People often ask us, “Is WhatsApp monetized in Nigeria?” Well, the answer is yes—and today, we’re finally addressing it.
If you spend hours chatting, updating your status, or managing WhatsApp groups, here’s something you probably didn’t know: you can turn those long hours into cash.
In Nigeria today, WhatsApp is no longer just a messaging app—it’s a powerful money-making platform. With over 90 million active users in the country, the platform offers countless ways to earn without owning a website, physical shop, or even registering a business.
Whether you’re a student, side hustler, or small business owner, this guide will walk you through 13 proven ways to monetize WhatsApp in Nigeria without spending a dime. These methods are simple, practical, and beginner-friendly—even if you’ve never made money online before.
Let’s dive in and help you start earning from your WhatsApp.
13 Proven Ways to Monetize WhatsApp in Nigeria
Here are thirteen proven ways to make monetize WhatsApp in Nigeria:
Sell Products to Your Contacts and Groups
Selling products directly on WhatsApp is one of the easiest and fastest ways to start making money—no physical shop or website needed. If you have an active contact list or belong to a few groups, you already have a potential customer base.
WhatsApp becomes your digital storefront. You post product pictures and prices on your Status, respond to interested buyers in DMs, and send updates to groups or broadcast lists. It’s like having a mini online shop in your pocket.
You can start with simple, everyday items like:
- Fashion (clothes, shoes, handbags)
- Beauty and skincare products
- Perfumes and body sprays
- Wristwatches and gadgets
- Homemade snacks and drinks
How to Make It Work on WhatsApp:
- Pick a niche or product category– Choose something in demand and easy to source locally.
- Take clear, attractive pictures– Your phone camera is enough if you shoot in good lighting.
- Post consistently on your WhatsApp Status– Use catchy captions like “New Stock Alert” or “Selling Fast!”
- Join active WhatsApp groups– Share your products where relevant, but avoid spamming.
- Create your own WhatsApp group– Build a small community around your product. For example, if you sell clothes, post styling tips. If you sell skincare, share skin care routines. Mix value with soft-selling.
- Engage your audience– Share behind-the-scenes content, customer reviews, flash sales, or even limited offers to boost interest and urgency.
How you earn:
When someone likes a product, they reach out to you directly on WhatsApp to place an order and pay via transfer. You earn your profit per sale — all from the comfort of your phone.
People are more likely to buy when they trust you. Creating a community around your product keeps them engaged, informed, and coming back for more.
Promote Affiliate Products on WhatsApp
This is one of the easiest ways to monetize WhatsApp without owning any product. You simply partner with affiliate platforms like Expertnaire, Learnoflix, Stakecut, Jumia KOL, Selar, or Konga Affiliate, then promote products or services created by others using your unique referral link.
Now here’s where WhatsApp comes in: it’s where you build trust, share product value, and drive sales through Status updates, broadcasts, or your own groups.
How You Earn on WhatsApp:
When someone clicks your affiliate link and buys the product, you earn a commission—which can be as high as 40–70% if you’re promoting digital products. Some affiliates earn ₦10,000+ from a single sale just by sharing a status update or helpful message.
How to Start Affiliate Marketing on WhatsApp:
- Sign up on legit affiliate platforms like:
- Pick products that solve real problems– Things like business courses, skincare kits, CV writing templates, or diet plans sell well.
- Get your unique affiliate link from the platform.
- Promote using WhatsApp:
- Create a short, convincing product pitch.
- Share real testimonials or before-and-after results.
- Post consistently on your Status.
- Send broadcasts to people who showed interest.
- Share your link in relevant WhatsApp groups (if allowed).
- Follow up without spamming– Answer questions and help people see why the product is worth buying.
Focus on high-ticket digital products priced at ₦20,000 and above. If the commission is 50%, you make ₦10,000 per sale. Just 3 sales in a week = ₦30,000 extra in your pocket.
If you’re interested in promoting Affiliate products on WhatsApp, these Affiliate Marketing Strategies will help you get started and scale
3. Create and monetize a WhatsApp Group
WhatsApp groups aren’t just for gossip or school alumni—when done right, they can be a money-making goldmine.
You can build a WhatsApp group around a specific interest or niche—think business tips, crypto signals, cooking recipes, skincare routines, job alerts, or even dating/relationship advice. Once people see the value you’re sharing, they’ll gladly pay to stay or join.
How you earn:
- Charge a one-time access fee (e.g., ₦1,000 – ₦5,000) before adding members to the group.
- Sell ad slots inside the group to vendors, businesses, or fellow creators.
- Promote your own products or affiliate links and convert loyal members into paying customers.
How to Make This Work on WhatsApp:
- Pick a niche that solves a problem– For example, if you’re good at job hunting, create a group for daily job updates and CV tips.
- Start with free value– Create a free group first. Share helpful content for a few weeks to build trust.
- Transition to paid access– After building credibility, let your free members know you’ll be moving to a paid premium group with more value (e.g., exclusive tips, mentorship, resources).
- Collect payment via bank transfer or automated platforms– Then add verified members to your paid group.
- Engage the group consistently– Share new tips, updates, or discussions daily or weekly to keep members active and happy.
Use your WhatsApp Status and broadcast lists to promote your group and drive sign-ups. Also, leverage testimonials from happy members to attract new ones.
With the right audience and consistent value, a WhatsApp group can turn into a reliable stream of income—month after month.
Offer Freelance Services through WhatsApp
If you’ve got a skill—writing, graphic design, CV reviews, voiceovers, video editing, translation, or even virtual assistance—then WhatsApp can become your personal freelance office.
In Nigeria, where trust and personal connection matter a lot, WhatsApp is one of the best platforms to find clients without going through big freelance sites like Upwork or Fiverr.
How you earn:
You promote your services on your WhatsApp Status, connect with potential clients via DMs, agree on the job and price, then receive payment—all within WhatsApp chats. Work is usually delivered through WhatsApp, email, or Google Drive.
How to Monetize Your Skills on WhatsApp:
- Pick a service you’re confident in
Whether it’s logo design, content writing, social media management, or CV creation—start with one solid skill you can offer professionally. - Create a simple portfolio
Share samples of your work in a Google Drive link or PDF. If you’re just starting, do a few free or low-cost jobs to build your portfolio. - Promote consistently on your WhatsApp Status
Post value-driven content like design samples, writing tips, before/after transformations, or client success stories. Don’t just sell—educate and build trust. - Use client testimonials and referrals
Post screenshots of client feedback and ask satisfied customers to refer you to others. Social proof goes a long way on WhatsApp. - Offer discounts or bundles to new clients
For example: “First 3 clients this week get 30% off logo design”or “Order a CV revamp + LinkedIn optimization for just ₦5,000”.
Don’t have a skill yet? Learn one for free or cheap on platforms like YouTube, Coursera, Skillshare, or Google Digital Skills. Then bring that new skill to WhatsApp and start small.
With consistency, you can build a strong client base through WhatsApp—without needing a website or expensive ads.
Without much hassle, our detailed guide on how to start freelancing in Nigeria will help you get started with freelancing in Nigeria.
Run a WhatsApp TV Channel
Running a WhatsApp TV is one of the hottest and most effective ways to make money on WhatsApp in Nigeria today. If you know how to grab attention with funny, trending, informative, or niche-based content, this is your goldmine.
A WhatsApp TV is basically a broadcast list or status-based content channel where you post engaging content and build a loyal following. Once your views grow, small businesses, influencers, and startups will start paying you to advertise their products or services.
How you earn: You charge businesses or individuals a fee (₦1,000–₦10,000 per ad) to post their ads on your WhatsApp Status or via broadcast. Payments are received via transfer, and you post their promo content as agreed.
How to Start a WhatsApp TV in Nigeria
- Pick a niche– Focus your content on a specific area like:
- Gossip and entertainment
- Viral memes and comedy
- Business tips and digital opportunities
- Lifestyle, health, or relationships
- Student life, school gist, or campus updates
- Create a professional WhatsApp Business profile– Use a clear profile picture, business name, description, and catalog to appear credible.
- Build your audience list– Start with your own contacts. Ask friends and early viewers to save your number so they can always see your Status updates.
- Post consistently on Status– Share trending, funny, or valuable content multiple times a day. The more engaging your content, the faster your audience grows.
- Monetize with ad slots– Once you consistently get 100–1000+ views per status, you can begin charging businesses to promote. Your rate depends on your niche and reach.
- Create a media kit or rate card– Put together a simple flyer or PDF that shows your average views, sample ads, pricing, and how to book an ad.
If you’re new to running a WhatsApp TV, our detailed guide on how to start a WhatsApp TV in Nigeria is must-read. You’ll gain valuable insights on how to get started, grow your audience, and monetize your WhatsApp TV successfully in Nigeria
Sell Your Own Digital Product on WhatsApp
Selling your own digital product is one of the smartest and most scalable ways to monetize WhatsApp in Nigeria. If you have knowledge, a skill, or experience others are willing to pay for, turn it into a digital product and promote it directly to your WhatsApp contacts, groups, and Status viewers.
Examples of Digital Products You Can Sell:
- Ebooks (e.g., “How to Start a Profitable POS Business in Nigeria”)
- PDF guides (e.g., Mini Importation Starter Kit, Business Plan Templates)
- Online courses or training (hosted on platforms like Selar, Paystack Storefront, or Telegram)
- Workbooks, templates, checklists, or planners
- Pre-recorded video tutorials (e.g., social media marketing, graphic design, affiliate marketing)
How to Sell Your Digital Product on WhatsApp:
- Create your product– Package your content into an easy-to-consume format like PDF, MP3, or MP4. Use tools like Canva (for design), Google Docs, or PowerPoint.
- Set a price and payment method– Price your product affordably for your audience (e.g., ₦1,000–₦10,000). Use bank transfer, Paystack Paylink, or Flutterwave Store to collect payments.
- Promote via WhatsApp Status & Groups– Create eye-catching flyers or short videos to advertise your product. Share testimonials, benefits, and limited time offers.
- Send product after payment– Once someone pays, deliver the product manually (e.g., through WhatsApp or email) or use an automated delivery link (via Selar or Paystack).
- Upsell with bonuses– Offer extras like free consultation, a checklist, or access to a private group to increase value and boost sales.
Build anticipation before launching by teasing your audience with sneak peeks, countdowns, and testimonials. You can also use WhatsApp broadcast lists to remind and follow up with interested buyers.
How You Earn:
You earn money each time someone buys your digital product. Since digital products have no shipping cost or inventory needs, your profit margins are high. For example, selling a ₦3,000 eBook to just 100 people earns you ₦300,000.
Bonus Tip: Keep updating or improving your product and build a product suite—like a beginner eBook, an advanced version, and a paid group—so customers can keep buying from you.
Ready to start selling your own digital product? learn how to sell digital products in Nigeria (without a website) for a step-by-step guide on selling your own digital products directly on WhatsApp.
Run Paid WhatsApp Trainings or Classes
If you have valuable knowledge or skill—like digital marketing, data analysis, skincare, writing, cooking, crypto, or even hair-making—you can monetize it by organizing paid trainings or classes on WhatsApp.
It’s easier than running a full course platform. You simply:
- Create a class outline– What will students learn? How long will it last?
- Set your fee– Charge an access fee (e.g., ₦2,000 to ₦20,000 depending on value).
- Advertise your training– Use your status, groups, Facebook, or WhatsApp TV.
- Collect payments– Use bank transfer or platforms like Paystack.
- Create a training group– Add only paid participants and teach via texts, audio, videos, PDFs, or live sessions.
How You Earn:
You make money from every person who pays to join. For example, if 50 people pay ₦5,000 each, that’s ₦250,000 from one training. Some trainers run multiple batches monthly!
Offer a certificate, bonus materials, or private mentorship to increase perceived value and charge higher.
Offer WhatsApp TV Management for Others
Not everyone has the time or skill to run a WhatsApp TV, even though they want the results—audience growth, brand visibility, and sales. That’s where you come in.
If you’re skilled in content creation, social media, or audience engagement, you can offer WhatsApp TV management as a service. This means you help individuals, influencers, or small businesses:
- Build and grow their TV (broadcast list or status channel)
- Create and schedule engaging content
- Manage followers and boost engagement
- Handle customer inquiries or ad placements
How You Earn:
You charge a monthly retainer (e.g., ₦20,000–₦100,000) depending on the scope of work and audience size. Some clients may also pay you per campaign or content bundle.
Package your service with extras like content strategy, analytics tracking, and media design for higher pay. Create a simple portfolio showing past results or sample posts.
Drop-Shipping without Inventory
Drop-shipping lets you sell physical products without keeping any stock. It’s one of the easiest ways to start an e-commerce hustle on WhatsApp with almost zero capital.
Here’s how it works:
- Find a reliable supplier on platforms like Instagram, Jiji, or local wholesale markets.
- Upload product photos and prices on your WhatsApp Status, Catalog, or Group.
- Customers place orders through your WhatsApp.
- You forward the order and delivery details to the supplier.
- Supplier delivers directly to the buyer (often as “blind delivery” with your name as sender).
- You keep the profit — the difference between your selling price and the supplier’s price.
Hot-Selling Niches in Nigeria:
- Hair and wig products
- Smart gadgets (like power banks, earbuds)
- Fashion and accessories
- Skincare and beauty kits
How You Earn:
If a wig costs ₦10,000 from the supplier and you sell it for ₦14,000, your profit is ₦4,000. Multiply that by 5–10 sales weekly and you’re already building a real income stream—without touching a product.
Use WhatsApp Business features like the product catalog and quick replies to handle orders professionally.
Share Sponsored Status Updates
Got 200+ people viewing your WhatsApp Status daily? That’s valuable real estate for brands and businesses looking to advertise.
Many small businesses, event organizers, and digital entrepreneurs want access to targeted audiences—and your WhatsApp viewers could be their perfect market.
What You Do:
- Promote their product, event, service, or page via your Status.
- Post image flyers, reviews, or short videos on your Status for a fee.
- You can offer daily, weekly, or monthly ad slots.
How You Earn:
Charge ₦500 to ₦5,000 (or more) per sponsored post depending on your reach and engagement. With consistent promotions, you can earn ₦20k to ₦50k/month just from status ads.
Example: A skincare brand pays you ₦3,000 to promote a new lotion. You post a well-designed flyer and testimonial video. If your audience trusts you, they’ll click or ask questions—which means conversion for the brand and repeat business for you.
Use free tools like Canva to design professional-looking flyers or short video clips that grab attention and convert.
Grow and Monetize a Niche Contact List
Think of this like building an email list, but instead, you’re collecting WhatsApp contacts based on a specific interest or need.
Start by choosing a niche—such as real estate, job alerts, health tips, or study abroad updates—and grow your contact list by offering:
- Free resources (like eBooks or checklists)
- Invitations to join a free WhatsApp broadcast
- Valuable daily or weekly tips
Once your list grows, you can start monetizing.
How You Earn:
- Sell sponsored content: Businesses pay you to promote their product to your audience.
- Promote your own products/services directly to people already interested.
- Charge premium access: Offer exclusive updates or early access to content for a fee (e.g., ₦2,000/month).
Example: You grow a list of 800 job seekers. You partner with a job site or recruitment agency and charge them ₦10,000 to send sponsored alerts to your list once a week.
Keep your updates valuable and spaced out. If you spam or oversell, people will mute or block you—so balance is key.
Monetize WhatsApp Stickers & Tools
If you’re creative or tech-savvy, there’s money to be made from WhatsApp customization tools.
Start by creating and selling:
- Custom sticker packsfor businesses, influencers, trending topics, elections, or even memes
- Bulk messaging tools or auto-reply to setups for WhatsApp Business users
- WhatsApp automation services, like autoresponders or scheduled broadcasts
How You Earn:
- Sell sticker packs (₦500–₦2,000 per pack) via Paystack or Flutterwave
- Charge clients a fee to set up their WhatsApp Business catalogs, autoresponders, or automation tools
- Resell popular tools and earn a commission or markup
Example: You design 3 custom sticker packs during a viral trend and sell to over 100 people at ₦1,000 each—that’s ₦100,000 without leaving your phone.
Bonus Tip: Learn how to use free tools like Sticker.ly for sticker design and WA Web Plus or WATI for WhatsApp Business automations.
Become a WhatsApp Marketing Consultant
As more small businesses embrace WhatsApp for customer engagement, the demand for WhatsApp marketing experts is growing.
If you understand Content strategy, WhatsApp Business tools, Customer retention techniques, automation and segmentation …you can start offering freelance consulting services to brands, online vendors, and even content creators.
Services You Can Offer:
- WhatsApp broadcast campaign planning
- Status and content scheduling
- Group funnel and lead magnet setup
- WhatsApp catalog creation and automation
How You Earn:
Charge per project, monthly retainers, or one-time training fees. You can start with local SMEs and scale up as you build case studies and referrals.
Start by optimizing your own WhatsApp Business profile. Then create a simple brochure or proposal to pitch to local vendors or online sellers.
Conclusion
WhatsApp isn’t just a messaging app—it’s a powerful business and income-generating tool if you use it right. From building a loyal contact base to selling digital products, running paid classes, or managing WhatsApp TV channels, the opportunities are wide open in Nigeria today.
Start with one method, master it, and scale. Whether you’re a student, entrepreneur, side hustler, or content creator, WhatsApp can become your low-cost gateway to consistent income—right from your phone.
Key Takeaway: Consistency, creativity, and delivering value are what truly help you grow and monetize successfully on WhatsApp.
Bonus Opportunity: Get Paid as a Freelance Writer on Naijaonlinebiz.com
Are you skilled at writing about business, tech, finance, or side hustles? We’re accepting freelance contributors to publish insightful content like this and get paid.
Pitch us your idea or submit a sample to Naijaonlinebiz.com. Topics we love: small business, money-making ideas, digital tools, youth hustle, and online opportunities.
Email us or apply here to get started! Remember to join our WhatsApp list or community.