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How to Make Money Online in Nigeria

Are you one of those people who would like to learn how to make money online? If yes, this is a great place for you. Whether it’s for your own pleasure or as a way to generate an income, we are going to show you exactly how you can make money online. Even if you’re a student, housewife, graduate or unemployed; there are great options for you.

The internet has made the world a global village. It has changed the way we live, the way we shop and how we make money. With just a click of a button, you can make money online in Nigeria! This post will show you how to start earning an income online in Nigeria with or no investment.

I know that you might be confident of the stability of your full-time job if you’re employed. The fact is – that your  job will not give you that free time to scan for new income stream generation. With the look of our economy, we all need multiple stream of income to survive. So even if you are not ready to work online full-time, you can concentrate on earning passive income or extra cash

How to make money online in Nigeria

What Do You Need to Make Money Online?

Making money online is not rocket science. It’s as easy as you make it. All that you need to get started is the internet connection, laptop and a smart phone.

While you may need to get an office, you are not bound to rent one. You can just start from the comfort of your own home. Importantly, you need to be patient and persistent to succeed.

If you already have an existing business that is not online, register it with appropriate government agency and set it up online by creating a website for the business.

See: How to make money on Amazon in Nigeria

Here are how to make money online in Nigeria

Start a Blog

One of the easiest ways to make money online in Nigeria is to start a blog. Making money through blogging is not a get rich-quick scheme. But, you can earn money online legitimately when you start a blog and manage it properly

The right step is to determine what you’re good at or what you’re passionate about. Find a niche market within that area that you can serve and build a blog around it. Then, you research ways to make money online within that niche. Create valuable content that will drive traffic to your blog. Build a mailing list of subscribers who are interested in what you have to say. Promote your content through social media and other channels to build an audience.

How to Make Money Blogging

Depending on the blog niche you’ll to cover, you can make money:

  • Selling advertising through your blog
  • By signing up for affiliate programs to earn commissions while promoting products/services that are related to your blog niche.
  • Selling your own products on your blog
  • through Google Adsense  or Adsense alternatives

Work as a Freelancer

Working as a Freelancer is a great option to make money online in Nigeria with no investment. Freelancing is all about rending your skill to people who need it at a convenient time. And you can start this without a dime.

You can write articles, blog posts, product reviews and other content for different websites. If you have the time and patience to do this every day then this is your best option as it will give you enough income to live on without having any other jobs.

There are some useful tips that can help you get started as a freelancer. You don’t need any experience whatsoever!

Freelancing sites like Upwork or Fiverr offer freelancers all over the world who want their services performed at very cheap rates (around $7-$10). You can start working with them immediately after signing up on their website by completing some application forms which will ask questions about yourself. For example, what kind of skillsets do you have as new hire? How much experience do you have with writing articles/blogs etc.?

Great Ways to Make Money Working as a Freelancer

Some great ways to make money working as a freelancer apart from that already mentioned include:

  • Web designing
  • data entry
  • copywriting
  • SEO
  • Coding
  • Mobile app developing
  • logo designer
  • virtual assistant worker
  • etc

The interesting fact is that -there are so many ways to make money with freelancing. But, you need to be prepared to put in some effort to find clients and build a client base.

Become an Affiliate Marketer

Affiliate marketing is a system where you get paid by other websites for bringing them targeted traffic, or referred visitors. Affiliate marketing platform offers high commission rates, making it a great way to make money in Nigeria. Once you’ve signed up and begun promoting various products, it’s time to start earning money. Keep in mind that you’ll need to build up a strong portfolio before you can start earning commissions.

 How to Make Money as an Affiliate Marketer

You sign up as an affiliate marketer with an English attire distributor. And the company agrees to pay 10% commission for every one person you refer to their website that buys English attire. They’ll give you an affiliate link to their website that contains their best English attire to share on your social media page or blog. If the price of one pair of English attire N60,000 ($55) and you referred one person to the English attire website. And the person buys the attire, your commission is N6000 ($10).

There are some great affiliate programs that will allow you to sign up and link to products from many different companies. Affiliate networks like commission junction, Jumia j-Force, Amazon affiliate program, Konga affiliate program etc.

Interestingly, you can set up your own affiliate website and share it with the world (or just tag your friends with the link). The more people who click on the link, the more money you’ll make. In fact, if you have a large audience of Nigerians interested in making extra cash through their social media platforms like Instagram and Facebook then this could be one of your best bets!

Sell Products/Services Online

Selling products or services online is a good step to make money online in Nigeria. You can sell virtually anything online. If you have your own product or service, this is a great way to make money online.

You can sell your product on your own eCommerce website,  social media platforms or marketplaces like Jumia, jiji, Etsy, Amazon. You can also sell on other eCommerce platforms.

If you need to create a product of your own, you can either hire a designer or create your own product with software like Canva or Photoshop. Creating your own product or service can be a long process. And it can be difficult to find people who are interested in what you’re selling.

If you’re going to sell physical products, you need to find a manufacturer, create a website, and market your product. If you’re going to sell a service, you need to create a website to advertise your services, find clients, and make sure that your clients are happy.

How to Make Money Selling Products/Services Online

I know the question running on your mind is “how can you get started with selling online and what exactly can you sell”

The process is simple….

  • Brand yourself.
  • Get a winning product that solves pressing need.
  • Take it online; build sales funnel and run ad. That’s all!

And the products you can sell include:

  • Digital products such as Digital books (pdf, kindle, ezines), Video courses, Software, Multimedia (e.g. pictures, games) etc.
  • Physical products – selling physical products over the internet requires the services of a courier for delivering products to your customers.

 Start a Youtube channel

With the popularity of video, you can start a YouTube Channel and start making money online in Nigeria. You can create tutorials, reviews, DIYs, or videos related to your niche. You can also start a livestream where you can interact with your viewers.

Youtube gets an amazing 5 billion viewers each day.

Ways to Make Money through YouTube Channel

There are many different ways to make money through YouTube, but it takes a lot of time and effort. You can sell your own products, advertise other companies’ products or even make your own product. You can also get sponsored by advertisers who want to promote their products or services on your channel.

Interestingly, you can as well monetize your YouTube videos using Google YouTube Partner program. But, you have to meet Google requirements of 1000 subscribers of your YouTube Channel. Once you hit 1000 subscribers, you apply and set up your  AdSense account from within YouTube Studio. And you’re good to go!

To make money from YouTube, you need to have large subscribers or following. You can grow your subscribers by creating consistent content, engaging with your viewers and participating in other social media platforms. It takes time to build up large YouTube subscribers, but it’s a great way to make consistent income online in Nigeria.

Start an Online Business

If you have experience in an industry or you have a product that you think people need, start your own online business. Starting an online business is one of the best methods of making money online in Nigeria.  But the setback is that, it requires capital investment.  And this can be challenging, as you will need a lot of money to start your business. Interestingly, it can be very lucrative if you do it right.

Getting started with an online business takes a lot of time and effort. You need to create a business plan, find suppliers and create a product that people want to buy. You also need to find customers and make sure that you’re meeting their needs. So, these are a whole lot of work plan you need to put in place if you want to get good result in long run.

Whereby you don’t have enough capital, a good tip to starting an online business is to being small business offline. Once you’re established, you can take the business online.

Online Businesses you can Run to Make Money Online

Some online businesses you can start to make money online in Nigeria include:

Participate in Online Paid Surveys

There are many online paid surveys where you can start making money online in Nigeria. You can create a profile on these paid survey sites, take surveys based on your area of expertise, and start earning money. You can also find online paid survey networks where you can create an account, complete surveys, and get paid.

The good news is that there are thousands of sites out there where you can find legitimate paid surveys. All it takes is finding one that suits your needs and interests so that you get paid (and keep getting paid).

Top Online Paid Survey Sites for Nigerians

If this sounds like something interesting for you then check out these top online paid survey sites below:

The fact is that – you can make money online in Nigeria by doing paid surveys.

Create an Online Course

Creating an online course can be a great way to make money online in Nigeria. You can create a course related to your area of expertise and start selling it.

Platforms you can use to Create Courses and start Selling

Some  platforms where you can create a course and start selling to make money are:

You can create a course on almost any topic like marketing, skills, health, etc. You can start making money online in Nigeria by creating an online course.

Become Naijaonlinebiz Writer

This is one of the easiest options to make money online in Nigeria if you have good writing skill. You can become a naijaonlinebiz writer by writing for us on topics you are interested in writing about.

How much do Naijaonlinebiz Writers Earn?

Well it depends on their skill level. But generally speaking, they earn $5 – $20 per article depending on how long they take to finish it up and if they have access to other formality like templates etcetera.

Once your article is accepted, you get paid for it. So, why not start to write for We accept articles ranging from business, technology, investment to finance.


  • Joining naijaonlinebiz writers  is by sending an email to us
  • You get paid whenever you write
  • You don’t need to be SEO expert to write for


  • Naijaonlinebiz writers are average writers
  • You need to be a creative writer to be accepted as Naijaonlinebiz writer

 Mobile App Developer

Starting Mobile App Development is a great way to make money online in Nigeria. It is a high paying job, and you can do it from anywhere in the world.

Ways to get Started with Mobile App Development

There are many ways to get started with mobile app development:

  • If you have experience in programming, then this could be your best option because most companies want someone who knows how to code well and understand what they are writing about.
  • If you don’t know anything about coding or programming languages like Java or Objective-C (iPhone), then there are other ways that would still allow you to build apps without having any knowledge on those subjects beforehand!

  Graphic Designer

If you enjoy creating logos, websites and other media, graphic design is a great way to make money online in Nigeria. You can work for a company or freelance as a freelancer.

How to Make Money as a Graphic designer

Graphic designers create logos, websites and other media for businesses or individuals. They also create presentations such as business cards or brochures that might be used in an office environment.

Graphic designers need to have good problem solving skills because they’ll often come up against challenges when designing something new that doesn’t yet exist out there on the market (e.g., creating something from scratch). They also need creativity because so much of their work involves coming up with solutions based on what others have done before them, this requires innovation!

Offer Online Consultancy

If you are an expert in your field or you have a good knowledge of a subject, you can provide online consultancy services to make money online in Nigeria.

To run an online consultancy firm, you need to build a website and add live lines and chat box for reaching you easily. If you are an experienced and expert dietician, you can start by filling your website with diet solutions to some health-related issues. You can also hire other health-related professionals to assist you.

When you have an online audience, you can offer to meet with your clients physically to help them solve their problems or you can offer one-on-one video or online chats to assist them at a fee.

Ways to Make Money Offering Online Consultancy

Depending on your expertise, you can make money

  • Offer consulting services to small businesses.
  • Offer your services on a freelance basis.
  • Provide advice on how to make businesses run more efficiently and profitably, as well as how they can improve the quality of their products or services.

The most important thing when offering online consulting is being able to provide value with every interaction you have with clients. You need to be able to answer questions quickly and calmly, while also providing explanations that are clear enough so that they understand what you’re talking about without having too much information overload in each response (which could lead some people away from using your service).

Start Online Tutoring

Online tutoring is one of the best ways to make money online in Nigeria. It is all about packaging your knowledge and expertise into course and then selling the course modules.

If there is any subject or course you are knowledgeable of, why keep it to yourself? You can package this knowledge and share it online to make money.  You can deliver the online course to your clients via email, videos or a one-on-one online chat. A good package online course can continuously create passive income for you.

How much will you Earn as Online Tutor?

Online tutors make roughly $15,000 per single course. There are also many platforms that you can sign up to create your own course.  Platforms like Udemy, teachable etc.

Become Web Developer/Programmer

If you want to make money online in Nigeria as a web developer, you will need to learn how to code. There are many different programming languages that can be used, but the most common ones are PHP and HTML5. The main thing is that you will need good knowledge of how computers work. So that when your client wants something done, they don’t have any questions about why it isn’t working or what went wrong when trying out their idea themselves.

Ways to Make Money Online as a Web developer

There are many ways you can make money online as a web developer:

  • Build websites/apps for clients – this requires knowledge of HTML5 and CSS3 (Cascading Style Sheets). You could also hire someone else who has these skills if they aren’t available yet; however this may cost more than just learning them yourself!
  • Market yourself as an expert in certain areas on YouTube/Facebook etc… This requires no knowledge at all beyond basic grammar rules – just watch videos posted by others who do similar things regularly enough until one gets bored enough with watching them anymore!

eBook Publishing

eBook publishing is another great way to make money online in Nigeria. Ebooks are easy to write and publish, which means you can get started immediately. People are looking for ways to solve their daily challenges like health, family, spiritual issues etc.  If you have solutions to these issues, you can put down how to solve them in an eBook

Where to Sell eBook Online to Make Money

Sell your ebooks on your own website or  sell on platform like Amazon to make money. For example, if you have a blog about travel in Nigeria and want to monetize it further by selling ebooks on the topic of traveling around Africa, then this might be an option for you!

The one-off fee model allows readers who buy once per month, while subscribing customers pay only once every month (or even quarterly). The subscription model is more common but requires more effort since it needs constant updating so that readers don’t miss out on new content being added regularly.


Dropshipping is a business model where you buy and resell products online. It is a legitimate way to make money online in Nigeria.

Dropshipping businesses can be started with little to no money, but they require time and effort. The first step in setting up a dropshipping business is finding products that you want to sell on eCommerce platforms like Amazon, Aliexpress, Shopify, WooCommerce etc. Then, you create an account on these websites. So that when someone buys one of your products from your store (which will be called “your shop”), you’ll get credit for it automatically.

Once you do it right, sit back and relax. Knowing that whenever anyone searches for something related to the kind of product/item you sell; chances are high enough that Google search engine will index your products.

Depending on how much traffic and people buying stuff from your shop, you can get paid every two days!

Run an Online Store

Online Store is a platform you can use to sell products/services over the internet. Running an online store is a good way to earn income online in Nigeria.

Whether you are into digital products, fashion designing, gadget sales, shoe-making, furniture amongst others you can setup online store.

How to Make Money through an Online Store

Even if you do not have products to sell, you can set up the store and look for distributors and copy their products into your online store. Whenever a customer orders for a product, you forward it to the distributors, they supply the product to the customer and you get paid

Here are steps to set up an online store:

  • get a good domain name (business name) and register it
  • Host your website
  • Install an online store software like Shopify or WooCommercce plugin
  • Upload your products or items
  • Sell your product

The volume of product-based searches worldwide is increasing every day. This means more money on daily bases.

Trade Forex

There’s no doubt that making money online is a popular pursuit these days. And with good reason – it’s a very lucrative way to earn an income. One way to do this is by trading forex.  Forex is a foreign exchange market where investors buy and sell currencies.

Strategies to Trade Forex to Make money

There are several strategies to trade forex:

  • Swing trading
  • Countertrend trading
  • Trading Support and resistant etc.

So find one that’s best for you. Make sure your investment is safe by using a regulated broker, and follow the proper trading techniques and indicators to improve your chances of success. Forex trading can be a very lucrative way to make money, so get started today and see for yourself just how great it can be!

Trade Crptocurrency

Crypto trading can be risky, but with a little bit of knowledge and practice, it can be a great way to make money online. When you begin trading, be sure to take things slowly and trade carefully – making small, manageable bets is the key to success.

Secondly, start trading bitcoin and other digital coins like Ethereum, Binance coin, Solana etc.  Once you have a good understanding of the market and the coins involved, it’s time to get trading! Keep track of your portfolio, making sure not to lose any money along the way.

Finally, if you want to learn more about bitcoin and cryptocurrency trading, read up on the topic. This way, you’ll be up to speed on all the latest news and developments, and be able to make better informed decisions when trading.

Social Media Marketing

If you’re looking to make money online in Nigeria, social media marketing is a great way to get started. This type of marketing is simple to learn and involves using online platforms to reach and engage your target audience.

Social Media Platforms to Promote your Products/Services

There are many social media marketing platforms available. Examples are:

  • Facebook
  • Instagram
  • Twitter
  • Whatsapp etc.

So it’s up to you to decide which one is best for your business. Once you’ve selected a platform, the sky’s the limit as to what you can achieve. Start small by using free resources and gradually building up your business. Remember, social media marketing is all about creating a connection with your target audience, so be creative and have an appetite for success!

Offer feedback on Apps

There are so many great app options available on the internet; it can be hard to decide which one to choose. That’s why it’s important to take the time to research different app options and find the right one for you. Once you’ve found a few that you like, make sure to offer quality feedback. This will help people decide to continue using your app – and that means more money in your pocket!

To increase your chances of making money online in Nigeria, enter a short review of the app and include your contact information so that people can reach out to you. You could also share affiliate links for app marketing or app sales. Either way, app marketing in Nigeria is a great way to make money and improve your social media presence at the same time!

Resell domains

Money is tight and everyone is looking for ways to make some extra cash. One great way to make money online in Nigeria is by reselling domains. Registering a new domain name and listing it for sale on a domain marketplace like or can be an easy way to start making money right away!

Be sure to stay up-to-date on the latest trends and news in the domain industry, so you can make the most money possible.

App and website testing

There is no one right way to make money online. However, apps testing and web testing are two popular options that can help you get started. App testing is a process of evaluating the performance of an app before it is released to the public.

Web testing is the process of evaluating the design, functionality, and security of a website. Both of these methods can be time consuming, but if you have the right attitude and are willing to put in the hard work, you can make money online in Nigeria!


Podcasting is a great way to make money online in Nigeria. With over 200 million active listeners, there’s a podcast for everyone. In order of popularity, podcasts about finance, business advice, and technology are the most popular right now.

Start by researching which shows suit your industry and start producing quality content so you can attract advertisers and build an audience! There are many different podcasting platforms to choose from, so it’s easy to find one that suits your interests and style.

Best Podcast Platforms to List your Podcast to make money

So why not give podcasting a try? It’s an easy way to improve your knowledge and build your business skills, all while making money!

Start instagram Live Series

There’s a lot of money to be made online, and social media is one of the best platforms to do it. One great way to make money online is by starting an Instagram Live series. This involves broadcasting your content online, and getting paid every time someone watches it live. Whether you’re into fitness, makeup tutorials, or just trying out new food trends, there’s something for everyone on Instagram Live!

And do you know the best part? You don’t need any special skills or equipment to start broadcasting – all you need is an iPhone or Android phone and an internet connection! So start your series and get started making money today!

Trade Stock

Making money online in Nigeria is possible by trading stocks and CFDs. Trade stocks and CFDs to make money online in Nigeria by directing your stock investment towards companies that you believe will perform well in the future. Options are a great way to make money because you have the ability to sell and buy stocks at any time, which gives you the power to control your investment.

Also, you can trade currencies and commodities to find opportunities in the foreign exchange market. Do your research to make sure that you’re making the best decisions for your money, and remember – never invest money that you can’t afford to lose!

FAQs on Making Money Online in Nigeria

How can I avoid getting scammed when making money online in Nigeria?

Always be vigilant when it comes to making money online in Nigeria. Here are a few tips to help you stay safe online:

  • Use a reliable and secure browser.
  • Avoid clicking on suspicious links or linking on link that look suspicious
  • Always be cautious about downloading files from unverified sources.
  • Be especially careful about entering your personal information or any financial details online.

How do I protect my Identify and personal information when I’m making money online in Nigeria?

Before you start making any money online, it’s important to take some basic measures to protect your identity and personal information. Here are some tips:

– Always create a strong password and keep it confidential. This is especially important when making money online as your login credentials could be stolen if they’re easily accessible.

– Never give out too much personal information such as bank account numbers or social security numbers over the phone or email. This is also a good way to avoid being scammed.

– Use a secure browser whenever possible. Make sure your browser is up-to-date and encrypts all of your traffic through a VPN or virtual private network. This will help protect your online identity and personal information from being stolen or hacked.


Making money online in Nigeria can be a difficult task, but with the right approach it can be a rewarding experience. The above are how to make money online in Nigeria. Have the right mindset, be diligent and persistent; you’ll succeed in making money online nigeria.



We will keep updating this post as we research and verify more legally means to make money online in Nigeria.

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