Social Exchange Market Grant for Nigeria; Real or scam?

I want to seize this opportunity to warn every Nigerian about  Social Exchange market grants.  I read on huntersinternational that the long-awaited Social Exchange Market Grant is about ready for disbursement in Nigeria. The post has it that Mr. Adetula Emmanuel, the Principal Coordinator of Great Impact Microfinance Bank, who also serves as the SEM Coordinator for all Principal Directors in Ondo and Ekiti, stated that “money is here already. The challenge at hand now is just the documentation to the fund release. That’s it.”

My main aim of this write up is not prove whether  Social Exchange market grants is real or scam. This is because already people are being scam in the name of getting Social Exchange Market grant.

If actually you are looking for money to start up a business, these  10 ways can help you raise money to start up your own business.

Here is the fraudulent  message circulating on the Whatsapp groups about Social Exchange market grant for Nigeria.

Social Exchange market grant for Nigeria

Grant called social exchange market is available in Nigeria. The grant is  awarded by philanthropy across the world to fund ideas.

What is required is to get the form is N1000 for those within the SouthEast .
To pick up this form may be a challenge but I believe that it is possible. Call so and so….
The grant is minimum of 3million maximum of 10million.  No collateral needed.  However having fulfilled all documentation at the Development bank of Nigeria. There shall be disbursement.  This will call for monitoring of every project.
 Remember you are not paying any thing. You are not returning the grant.
Your ideas must be production oriented on to process and packaging.  It is not for buying and selling
The seminar is for you to be trained and get information
Social exchange market is funding.  They are group of philanthropy across the world.
It is not MMM. I’m not asking you to pay a dime
This grant was what president Jonathan Used for U-win
Your ideas is for you.
Your business ideas In this case is e.g, block making,
  Garment making
  Pure water industry
Poultry and processing
Cassava plantation and processing
Cattle ranches
Nursery school
Drug manufacturing industry
Aquaculture and
Bottling companies
Tomato paste factory
Matches and tooth pick
Nylon industry
Automated shoe making
Flour mill
Feed mill
The grant Is available
The forms are in serial numbers, your signature on it. Everything is physically verified.
In addition NATION BUILDERS CM NETWORK (NGO) is among few privileged NGOs in Nigeria Authorized through social exchange market principle platform to mobilize projects/investments across the country to be given money to empower people so as to drive such projects/investments for self reliance.
To partake in this on-going grant program, follow the steps below
Follow this steps:
Have a project/business you or your group want to establish in your community, town or city in Nigeria
Grant is released by Social Exchange Market for each project enlisted in that community, town or city under the group.
Note: Each business/investment will be subjected to a standard follow up for proper implementation by Development Bank Of Nigeria, Social Exchange Market.
generate model micro-finance banks that will  the grassroots becoming a financial institution. .
To partake in this on-going grant program, follow the steps below
Follow this steps:
Have a project/business you or your group want to establish in your community, town or city in Nigeria
Pick up membership registration from Smile Again Microfinance Bank indicating details of your location and your group intention.
Mobilize minimum of 1000 business/investment within the reach of your group in that community, town or city.
Attend Seminar/Workshop organized by Smile Again Model Microfinance Bank
Grant is released by Social Exchange Market for each project enlisted in that community, town or city under the group.
Note: Each business/investment will be subjected to a standard follow up for proper implementation by Development Bank Of Nigeria, Social Exchange Market and Smile Again Model Microfinance Bank.
For enquires call: 080379872, 07083925153.
Warning: Please,  disregard any such  information on Social Exchange market grants or any related one on  internet or whatsapp group. Fraudsters are everywhere!!!

According Hunters International, 1. ‘Our reporters post updates received from the organisers of social market exchange grants scheme.
2. Ever since, they have never reported the fund is coming from World Bank, but a foreign charity.
3. Our contacts provide photos, videos, and documentations to back up their claim.
4. Hunters International is not part of the organiser; we simply report the proceedings.
5. We keep contacts with a charity foundation, not multi-purpose co-orperative schemes.
6. We are aware some people (cooperative guys) are asking for money for application till date (it may be a way to dupe Nigerians).

My verdict: With all the evidence we have seen, I would say, let’s wait to see if all these Abuja meetings of stakeholders is a film trick or not. There is nothing to lose if everyone wakes up from their daydreaming. To me, it looks more real (with all the findings our reporters have made, and with the proof we’re getting from bethanyworld. After all, it costs us no dime. We advise everybody not to pay for any form anywhere (as far as what we know today).

We will make changes to this article if the need arises.

If you have any question or comment you can use the comment box below.

831 thoughts on “Social Exchange Market Grant for Nigeria; Real or scam?”

  1. @Austin stop defending what you don’t have link to. The said cash disbursement @ church has a whole lots to nail this grant as a scam. Was it the the proposed format for the alleged disbursement? Fraudsters also commit their resources to defraud their victims. Be guided!

    The efcc is yet to make a pronouncement about what transpired, if any of such took place.

  2. @Amazing; Where did SEM get the money they disbursed at Abuja church with Diamond Bank Bold Cheques in August 2018? .May the truth set you free. SHALOM

  3. @Gouch & Daniel; SEM has been growing the money with bank interest and planning to pay beneficiaries in instalments starting from this December 2018. Barr. Donald is greedy & smart but God is smarter than him. SHALOM


  5. If anyone here still thinks he or she is getting anything from SEM from now to march, my bet of 20k still stands.. Don’t insult me because my own no good o! Just put your money where you mouth is, shekina!!

  6. My dear d seems that you are been vindicated. This man called Donald is a hoax.nobody has seen this Donald only heard of him.he a creation of the organisers of this charade.don’t curse the people updating us they are also helpless. They were briefed by people they love and respect. Those briefing them are equally briefed by those they is a vicious circle. But if they Chief culprits are deceiving Nigerians they will pay heavily in so far there God in heaven. They will not Escape.

  7. If you know the root cause of the delays we will stop fighting each other here.The fight b/w the NCs and SEM was to our own advantage. The NCs started fighting SEM when SEM launched the grant in a church and gave beneficiaries only N200,000 – N300,000 instead of the 3 – 10 Million naira they applied for. NAMCCA was formed by SEM to revenge on the NCs. The NCs has been asked to step aside, but they are watching from a distance to make sure that SEM does not cheat beneficiaries. Barr. Donald knows that he might not survive the curses of 10 million Nigeria plus the curse he placed on himself if he fails to disburse at least 5% FRF this December2018. He is working hard to earn our blessings into the New year 2019. ———SHALOM

  8. I don’t blame anybody.sem in connivance with ncs planned and organized this thing and now after milking people they toying with lives since last information from the sem information from sem office all you hear is Donald said this and that .Donald is out and back.who is mysterious Donald that is very elusive time shall thing that is becoming clearer is that organizers of this charade does not fear God.

  9. Hello friends. I have decided to be silent because alot of fake news are been peddled everywhere concerning the grant. I was invited to same grant meeting yesterday where a high level personnel (name withheld) who has been in meeting with SEM coucus since Wednesday authoritatively told us that NONE including NC have been paid but everyone should Thank God and hold on till Thursday.

    Please let’s be careful of fake news. I know some won’t agree with this. Yes I won’t blame them. But this is the true state as at 1:30pm yesterday Friday.

    God bless you. Congratulations

  10. @ Gouch, I second what Austin said, If you too collect your grant fund and people keep on asking you that have you collected money ??? can you say yes ????? N/C and ceo keep quiet, that is the sign that they have been settled.

    Do you know our SEM update here for ourselves, SEM dont want it. They want to disburse silently without any announcement.

    @ D truth, keep quiet and shut up your mouth. What are you still looking here again. If this grant come out, you too will go and collect money you are called SCAM ???

    My people, lets be rest assured of this grant with patience, with our hands we shall collect it. If PD / chairman and directors collect their fund, they will not tell anyone until others fund ready for collection i tell you.

    The caliber of people in-care of it give me assurance that it will come out one day. Thanks and God bless.

  11. @Gouch; NAMCCA Executive meeting(without SEM officials) held a week ago cannot be a current update from SEM. The program SEM has this December can not be seen online for security reasons. There are things we cannot say online now for your own security. The only thing I can safely say for now is that the way SEM has silenced EFCC, CBN & NCs will soon be applied to NAMCCA & Beneficiaries. The only way you can hide information from your enemies is to speak in parables or divert their attension to the future. Please read in between the lines any time you see an update. It is later than you think————–SHALOM

  12. I know of a christian friend who told me in sept.2018 he was going to put all his grant in Bitcion(cryptocurrency trading) which was expected to make him a billionaire in December 2018. I cautioned him then. As I speak, many people has lost all their money in cryptocurrency trading. He among others should be thanking God for the delay in SEM grant disbursement.——–SHALOM

  13. A brief update on NAMCCA executive meeting in Abuja (08/12/2018)


    1: It is obvious to us at NAMCCA national level with all evidences and proof gotten from highly connected investigation done covertly that the grant may not look the way it is.

    2: However, we have information that disbursement may not be this year if nothing happens this December, it may come by March 2019.

    3: We strongly belief that Mr. Donald has reasons for covering tracks of the money for obvious reason and we appreciate him for that.

    4: We have been assured that money will come to Outlets chairmen as against the unfounded position of NC’s. Money will be sorted out from source to avoid victimization from any quarters.

    5: It is obvious that *THERE IS NO SECOND BATCH!!!* Stop paying money to anybody.

    6: Donald is in the country and SEM office remains locked (not by EFCC) but for security reasons SEM can’t operate their for now, although operations may be going on at a classified location.

    7: Stay calm and do something else for now pending the disbursement. Do not loose hope and don’t be intimidated by any CEO. They don’t have right to remove or shortchanged you. This assurance was made by SEM to us.

    8: Miss Precious has apologized and also revealed she was cajoled to blackmail NAMCCA by NCF by desperate CEOs

    9: Be rest assured that *NAMCCA is for SEM* and implementation of its laid down guidelines from onset. We are not fighting SEM nor the coordinators, our mission is to see SEM go through with agreement made with us via UCR and free our people from excessive extortion by CEOs.

    10: NAMCCA will continue her fight for injustice i.e. extortion cases with evidence, harassment and intimidation of members with proof

    Thank you.

  14. While would be Beneficiaries of SEM grant are running out of patience for the grant , their enemies are worried, lamenting & panicing that the grant is coming. IT IS COUNTDOWN TO OUR FINANCIAL MIRACLE WHICH WE CANNOT EXPLAIN HOW WHEN IT FINALLY ARRIVES————-SHALOM.

  15. @ Joe Alex, i second austin, please place a curse on you head too as donard did that SEM grant is a scam and we should forget abt it. We have heard you, stop repeating it. Thanks

  16. @Inno;SEM took a stand that they will settle the NCs. Nothing short of financial settlement can silence the NCs. @Joe Alex;I would have expected you to place a curse on yourself to convince us that SEM grant is a scam. Barr.Donald placed a curse on himself if he fail to disburse the grant. SHALOM

  17. SEM grant is a big Scam, there is no money anywhere to disburse, they should stop telling people stories upon stories, and disburse the grant money if it is real.

  18. @Austine what SEM did that makes them keep quite is that sem asked them to handover, that they want to take over and relet to Outlets Pds direct so the ball is in their (SEM) court now so they should start action positively or negatively which ever one lets see

  19. The Big Ouestion is; What did SEM do to the NCs that we are not hearing from them again ?. SEM will do the same to beneficiaries next week . SHALOM.

  20. @Paul ur right SEM has not paid anybody but if they think they have let them come out and say it and also clear the air on scam rumours here and there, this kind of situation can only exist in nigeria where everything goes lets keep our fingers cross and watch only time will tell us where we are

  21. Sem can never pay NGOs outlet money.the rumur is that they paid some NGOs their own cut .the same news was refuted by NGOs .in my own opinion sem has not paid anybody. The only money sem has paid is the one they distributed in a church last August. My worry is will sem ever pay.


  23. SEM may have just proved their incompetent and lack of goal orientation to have paid the grant to the account of the National Cordinators. If God will feed the nation of antelope in the jungle, he will not keep their green pasture by the den of the lions. We have a very serious problem with corruption in Nigeria which has characterized us as a dog eat dog world. If the genuine intention of the grant owner / SEM is to facilitate a bottom to top Pyramid of disbursement, then they have just failed by letting the money hang in the middle. This kind of situation is what makes any observer feel that Nigeria can never change for good again..

  24. If Grandparents(NCs), Parents (NAMCCA) & Children (beneficiaries) are hungry. It is a bad practice for parents to eat before their hungry children. IT CAN ONLY HAPPEN IN NIGERIA. The young shall grow if the parents(politicians) will not kill them with hunger. SHALOM.

  25. Dear all, kindly put yourself into their shoe, if you were ceo / nc, would open up for your grant applicants that you have collected your own grant and applicant have not ????? They might not open up for security reason until applicant fund ready for collection. Thanks.

  26. Kingdom Wealth Has Deny Their Been Getting The Money But Ishiba Has Not…… Is It Only Ishiba That Will Disburse This Year, Or Other Ngo Desided To Be Secretive In Their Approach To This Disbursement? Lets Know Our Faith This Year O

  27. There are have been strong denial by some NC that they’ve not been paid, especially kingdom wealth. That SEM does not even have their account details. That all this info about disbursement is a lie from the pit of hell. I believe some of you would have seen it no wonder everyone is quite. We dont know which one to believe again. But i believe one thing that Time is a revealer of truth.

  28. We don’t even know which information is genuine and which is fake for now. It is practically a disaster for SEM to pay the grant into the account of the National coordinators. Many of those NC have self ambition where they will divert the money to yield profit smartly before remembering paying any poor applicant. I won’t be surprised if some will not run away to another country with the grant. SEM should pay as many applicant into their bank account and send them text messages to notify them. I don’t think it is wise to entrust the money with NC that have proved untrustworthy by collecting exhubitant money as much as 10k from poor applicants to have enrolled them for this grant.

  29. All mfb by now ought to have done verifications for their beneficiaries ;where their account details are strictly imputed while some mfb rather chooses to open up an entirely new account for their beneficiaries in a designated banks. If your mfb has not done this, it simply means that even as the 5% hits the mfb account :they will not disburse to you people, thereby making your supposed exmas relief difficult and becoming a workload for them as the disbursement for the project money will commence in Ernest by January. These are what you as a beneficiary should be concerned about and not the genuineness of the grant which has been long sorted out .

    1. SHARAP ! why didnt SEM specify this right from the beginning? do you know that most people in the rural community got no bank account, I remembered sometime ago when ACCOUNT and BVN was the issue now you cooking up same issue but now narrowing it down to the MFB
      Mr keep quiet for once and stop all this irrelevant STORIES

  30. September: “Disbursements on October, praise the lord!

    October: ” Oh no! NAMCAA and EFCC.. SEM office sealed!
    “Nameless donators said SEM should disburse by November or lose it all”

    November: “Sorry for the delay, NAMCAA has surrendered and EFCC has left and EFCC forgot to put SEM’s investigation into record, Incredible!!”
    “SEM is now working underground in a secret office,Wow! Now we know SEM has other secret underground offices in Abuja, dem be MIA!!..

    December: “Donald swore on the alter to disburse this year, Glory to this wonderful God!
    ” Not full disbursement really, but the family relief funds to all beneficiaries, good start, uh??
    Wait! Everyone’s not getting the family relief fund this year due to pH, verification and re-verification, Dammit!!
    Full disbursement commence on January 2019!

    January: “???????????????

    Drama upon drama by supposed Men of God!. Admin, please allow @Ak to give us his own update, please.. Truth must prevail on this debacles no matter how hard you try to suppress it. Anyone taking this @Adeniyi guy serious needs deliverance from some sorts of spirits..

  31. All the NC were paid their 2% of the total money to disburse to outlet’s through this program for them and beneficiaries. This is because they are to be paid off but the outlets ceo will received only but 5% of the total money, which they will use to pay themselves their own 5% of their total 2% of the entire mfo supposed money and pay the beneficiaries also 5% of their Money each.

    This is because, they are meant to stay and continue to work to see to the successful disbursement of this entire grant and monitor their beneficiaries unlike the NC that has been paid off.

    This brings us to the money I publiched Last week on amount to be received by all executives and beneficiaries in this first face of 5% which is called family relief.

    Directors =1.5m
    Volunteers =900k
    Beneficiaries =250k to 500k

    All representing 5% of the entire money due as grant to the aforementioned.
    If you are an mfb executives and expect that your money will come in full or more than the percentage you are ordered to give to beneficiaries, then you are dreaming. You have a lot of works to do with the sem to see to the success of these program :you are the key to the bottom up program and shouldn’t expect yourself to be settle and let off the hook like the NCs were.

    From all indications, is obvious that sem has settled the NC groups and all in the process to settle the mfb, so that they can carry on the job to disburse to their beneficiaries their own way and not without been monitored. Whether or not the various mfb will meet up this December to disburse effectively to their teeming beneficiaries is what we can not tell as some of them have not even gotten account details of their applicants and some are very sluggish and unorganised.

    This information is still not 100% confirmed as this information was not published by the sem official website themselves, but by various participants with what they have seen or heard so far. But remove the issue of this program been a scam, as I myself have seen it in vision and confirmed with other people’s vision that is real.

    And the recent news paper review that federal government is set to open up micro finance banks across the entire country and disburse over 250 billion naira to people which am convinced is their own share of the money to participate in the program so as to score a political mark that apc made this grant possible :a condition that would have been given to Donald to allow him disburse is a perfect pointer that this is real. So be guided :the program is real and the disbursement is already on.

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