Diamond yello Account: opening, agents & Benefits

Diamond yello account has been in existence since 2014. I know that one time or the other, you may have received message from MTN if you are an MTN subscriber prompting you to open a diamond yello account (DYA). In almost all these cases; the detail of how to open the account, the account benefits and agents involved are not usually included in this message.

So, if you are interested in knowing how to open a diamond yello account, the benefit of the account and the agents involve; I am here to share that with you.

WHAT IS DIAMOND Y’ELLO ACCOUNT (DYA)

Diamond yello account is a financial service introduced by diamond bank plc in partnership with MTN. It offers customers a safe and convenient means of operating full bank account right from their home, office or anywhere through their MTN mobile phone without the hassles of tedious documentation requirements (all registered MTN customers are automatically eligible) or the difficulty of finding or getting to bank branches, as the product is easily accessible through our network of Agents.

HOW TO OPEN A DIAMOND Y’ELLO ACCOUNT

To open a diamond yellow account which usually takes a few seconds, simply dial *710# and select your PIN.

BENEFITS OF DIAMOND Y’ELLO ACCOUNT

The of benefits of diamond yellow account include;

• It saves you stress of tedious documentations required during the opening of account at bank branch as you can conveniently register right from comfort of your home.
• You can operate full bank account using DYA.
• You can buy airtime, pay for goods and services through Diamond yello account.
• You can send and receive money to and from any bank account in Nigeria and also to non-account holders.
• With you DYA, you can easily have access to bank services through our network of Agents for deposits and withdrawals.

DIAMOND Y’ELLO ACCOUNT AGENTS/ CUSTOMER CARE

The diamond yello account agents include mainly;

All The Mtn Trade Partners  Such As Annalight , Assoteltelecomm.&Electronics Co. , Benjack Transworld Agencies Limited, Glaceo Investment Limited, John Chris Communications Limited, Mobile Phoneshop Limited etc.

Click here too download a complete diamond yello Agent List

HOW TO USE /OPERATE DIAMOND Y’ELLO ACCOUNT

After opening diamond yello account by dialling *710# and selecting your PIN, to deposit money into your account, withdraw, transfer etc;

• All you need to do is locate and visit any diamond yello account agent close to you
• Tell the agent how much you wish to deposit into your Diamond Yello Account,
• Give the cash and your DYA NUBAN account number to the agent.
• The agent will credit your account with the amount you have given him
• You will receive a text message that your account has been funded with the amount you wish to deposit into your account.
• To be sure that the money has entered your DYA account, check your account balance to confirm.

HOW TO VIEW YOUR DYA NUBAN ACCOUNT NUMBER

• Dial *710#
• Then type 1 to select bank service and send
•  Select manage Account  by typing  6 and send
• To view your NUBAN Account Number, type  2 and  send
• Your Diamond Yello NUBAN Account Number will be displayed on your phone screen.

HOW TO TRANSFER MONEY TO OTHER Y’ELLO ACCOUNT HOLDER

• First, dial *710#
•  Follow by typing 1 to select bank services and send.
• Select Transfer Money by typing 1 again and send.
• Select Account to Account by typing 1 and send.
• Enter your receiver’s NUBAN Account number
• Repeat the  NUBAN Account number
• Enter the amount you wish to send
• Enter a reference, e.g. “John from Grace” (this is optional)
• Confirm that the details supplied is correct
• Finally, enter your Account PIN
• You will receive a message on your phone confirming the completion of your transaction

HOW TO TRANSFER MONEY TO A NON-Y’ELLO ACCOUNT HOLDER (non-MTN subscriber)

To transfer money to others who do not operate a diamond yello account;

• Dial *710#
• Follow by Select Bank Service by typing 1 and send.
• Then, select Transfer Money by typing 1 and send.
• Next, select send to unbanked by typing 3 and send.
• Enter your recipient’s mobile number.
• Repeat the mobile number.
• Enter the amount you wish to transfer.
• Enter reference, e.g. from Grace to Peter (this is optional).
• Select your four-digit secret code.
• Repeat the secret code.
• Confirm that the details supplied are correct.
• Enter your Account PIN.
• You will receive an SMS containing the secret code and a Token (a randomly generated twelve-digit number) on your phone.
• Send the Token and the secret code to your receiver. After that, your receiver can go to a Mobile Money Agent to withdraw the money.

HOW TO VIEW YOUR DYA ACCOUNT STATEMENT

• Dial *710#
• Then select 1 for bank service.
• Enter your account PIN to view your account statement for past 5 transactions on mobile phone screen.

HOW TO CHANGE YOUR DYA ACCOUNT PIN

• Dial *710#
• Then select 1 for bank services.
• Select manage account by typing 6.
• Type 1 to select change account PIN.
• Enter your current PIN.
• Follow by NEW PIN.
• Finally, you will receive a confirmation message on completion with your new code in it.

HOW TO WITHDRAW MONEEY FROM YOUR DIAMOND Y’ELLO ACCOUNT

To withdraw fund from your diamond Y’ello account;

• Visit any Diamond Yello Account agent close to you.
• Inform the agent how much you wish to withdraw from your account
• Listen and follow all instructions to withdraw amount from an agent.
• Await a confirmation prompt from the system (sent by the agent to your phone) to approve cash withdrawal.
• Proceed to approve cash withdrawal once confirmation prompt is received.
• From your Phone, dial *710#.
•  Select Bank Service by typing 1.
• Type 3 to select Cash Withdrawal and send.
•  Type 1 and send.
• View the transaction pending approval from the list
• Type 1 to select Approved  and send to approve cash withdrawal
• Enter your account PIN
• You will receive a message confirming the success of the cash withdrawal along with your remaining balance after the transaction.
• The agent will give you the money you have withdrawn.

HOW TO BUY MTN AIRTIME FROM YOUR DIAMOND Y’ELLO ACCOUNT

To buy MTN Recharge card from your diamond yello account;

• Dial *710#
• Type 2 for MTN services and send.
•  Then, type 1 to recharge your phone or type 2 to recharge for others and send.
• Enter the amount of Airtime you wish to buy.
• Enter the beneficiary’s mobile number if you are recharging another person’s phone number.
• Repeat the mobile number entered in step 5 above
• Confirm the details supplied is correct
• Enter your Account PIN
• You will receive a message on your phone confirming the completion of the transaction.

For more information visit; diamond bank yello account web page