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30 Ways to Make Money Online in Nigeria 2020

Learn ⇒30 ways to make money online in Nigeria. The internet offers vast opportunities for making money online. While some people still find it difficult to accept these opportunities the internet offers, others leverage on it to create a legitimate stream of income online working either on full-time or part-time.

The truth is that Making Money Online isn’t as difficult as it seems. People make money online daily without spending a dime. Many success stories about Nigerian who make whopping money online abound.

While you might be confident of the stability of your full-time employment, it doesn’t offer you the opportunity to look for new income-generation strategies. Some people have to quit their normal full-time job employment to concentrate on their online business. So, making money online is real!

You may be wondering how to make money online in Nigeria or ideas to earn money online from home in Nigeria. There are many such ideas or ways of making money online.

Related: Make Money Online in 2019: 15 Things to do to make money in Nigeria

Some will give you fast results, helping you pay for your basic monthly necessities such as rent, electricity bill, water bills and foodstuff purchases while others can change your financial life and accumulate wealth for you in long-run.

But if you’re not at all serious about making a full-time income from your online activities then you need to concentrate on passive income as against active income. The passive income ideas will help you survive and the active income will help you flourish.

Related: Make Money Online in Nigeria Quickly as Student

If you’re looking to start making money online, here are 30 ways to make money online in Nigeria;

Make Money Online in Nigeria without Capital

if you’re dedicated and hardworking; here is how to make money online in Nigeria without capital or spending a dime;

  1. Freelancing

Freelance writing is one great way to make money online without capital. Many blogs and websites are looking for freelance writers. By freelancing, you submit articles and reviews to website or blog owners and you get paid per the number of words submitted.

To start freelancing job, you can use a search engine to find out websites and blogs that accept paid freelancers. Most times, these sites would require you to submit samples of your articles for review and if they love your style of writing, skills, knowledge you could become a part of their team of paid writers. You can sign up for freelancing job on websites like;

  • Simply

If you sign up on for a freelancing job, you’ll be required to create a Gig. Your Gig is the service you sell or offer.  With your Gig, you have the opportunity to show off your knowledge and give buyers the information they need to help them decide if they’ll do business with you.

  1. Online paid Surveying

Companies carry out online surveys as a way of finding out new ways to improve their products and services and serve their customer better. They contract surveys to survey companies. These companies, in turn, pay individuals that help them to participate in the surveys.

You can make money online on paid surveying by signing up with companies that pay for online surveys such;

  • Surveycompare
  • com
  • Triaba Nigeria

When you sign up with any of these companies, you’ll receive survey questionnaires from time to time. You get paid per survey you do, depending on their rates.

  1. Sell gigs on Fiverr

Fiverr is the world’s largest marketplace (a website) for people to make money online selling small services (known as ‘gigs’). You sell your services to interested persons for a fee of $5 and above per gig. Fiverr takes 20% of each successful gig income as a service fee or commission.

You can sell a countless number of Gigs on Fiverr: graphic designs, videos, music and audio, tips and advice, writing, gift items and many more. Sign up for Fiverr now!

  1. Launch YouTube Channel

You can launch a YouTube channel without spending a dime. With your YouTube Channel, you can monetize your own videos and make money from them. Create videos that are meant to educate or entertain your audience and you rock!

YouTube is owned by Google and it is the third most visited website in the world. It contains the largest number of videos on the internet. It is a search engine and database for videos.

When people view videos in your YouTube channel, YouTube places sponsored interludes of advertisements in the videos and you get paid a part of the money paid to YouTube from the advertisers. The amount of money you can make on YouTube depends on the number of people viewing your videos on your YouTube channel.

Currently, to be able to monetize your YouTube channel(s) with Google AdSense ads and start making money from it; you must have up to 1000 subscribers or viewers. Google places this limit to ensure that high-quality videos are posted on YouTube.

  1. Start a Podcast

Starting a Podcast is a good way to make money online without investment. It involves making inspirational, entertaining, educational or religious voice recording which subscribers can download and listen to on their portable devices, like a music player.

But to make money as a podcaster, you have to first build an online audience from your website, blog, Facebook or Twitter followers who are royal readers or listeners of your podcast. Nurture your audience by giving them quality podcasts.

You can promote your podcast using several other means to let more people know about them and over time you would have built a good online income stream through podcasting.

  1. Sell eBooks

People are looking for ways to solve their daily problems. Putting down a tutorial on how to solve a particular problem in the form of an eBook is a great way to make money online.

Selling eBook on your blog and making money from it depends on how much-targeted traffic you have on your blog. You must ensure your eBooks have the right content quality. The information provided should be of value to people.

Many software can use to create e-books. But, the most common and easiest way of creating an eBook is just to type the information in word format and export the document as a PDF.

Most bloggers sell their eBooks directly on their blogs or websites. But you must not have a blog or website before you create an eBook to sell. You can sell your eBooks directly on Amazon Kindle without having your blog or website. You can sell also directly to your friends and fans on social media -Facebook, Twitter and WhatsApp once the content of your e-book is appealing them.

  1. Affiliate Marketing

Affiliate marketing is one of the most common ways to make money online. It involves posting a link on any of your online profiles, like your social media page, blog, email or even WhatsApp. Once these links are clicked, visitors are led to distributors or manufacturers of a product where they can make a purchase.

Once they buy a product through your affiliate link, you’ll earn a commission from the distributors or manufacturers. People must be directed through your affiliate link to the manufacturer website where they purchase an item before you can earn a commission. Some companies that offer affiliate programs you can join as a Nigerian to make money are;

  • Amazon Affiliate marketing,
  • Jumia Affiliate marketing program,
  • Konga Affiliate program,
  • DealDay Affiliate marketing program,
  • Wakanow Affiliate marketing,
  • Skrill Affiliate program etc. are just a few examples.

Related: list of best affiliate marketing companies in Nigeria or you can just search for affiliate programs related to your online profile or niche.

  1. Start a blog

Blogging is a sure way to make money online with little or no investment. To starting blogging; you need a domain name registered and hosted with a good Webhosting company, you choose a blogging platform and design the blog to make it user-friendly. Finally, you fill your blog with quality content.

Once you have enough quality content and a large reader base, you monetize the blog to start making money. If post quality content daily with your large reader base, you can be sure of making nothing less than $500 monthly.

Related: How to Make money online through Blogging

  1. Review Products

By reviewing a product, you can make money online. Several businesses pay people to review their products online. The products could be movies, books, technological devices, software and several other products.

Some of these producers pay money or offer other forms of compensation to reviewers. Just search online for paid review websites and you will find several of them you can select and work with.

Making money online as a product reviewer may require that you own a website or blog. Some companies accept individual with large followers on social media. So, it all depends on the company you’re working with.

  1. Become social media manager

Social media manager helps small businesses to manage their social media accounts. You get paid for ensuring that the social media account of these small businesses is booming.

Busy entrepreneurs also often need people who are savvy about social media engagement and can help them with scheduling content, editing photos and writing engaging captions.

  1. Model for an online magazine

Modelling for an online magazine is a seamless way to make money on campus. If you’ve got what it takes to be a model then sign up with an agency and begin to get cash monthly or per shoot counting on the agreement you entered with the firm.

Make Money Online in Nigeria Reading News

You can make money online in Nigeria reading news at the comfort of your home. This is one of the latest ways to make money online in Nigeria.

But, a lot of controversies is attached to this.  The controversies spun from the doubt that legit money cannot be made just by reading news online. Yet, people still prove they make money online in Nigeria by reading news.

So, if your interest is to make money online in Nigeria by reading news; I will suggest register on, NNU, Zinoly and Newsnaira

  1. Make money online reading news at

Those who have created the website, program is always on the lookout for new ways to help people make money online. They’re always looking for new ways to increase the income of participants and help them have fun in the process.

To make money online in Nigeria by readings news at,

  • Visit; and register
  • Log on to daily to read and comment on posts.
  1. Make money online reading news at NNU

You can make money online in Nigeria legitimately into your Nigeria bank account with NNU Income program.

  • Visit; and register
  • Log on Nnu’s website daily, read and comment on the news.

You get paid after your activity on the site.

  1. Make money online reading news at Zinoly

You can make money online every day in Nigeria legitimately by becoming a Member on Zinoly. To start Making money on Zinoly;

  • Vist; and sign up as a member
  • Log on the website daily, reading news and commenting on posts

Note: we’re neither partnering with, associated with nor promoting any of the above news sites. Please, review those sites before registering/joining any of them.

Make Money Online in Nigeria with Mobile Phone

You may be wondering how possible is it to make money online with a phone. With the introduction of smartphones and Internet-enabled mobile phones, a wide range of opportunity to make money online are now available. With your smartphone, you can make a few bucks daily to many cash every month.

  1. Install Nielson App

Nielson Apps will pay you when you install their app on your mobile phone. You can install the app on as many as 3 different devices, with each device earning $5/month. That means you can earn as much as $180/year by installing the mobile app on phones.

You have opportunities to earn even more rewards by registering more devices and staying with them longer. It is noninvasive and won’t affect your device performance.

  1. Install Canva App

With Canva App install on your mobile phone, you can start graphic designing. You can design high-quality graphics with Canva app of which you can sell to make money online.

You can start designing complementary cards, invitation card, business card, wedding card, flyers, logos and banners.

You can take advantage of social media to reach a large audience and in marketing your products

  1. Shorten links

WWW.SHORTE.ST registered with many online advertising networks, you get paid when you shorten a link, send through your phone and make someone click on that link

Legitimate Ways to Make Money Online in Nigeria

Some legitimate ways to make money online in Nigeria;

  1. Trade Domain Names

You can buy and sell domain names to make money. A domain is simply the name you use to identify a website or a blog.  You have to buy this name (if available) before you can use it for your website or blog.

A single word and some choice double words domain names are scarce and if you have previously bought a domain name that is needed by someone, you could choose to resell it for a higher price.  The worth of the domain name depends on how desperately the buyer needs it.

There are several websites where you can trade domain names, a typical example is

Related: Starting Profitable Domain Name & Webhosting Reseller Business in Nigeria

  1. Accept Paid ads

In paid blog ads, you leverage on your online traffic by placing paid ads on your online profile, like Instagram, website or blog.

Nigeria’s topmost forum, Nairaland and Nigeria’s most successful blog, Linda Ikejis blog generate revenue through this means. These websites attract thousands of daily visitors.

On the other hand, companies and businesses use this media to reach thousands of people daily with their products and services by placing targeted adverts on the website or blog at a cost paid to the management of the site.

Several factors determine the amount charged for the advert. These include; Ad size, the duration the ad will appear on the blog, the page on the blog where the Ad will be placed. Ads placed at a website’s home page usually attract a higher charge but, it reaches more people.

  1. Start Trading Stock

The world has advanced to online stock trading. Without seeing your broker physically, you can buy and sell stocks all by yourself on the floor of the stock exchange.

Some popular online stock trading companies in Nigeria you can start trading their sock are Morgan Capital Group, Meristem Securities and ARM Securities. You open an online account with them, then you fund your account through a bank or wired transfers and the money is credited to your brokerage account with the company.

During trading hours of the Nigerian Stock exchange (or any other stock exchange) you can log into your account and trade stocks real-time directly on the floor of the Nigerian stock exchange, all by yourself!

Trading on the Nigerian Stock Exchange takes place between 9 am and 3.30 pm with 15 minutes each of pre-open and post-closing sessions. During this period, you can buy, sell and monitor the trend and volume of sales and purchases of any stock. You make money real-time.

  1. Google AdSense

This is a very popular way of making money online by bloggers, but not limited to bloggers. You can use it for your several other online platforms, even on apps.

This is how it works: AdSense is a paid per click program whereby advertisers pay Google to place adverts on the blogs that are registered with Google and pay Google based on the number of clicks on the ads by website visitors. Then, Google pays a part of the money it is paid by the advertisers to the owners of the blogs or websites.

This isn’t as easy as it sounds. First, you have to meet Google’s criteria before Google will approve your website or blog for its AdSense program. Many requests for the program are rejected because they fail to meet Google’s criteria. After being approved by Google for the program, Google gives you a code which you place on the back-end of your website before Google adverts will become active on your website. You stand a chance of being suspended from the program if you violate Google’s policy for the program.

The amount of money that you can make from this program is determined by your site’s traffic. If you have daily website traffic of over 1000 visitors and above, you can make decent revenue from this program.

If you have a bog or website and you wish to make money online through Google AdSense, you can sign up for Google AdSense.

  1. Online Consulting

If you are an expert in your field or you have a good knowledge of a subject, providing consultancy services could be a good way to earn money online.

People need guidance and information on how to carry out several tasks easily and efficiently. Most of the people are willing to pay to have someone guide them through or provide expert information on how to solve several problems.

When you have an online audience, you can offer to meet with clients physically to help them solve their problems or you can offer one-on-one video or online chats to assist them at a fee.

  1. Accept Sponsor posts

If you have a blog or website or even a social media page, when businesses in any field discover that you have a large number of visitors to your site or audience, they can approach you to publish their sponsored articles or posts on your blog.

In the end, you get paid for accepting sponsor post on site. The post may contain a link that readers can click take them to the contact or web pages of the businesses that are selling the products or offering the services.

  1. Online Tutoring

People are ready to pay and register to undergo your online courses. Online tutoring is one of the best ways to make money online without paying a dime. It’s all about properly packaging your knowledge and expertise into useful information or resource in the form of quality courses and then selling the course modules.

One good thing about online courses is that it takes some efforts to create them, but once created, you’ll continue to earn passive income from them.

The courses could be delivered to your client’s periodically through email, videos or a one-on-one online chat. If you don’t have a website or a blog, one good medium for creating and marketing and earning money from your online courses is through Udemy.

Read also: How to Start Tutorial center in Nigeria

  1. Create a Membership Site

A membership site is a site registered member have access to premium information. Some membership sites charge a one-time registration fee while others require members to renew their membership annually.

So, you can create a membership site if you have premium information or tutorial you wish to offer.

  1. Dropshipping

This is a new model of online business. It simply involves selling a product you don’t have. The interesting thing is that you don’t need to have these products you are showcasing in any physical store or warehouse.

Once a customer places an order from your online store, you’ll simply purchase the product from suppliers or manufacturers and ask them to ship the product directly to your customer’s doorstep.

You can run your own dropshipping business from anywhere in the world.

  1. Sell stuff on Ecommerce website

Selling stuff on an eCommerce website is good to make money online with investment. You can sell physical items on e-commerce websites like Jumia, Konga, and Alibaba. You can also create your e-commerce website whereby you showcase pictures of several products. Visitors to your website can place their order and you courier.

Selling stuff on E-commerce is different from dropshipping, because, in E-commerce, you need to get the products ordered by the customers and ship them yourself to your customers.

It is not a must to have a website to do this. You can use your Facebook page to showcase and sell their products and services.

Related: Nigeria e-commerce; Buy and Sell Online in Nigeria

  1. Develop mobile App

If you have the expertise, you could build apps and sell it on Apple or Google Play store. People download the free version of the app and then upgrade to a premium version, you make money.

There are thousands, if not millions of apps on Apple and Google Play store. Many of these apps were created by individuals just like you.

Do you know that you don’t have to be a software guru to be able to develop an app? All you just need is an idea. If you have an idea of an app that will be useful to users and you are quite sure of its marketability, then you can hire developers to develop the app for you.

If the app is useful to people, Apple or Google Play store might accept the app and you start making money from each download or upgrade to a premium version.

  1. Sell photographs online

Most online users, bloggers or website owners use photographs for several things. Therefore, you can have a website where you display and sell photographs to people.

Some websites where you can trade your pictures online include, and

If you love taking good photographs, then you can convert this passion into online income generation.

  1. Logo Designing

You need to have some artistic taste, learn typography and colour coordination and Photoshop (or alternative software) to make money designing logos

But your investment will pay off quickly as different businesses want nice logos. Students can make money online through this means very well. You can start designing logos job in spare time.

Extra ways to make money online in Nigeria

Websites Testing

You can make money online by testing a website or app.

Once, you test a website; you get paid. Sign up at or to work as a website and app tester.

Don’t worry, no technical skills are needed.

Making money from internet is limitless. The above are some of the ways to make money online but you can search for other ways online.

We will keep updating this post as we assess and verify more legal and viable means of making money online.

You need to open your mind and position yourself to the endless possibilities and opportunities ahead. Making money online is not a get-rich-quick scheme. It needs hard work, patience, creativity, commitment and dedication.

Secrets of Making Money Online in Nigeria

Some of the hidden secrets of making money online in Nigeria you need to know;

  • Build an email list – Money is in the list.
  • Get a mentor – Internet Gurus know ways to make money in Nigeria online.
  • Be Patient – To make money online is not a get-rich-quick scheme.
  • Test it – Not everything works, so test to see if it works.
  • Sell yourself – you’re your product, the way you present yourself online is the way you going to make money online.
  • Target international population – international population pay.

A detailed explanation of the hidden secrets of making money online will be coming later…

Related: How to Start an Online Business in Nigeria

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