’t suppose they should know the difference between it and a real US account..?

    Thank you for such valuable info.

    1. Hello Allex,
      1. it goes with some charges.
      2. You may succeed if you are residing in US but if you are residing in Nigeria then better use domiciliary account unless you fill a US address during your Google adsense registration.

  18. Hello Emmanuel, I live in Aba presently but have a functional P.O Box in my home town in Anambra. My question is if I am to apply for the payoneer card, should I provide them with my street address in Aba and my P.O Box in my home town at Anambra or should I just use only my P.O Box at anambra and a street address there?
    Secondly i would like to know the swift code for Zenith Bank. Thanks

  19. Hello Emmanuel, I live in Aba presently but have a functional P.O Box in my home town in Anambra. My question is if I am to apply for the payoneer card, should I provide them with my street address in Aba and my P.O Box in my home town at Anambra or should I just use only my P.O Box at anambra and a street address there?
    Secondly i would like to know the swift code for Zenith Bank. Thanks

  20. Hello Emma
    After opening my payoneer account, how will I be able to fund it through my local bank account???
    I don’t have the real national ID card now, I was given the laminated one for the meanwhile, will I able to use it to verify my payoneer account???
    What is the Heritage Bank swift code???
    Also will there be a cost before the card gets shipped to me???
    Thanks.

  21. Hy I stay in south Africa,we do not have a google play merchant centre here, how can payoneer help me get paid by Google play if my country does not support merchants. The requirement for Google play is that my bank address and residential address must be in the same country(supported country)?

  22. Hello Emma,
    I want to ask a question in regards to domiciliary account.
    When one opens it with a sum of 100 dollars, does that money stays in the account and can’t be used or sent???

  23. hello I want to receive payment from a freelancing website
    I was asked to provide my us bank details only
    can I provide my payoneer virtual US account

  24. When one opens a domiciliary account with the sum of 100 dollars, does the money remains in the account and can’t be used or sent???

  25. Is it true that you can no longer withdraw cash from nigeria ATM because payoneer stopped sending money to nigeria, though they still send payoneer cards to nigerians.

  26. guy pls …can payoneer funds be transfer to Nigeria local banks n pls HV u tried it? (2) HV u tried using ur payoneer to withdraw here on MasterCard ATM machine
    pls do answer urgently

  27. I really enjoy your poşt. My question is that, i don’t personally have a working postal address, now can i use the one owns by my friend for the payoneer registration?

  28. hello pls I have register twice for this payoneer but they have not sent an email to me that Is on the way or its already here…..its only sending email to me that I should activate my card I don’t understand

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