340 thoughts on “How to open a domiciliary account with Gtbank, Firstbank & Zenith bank”

  1. Good day sir. I want to send money to my dorm account thought it’s dormant. Do you think my mum would be able to withdraw the money when I send it? Do you have any idea how much First Bank charge for every transaction?

    1. Hello Akan,
      If the account is dormant then you need to activate it. Secondly, if you were the person who open the account then your Mum wouldn’t be able to withdraw money from the account.

  2. Hi Emma
    After linking my firstbank naira MasterCard on PayPal through my firstonline account, will i be able to withdraw funds/money from my PayPal to my Bank account.

  3. Hello Emma
    Please what are all the possibilities means of transferring money ir withdrawing money with PayPal.
    And also Can i withdraw money from PayPal with all Nigeria Bank with a dorm account.

  4. Hello Emma,i have 2 questions to ask u
    1):How do i get a dollar MasterCard with firstbank without a dorm account.
    2):Can i link my paypal with a naira MasterCard with firstonline account even when naira MasterCard has been suspended for international transfer

    1. You can not get dollar MasterCard with firstbank without a DOM Account. Meanwhile, firstbank for now does not issue dollar MasterCard.
      You can link your naira MasterCard to your firstbank PayPal through your firstonline account even when naira MasterCard has been suspended for international transfer

  5. Emma,
    Once again thanks for all your answers. I do have a few more questions for you.
    I reside in the USA but will be in Abuja in two weeks for about one week on business and will like to open the DOM account while there.
    I will be staying in a hotel in Abuja during my stay.

    I do not have any bank references. I also do not have utility bills in Nigeria since I don’t reside in Nigeria. Is there any way around these requirements.
    I have been hearing about BVN. Do I have to have BVN to open a DOM account. If yes how do I go about getting one or does the bank offer BVN as part of opening the DOM account.
    Your advise on how to get this done is highly appreciated.

    1. Hello Steve,
      There is a provision for foreigner who wants to open DOM account. The BVN is not needed in this case but you need references. I will advice you visit the bank for clarifications.

  6. Can i get a Dollar MasterCard after opening a domiciliary account at firstbank before paying the minimum deposit which is $500.

    1. Hello Danibryn,
      For now; the only bank that I know that offer Dollar MasterCard is GTBank and you can get the dollar MasterCard before paying the minimum deposit with Gtbank domiciliary account.

  7. Can i get a dollar MasterCard after opening the domiciliary account with first bank before paying the minimum deposit which is $500.

  8. Hi Emma,
    Yes, you mentioned this. I refer to UK all the time but no problem:
    [quote]
    Hello Elias,
    Savings account is a Naira account NOT GBP, USD or Euro account. It is domiciliary account that is dominated in GBP, USD and Euro.
    [/quote]

    I wonder if having an USD account in UK. I then wonder if someone with a Nigerian Naira account in Nigeria can make a wire transfer to an USD account in UK. With this I mean that Naira will be converted to USD on the way which it usually does between different countries with different currencies?

  9. Hi Emma, I was really glad to hear from you that Naira accounts exists in the UK because that is what I want to have!

    I did get an email answer from Zenith bank and Firstbank in the UK, – and they said that they didn’t have Naira accounts. So I am not sure what is true. Do you have any idéa?

    Thank you!

    1. Hello Elias,
      Can you quote me where I mention that Naira account exist in UK? Zenith, Firstbank, and even GTbank Saving account in UK is dominated in Pounds, Euro and USD while savings account in Nigeria is dominated in Naira. So, if you want to have Naira account, you have to open it in Nigeria NOT in UK.

  10. Thanks Emma, then I understand, so savings account is in Naira.

    If you look at the image here which shows section 4 for GTbank:
    http://www.bilddump.se/bilder/20170404171743-195.252.32.111.png
    PDF-name: “gtbank_personal_application_form_jan_2016_vsp1_1”

    There are choises besides “Savings Account” for: GBP, USD, Euro. It looks confusing. I don’t know why those choises?

    The other question. When having Naira on the Savings account and as an example buying something in USD on Amazon.
    What rate(Black market or official rate) is used for this conversion?

    Thank you!

  11. Thank you Emma, I appreciate your answers very much!
    I was looking through the GTbank application form for Savings Account and could see that I will choose any of those currencies: GBP, USD or Euro.

    I thought the Saving Account was in Naira so 2 questions there:

    1. Is it possible to have the Savings Account in Naira when opening the account in UK?
    I beleive my question is for all three banks GTbank, Firstbank and Zenith bank?

    2. If GBP, USD or Euro only is possible. Can a person deposit Naira into my Savings Account and will it then automatically be converted to for example USD? If a conversion is made. Exactly what rate(Black market or official rate) is used for this conversion, to be sure is it possible for you to take todays Naira rate to not misunderstand?

    Thank you!

    1. Hello Elias,
      Savings account is a Naira account NOT GBP, USD or Euro account. It is domiciliary account that is dominated in GBP, USD and Euro.

      “Can a person deposit Naira into my Savings Account and will it then automatically be converted to for example USD?” No! It is not obtainable.

  12. I understand so it is possible to open a savings account without filling in the referee form in both GTbank and Zenith bank.

    I ment if I first open a saving account in GTbank, I can then for example next day go to Zenith bank and open a savings account there as well? Perheps I wonder if there was any special rule that I only can have one account in any Nigerian bank?

    Thank you!

    1. Hello Elias,
      you can open as many savings accounts as you want. “I ment if I first open a saving account in GTbank, I can then for example next day go to Zenith bank and open a savings account there as well?” Yes, you can. There is no special rule against that.

  13. This question is for opening a saving account with GTbank and Zenith bank. I found below “Quote” on a webpage.

    So the question then is. Do you need Two Referees ONLY when opening domiciliary account in Both banks?
    With other words, is it not needed to have Any Referees when opening Saving accounts in Both banks?

    “Two Referees: In order to proceed with your domiciliary account opening with Gtbank, you need to provide two people who are CURRENT account holders that could stand for you to guarantee that you are of good conduct and that you will be able to maintain a current account with the bank”

    1. Hello Elias,
      1. Each of the bank will required to provide two referees who operate current account (for domiciliary account opening).
      2. You don’t need a referee when opening a savings account.

  14. Thanks Emma!

    I wonder if it is possible to open an account in both GTbank and Zenit bank at the same time in the UK?

  15. Then I understand. I also wonder if you need to have any of those for either GTbank, Zenith bank or Firstbank:

    Working permit
    Resident permit

    Thanks

  16. Hi Emma!

    I have a question for GTbank and Zenith bank.

    Do you have to be Nigerian to open a bank account in the UK or can you be from Denmark like I am and be able to open an account? With other words I live in Denmark and are of Danish origin.

    Thanks

  17. I am afraid that I can’t find a way to summarize the questions in any better way. I think the questions are mostly yes or no answers.

    Thank you again!

  18. Thank you Emma for your answer,

    A few more questions that I wonder about. Also to keep in mind that I am Swedish and live in Sweden and would travel to UK to open the account.

    To confirm:
    1a. You don’t need to live in Nigeria to open an account with GTbank and Zenith bank?

    1b. You need to live in Nigeria to open an account with Firstbank or can I live in Sweden?

    2. For GTbank. It is mentioned to have 2 referees preferable from GTbank. Would it be possible to open the account(if there is any possible exception or any other possibility?) as I might have problem to find people that have an account in GTbank or any other Nigerian bank?

    3a. For Firstbank. This was written above:
    “Two (2) independent and satisfactory references (For Checking account only)”
    Does that mean that if I open a domiciliary account with Firstbank. Will I still need 2 referees like GTbank? or is it in Firstbanks case only needed for “Checking account”?

    3b. For Firstbank. Is it a defenitive must to have a “Resident permit ( for non- Nigerians)” to be able to open a domiciliary account or is there any possible exception or any other possibility?

    3c. For Firstbank. “Address verification document” is needed. Does that mean that you need to live in Nigeria? (Which I don’t)

    4. For Zenith bank. It is mentioned to have 2 referees preferable from Zenith bank. Would it be possible to open the account(if there is any possible exception or any other possibility?) as I might have problem to find people that have an account in Zenith bank or any other Nigerian bank?

    Thank you again!

      1. Thanks Emma,

        It is not possible to write the questions more clear than I did. They are summarized from 1-4 as seen. If you are able to answer each question, I am sure to not miss any detail.

        Thank you

  19. I am a Swedish citizen living in Sweden and I was wondering if it is possible for me to open an domiciliary account through GT bank or First bank in UK.
    The reason why I mention UK is because I now those 2 banks are represented there and for me it would be easier to travel to UK and be there in person for the paperwork.
    Christian

  20. pls sir, can i open PayPal here in Nigeria that will help me to receive my earning from anywhere in the world and withdraw it here in Nigeria?

    Thanks

  21. Please I have a question. I just opened a domiciliary account with zenith bank.what are the details needed for someone to send money to the account? Is it just the account number and name

  22. Hi Emma,
    Thanks a lot for the information you have been providing.
    I have one question for you. I live in the USA and will be coming to Nigeria in about a month. I will be opening a DOM account.
    However I do not have a utility bill in Nigeria. Is there any way around that. I do have utility bills here in the USA. Is that acceptable? Thanks again.

      1. Are you saying that Ican use my utility bill here in the USA for my DOM account in Nigeria. Please clarify.

        1. Hello Steve,
          You can only open a domiciliary account when you are back in Nigeria. So, I mean your electricity bill or utility bill in Nigeria NOT in USA. I hope you are cleared.

  23. Hello.
    If I want to fund my Dom account in first bank for example since they do currency conversion, will it be at the prevailing bank rate?

    If I have a savings account with them, can I transfer money from it to the Dom since they will do the conversion?
    Thanks for the wonderful job you are doing.

  24. Great man good-morning. Please sir, can I add or linked my credit and debit card from Nigeria here to my PayPal account in other to send and receives my earning from all these online international market-places Ebay most especially please?

    Thanks Greatly Sir

  25. Please sir I want to open a domiciliary account with Gtbank
    I dont have the 100$ but I Have some friends who want to send me like 20$ each

    will it work out ??

    I mean will my account get activated

  26. Please Kudos for the wonderful job sir.
    I was trying to signup as an affiliate associate in Amazon but, it kept on telling me that YOU DO NOT PERMISSION TO PERFORM THIS OPERATION. So, I contacted the Amazon customer care and I was told that , the operator was aware of the problem and that they cannot tell me the exact time it will get right .
    So, please do you have any idea that can provide a solution to this issue ?

    Secondly , If you do not another idea that can help this out for me and for anyone in the forum who might have the same problem please can you help me if I can do the copy and paste from other international online shops like walmat and others which I do not know that you might know please to Ebay please?

    Please help me out sir , am just new to internet business sir.

    if possible you can email me ([email protected]) I will be grateful sir .

    THANKS

    1. Hello Joyce Idris,
      The challenges you are having seems to be a technically issue and can only be resolve by the Amazon affiliate marketing technical team.

      I will suggest you try Nigeria affiliate marketing companies like Konga, Jumia etc in you are in Nigeria.

  27. Hello Emma and happy new year to you,please I want to send money to Nigeria to reactivate my dad’s dom account so they can send me dollars from it,do you know how much it will cost for reactivation fee? The account is with first bank of Nigeria thanks

  28. Thank God i found this site. Emma please, i want to know. Can i transfer money from my payoneer card to my dollar domicilliary account?. Thank you

  29. hello i am from srilanka. i wanna make business with nigerian friend, he said that he could not make payment from sri lanka by western union. but some other nigerians said that western union does work in some cities in nigeria. i really do not understand what’s happening. is that true or is there any chance to make payment nigeria to sri lanka

    thanks

    1. Hello roshan,
      Sorry, my response came late. That is the current situation. Let your Nigerian friend send the money to you via wire transfer through Domiciliary account if he/she has one.

  30. Can I use ATM and withdraw in dollar, is there a specifyin ATM machine.
    Can I pay in Qatar money and receive dollar

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