How to pay school fees abroad from Nigeria

Everything I’m going to discuss here will boil down to;

How to pay for tuition fees abroad                                         

How to pay school fees in UK from Nigeria

How to pay for school fees in South Africa

How to pay for school fees in china

How to pay for school fees in India

How to pay for school fee in USA

How to pay for school in Austria

How do one pay school fees abroad now? Look! Nothing has change; you can still pay your school abroad while still in Nigeria.

UPDATED: The Central Bank of Nigeria (CBN) has started allocation and sale of Foreign Exchange for purposes of payment of school fees and settlement of medical bills overseas. We shall see how  CBN Form A is use for various international payments including School fees.

According to channelstv, the apex bank claimed that despite assurances it had given, some persons had continued to suggest that the Bank had stopped the allocation of Foreign Exchange to Nigerians seeking to pay school fees and medical bills overseas. The CBN also urged all genuine users desiring to obtain foreign exchange for payment of school fees and settlement of medical bills abroad to approach their banks with their requests and appropriate documentation.

Many Students seeking to pay for their tuition fees abroad have asked me here severally how to pay for school fees abroad as it very difficult sending money abroad now. The suggestions I make to them that work perfectly is what I want to share here with you too.

So if you are among those seeking to study abroad; whether for an undergraduate degree programme or postgraduate programme (PGD, MSc. Phd.). Here are some fast ways to pay school fees abroad from Nigeria!

Ways to Pay school fees abroad from Nigeria

There are several means to pay for tuition fee aboard from Nigeria. The current cheapest means to pay for school fees abroad is through;

A.  Use of CBN Form A


  • Visit the customers’ care of any of these Nigerian banks: Firstbank of Nigeria, Guaranty Trust Bank, Stanbic IBTC, Diamond bank, Zenith bank, and Fidelity bank; if you have an account with them that would be better. Take the bank detail of the school that offer you the admission.
  • Tell them you want to pay for school fees abroad using Form A, you will be directed to the appropriate desk where you will be given Form A to fill and sign. Please, make sure you fill the form correctly; ask questions where you are not clear.
  • The bank will communicate to you after proper filling and documentation of form a, the day the payment will be made.
  • Scan the payment receipt and email it to your school in abroad, they will notify you when they received the payment.

If you don’t have account with any of the bank mention above; you may need to first, visit any CBN office close you to present your evidence of your school admission abroad.  After authentication by CBN, you will be given an official exchange rate waiver.

After given a waiver; visit any of the bank mention above or if possible, visit GTbank with this official exchange rate document from CBN

  • Tell you them you want to pay for your tuition fees abroad. Present the CBN paper to them.
  • You will be given Form A to fill and sign. The procedure continues as in above.
  • GTBank may take up to 2 months to make the payment.
  • Stanbic IBTC may take maximum of 72 hours to make the tuition fee payment.
  • Firstbank of Nigeria may take maximum of 48hours to make the payment.

See Also: Guideline for Zenith bank international School fees payment

My Advice on use of CBN Form A to pay for school fees abroad

  1. My candid advice here is this; don’t wait till when it is remaining 2 months, 1 month or weeks before you starting seeking for means to pay your school fees abroad. Start at least 3 months earlier.
  2. Any of these bank mention above may claim to make the tuition fees payment within 72hrs, 48hrs or even 24hrs, I rather suggest you visit them often to make sure they keep to their promise.

Read Also: CBN Policy on PTA, BTA, school fees & medicals – all charges stopped

B. Use of Domiciliary Account


Here, you have to open a domiciliary account or use a domiciliary account of someone you know to make the payment.

Some Nigeria banks to open a domiciliary account with are GTbank, Firstbank, Diamond bank, and Zenith bank.

See Also: how to open a domiciliary account with Gtbank, Firstbank and Zenith bank

  • Once, you open a domiciliary account let say with GTBank; the next step is to fund the domiciliary account with the require amount you wish to pay as school fees abroad.
  • To fund the account, foreign exchange Company, like Travelex may offer better foreign exchange rate option than the black market (BDCs).
  • Show GTbank staff the admission letter and they will give form to fill the university bank details and to also add your student name and student ID number.
  • You need to have extra money on your domiciliary account for bank transfer charges. The bank charges include; telex transfer charge (optional but necessary), off shore charges
    and £10 if the correspondence bank need to deduct.

C. Through Agents

How to pay school fees abroad from Nigeria through an Agent

There are many agents (both local and international agents) that claim to offer the service of helping students who are offered admission abroad to pay for their school fees. I wouldn’t want to start mentioning them here because I don’t trust any of them. However, it doesn’t mean that there are no good Agents that runs school fees payment for Nigerians that goes abroad to study. In Lagos, you’ll find many of them.

To conclude,  I will suggest you go through the above options. Select the most convenient. They may still be other ways to pay for school fees abroad from Nigeria but the 3 options above are the fastest!

276 thoughts on “How to pay school fees abroad from Nigeria”

  1. Hello Emma, I must commend you for making payment process easy and accurate directions too. However, I made a pre-enrollment deposit to a school in Canada through Form A in Zenith bank. A week after the payment is yet to be done.

      1. Bro, the payment was later made on 27th April. Uptill now the Canadian school is yet to receive it. What do I do?
        Do I get someone in US or Canada to pay on my behalf.

  2. Please I want to know what an invoice is, because I used form A to pay part of the fee, when I went the second time, to pay CBN rejected it saying they need an invoice attached, I have no idea…

  3. Good day, I would dis platform has been really helpful, I’m trying to pay my fees to a university in the Uk..they said they are partners with Western Union Business Solutions. Tried using it but first bank and zenith said they don’t do that kind of transaction..I had to call the school for their bank details which they sent to me, I filled my Form A already but my questions are: 1)Do I get the Telex copy immediately 2) Will they use the black market rate or the official rate? I followed your advice I’m paying 4months before deadline

    1. Once the payment is made, get the telex copy. The payment might or might not be done immediately, it depends on the bank. Find out from the bank. They will use the official bank rate.

      1. I’m using Zenith bank and the official CBN exchange rate for pounds is really high.. the bank said 490.. is this ryt

  4. please, how can I pay fees with my dollar Visa Gold card, issued by first bank. I have a domiciliary account with them. I am already in Russia. All the substantial amount for fees is in the card. I have online banking platform withe bank too. how do I go about payment as authority is no longer allowing me freedom.

    1. You need to find out the different payment methods from your school. This will help determine if your dollar Visa Gold card will work.
      I’m afraid; I may not be able to ascertain that considerable other factors which may come into play.

  5. pls, may I know how long it takes Zenith bank to effect my Tuition payment to be made on the 9th of october? Destination is New Zealand. Thank you

  6. Good evening Emma. Please how much is the Cbn exchange rate to pay school fees abroad. And is there any related charges. As well as how long does it take to process the transfer

  7. Good afternoon, I would like to know the documents required for Form A. My bank is insisting I drop my university certificate before they do the transaction. I’m of the opinion this isn’t necessary. All that is need is the admission letter from the school and the invoice. Am I wrong?

  8. Hello Emma, very good work here really helpful and problem and solving, please I want to know the role of cbn in getting money back when you decide to cancel a transaction while paying with westerunion business solution for school fees to Australia. I wanted to pay the school fees for Sydney university but it didn’t go according to the bank and now I want to pay for flinders but they keep telling me that the money is with cbn and they are waiting for cbn to return it, please explain to me how cbn can hold the money and for how long. Thanks.

  9. Hello Emma
    Please.. can I withdraw pounds cash in UK with a dollar card of a *dollar* domicillary account I opened in Nigeria?

  10. thank God ooo, first Bank sent me my TELEX COPY today, is dat shows dat the school has received the payment

    1. Hello Sulaimon.
      Please can you confirm if your school has received your payment because i just got my telex copy from my bank today but do not know yet if the school has received the payment.

  11. EMMA good day sir,
    is there any way I can track my FORM A status to check whether it has been treated or not

    1. Hello Sulaimon Babatunde,
      Your School should be able to send you an acknowledgement message confirming the reception of your school fees payment once it reflects.
      If you don’t not receive message from them after 7-14 days, please contact your school to find out what happened.

  12. But is like u said the money will be credited to the school account immediately they ve debited us

  13. Hello Emma,
    I paid $2000 through “FORM A” yesterday and First Bank deducted my money today, as they have deducted my money today, how long will it take the payment to reflect in the school account

      1. But is like u said the money will be credited to the school account immediately they ve debited us

          1. yes u said it see it here

            JULY 28, 2016 AT 2:54 PM
            My bank had just sent me an alert for debits after months of submitting my form A. How long will it take to reflect in my University account? Will CBN send me an email or something?
             REPLY
            JULY 28, 2016 AT 4:36 PM
            Hello Habila Haziel,
            Your university account will be credited immediately once your bank has debited you. CBN will NOT send any email to you.

  14. Emma pls I would like to know all the required documents to take along to the bank if am paying through CBN form A, and how long would it take First Bank to remit the payment

    1. All you need to do is visit Firstbank if you operate account with them and then present your evidence of your admissions. Every other thing can be sorted out. In terms of how long it will take for Firstbank to remit the payment, I wouldn’t be able to say that because it depends on;
      1. the number of school fees to be paid that are on queue.
      2. if the bank has forex for the payment.
      So, all you have to do is to find out from them.

  15. hi Emma,..I wanna know if domiciliary acct charge at the exact exchange rate,if I wanna pay my fees in South Africa.

  16. Hello all,
    I would like to hear from anyone who had used GTBANK or ZENITH form A, to pay school fee abroad and how fast it was then

  17. My school is resuming September 18 2017 and my feed is quite high, I want to know if I can use cbn to get d exchange rate for 305 which I saw earlier on, pls advice me asap

  18. Hello all am about to pay my school fee to an University in USA through form A and want the payment to reach the school within a month, please I want know the bank with the fastest form A and more so what’s the exchange for form A if am paying $3,000

      There are a lot of factors that determines how fast the bank will send school fee. Example 1. if there are already too many school fees on the queue. 2. if the bank does not have enough forex. Find out from the bank you wish to use how fast they will send the school fees and their exchange rate.

  19. Please can someone tell me what Form A exchange rate in euro , I apply for form A using 1st bank for 1771 euro I deposit 750 thousand over 1 month now today the called me that I have to add 70 thousand now I calculate western union is for cheap and that’s impossible because Form A suppose to be cheap please I need to know the exchange rate for form A in euro

    1. Hello Wilson midawa,
      You have the right to ask them the exchange rate and the charges they are deducting. 750,000 naira should be enough no matter the exchange rate and the charges.

  20. Please, How long does it take zenith bank to transfer tuition fees to canada in canadian dollars. coz av paid since last week and they av nt sent it to my school.

  21. Hi Emma, I filled the form A today to pay a UK university tuition fee but I’m surprised they calculated the amount in dollars, the bank said I can’t bid for pounds that they had to convert d amount in pounds to dollars which I filled in the form. Now I’m afraid the money may not get to the school in pounds. is that how it is done ?

  22. How long does it take a domiciliary transfer to hit the designated bank and how can one know when the school has received it.

  23. Morning Emma, I spoke with the bank and they said they will be able to reach my deadline which is this Friday. Even though they said that I’m still concerned because at first they said it will be done in two weeks and now it’s d fourth week and yet nothing has been done and the deadline is around the corner. I don’t understand. Pls what do I do?

  24. Good day Emma, about my payment of fees dis is d third week and d transfer has not been done and I have only wk left. I called my bank and dey said cbn has not got d allocation of funds they were expecting. Pls do u know wen cbn will get d allocation?

  25. Gud day Emma, I tried paying try form A to a college in Canada,but i got a call from first bank DAT the money in my account won’t be enough for the transaction,I funded the acct based on the official CBN rate I saw on a broad in d bank DAT is 316,but d bank official told me first bank send money tru form a at 375 per dollars.his true is dat,I thought dey do it at CBN rate.

  26. Morning Emma, Pls I wanted to ask how long will take for d money to reflect in d receiver’s account after my account has being debited

  27. Bro. I applied for form A on the 6th of March, money was just withdrew from account 14th March. Till now my student account is still 0 ,what’s happening?

    School says it takes 10 working days to reflect on the student account. Does that really matter, isn’t supposed to appear immediately as the money has been withdrew already.

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