Do you want to know how to receive money sent to you from abroad? Are you an investor, Nigeria-in-Diaspora, businessman, importer or exporter who is thinking of how to send money to Nigeria from UK, United State, India, Pakistan, Cameroun, Ghana , South Africa, Philippines, Malaysia, Canada, Europe, China, Dubai, Germany, Indonesia, Jamaica, Kenya, London, UAE , USA, Australia, Turkey, India, Congo, etc to bank account in Nigeria?
Initially, to receive money in Nigeria is easier compare to sending money from Nigeria to abroad. However, with the recent CBN guideline on inbound and outbound international money transfer services; it is almost practically possible for one to receive and withdraw foreign currency in Nigeria. Many Nigerians and non-Nigerians are seeking an easy means to receive or send money to Nigeria. Everything I’m going to discuss here therefore will go in two related directions: how to send money to Nigeria and how to receive money sent to Nigeria from abroad. It will also cover these;
• how to send money from Zimbabwe to Nigeria
• how to send money from Tunisia to Nigeria
• how to send money from turkey to Nigeria
• how to send money from Spain to Nigeria
• how to receive money in Nigeria through Domiciliary account
• how to send money from Singapore to Nigeria
• how to send money from Russia to Nigeria
• how to send money from Qatar to Nigeria
• how to receive money through MoneyGram in Nigeria
• how to transfer money from PayPal to Nigeria
• how to send money from Namibia to Nigeria
• how to send money from Mexico to Nigeria
• how to transfer money from London to Nigeria
• how to send money from Kuwait to Nigeria
• how to send money from Japan to Nigeria
• how to send money from Iran to Nigeria
• how to receive Ria money transfer in Nigeria
• how to transfer money to Nigeria from India
• how to send money to Nigeria from UK
• how to transfer money from Malaysia to Nigeria
• how to receive money online in Nigeria
• how to send money from Egypt to Nigeria
• How to receive money in Nigeria through Western union money transfer, etc.
In one of my earlier post, I show you how to send money from Nigeria to other country. I promised in article that I will show you how to receive money (foreign currency) here in Nigeria from abroad especially now that the government has ban deposit and withdrawal of foreign currency in all Nigeria banks.
UPDATED: The Government has lifted the ban placed on deposit and withdraw of foreign currency in all Nigerian banks.
One thing is to send money to Nigeria; the other is to receive the money. Our major goal here is to establish an authority on the legitimate means or ways of sending money to Nigeria and receiving the money.
On early August this year, barely one year after introduction of the revised guidelines on outbound International Money Transfer Services by the Central Bank of Nigeria (CBN), CBN ban deposit and withdrawal of foreign currencies.
UPDATED: The Government has lifted the ban placed on deposit and withdraw of foreign currency in all Nigerian banks.
Today in this article, I will show you how to receive money sent to Nigeria from any part of the country in the world; UK, United State, India, Cameroun, Ghana, South Africa, Uganda, USA, Canada, Europe, Kenya, Philippines, UAE, Malaysia, Germany, Dubai, Indonesia, Jamaica, China, Pakistan, etc.
To start, if you living outside Nigeria and you are thinking of sending money to your relatives, business partner, making payment for transactions or tuitions in Nigeria; here below are four best options you can use to send money to Nigeria from abroad.
- Western Union Money Transfer
- Bank wire transfer to Domiciliary account
- MoneyGram International transfer
- PayPal money transfer
I know that there many ‘money agencies’ or third parties (International Money Transfer Service Operators, IMTOs ) who are involve in inbound international money transfer service in Nigeria. Such IMTOs include but not limited to; Worldremit, Smallwordfs, Transfast, Remittanceprices, etc. But I wouldn’t want to talk about them because changes in governance and its policies adversary affect their activities.
Therefore, the four best options of sending money to Nigeria from abroad are;
• Western Union Money Transfer
• Bank wire transfer to Domiciliary account
• MoneyGram International transfer
• PayPal money transfer
Whether you are in Singapore, Russia, Qatar, Namibia, Mexico, London, Kuwait, Japan, Iran, Egypt, etc; you can send money to Nigeria via any of these four means depending on your location.
How to receive the money sent from abroad in Nigeria
There are so many different means of receiving money in Nigeria from abroad. However, my interest here is to show you how to receive the money directly into your Bank account in Nigeria and also how to withdraw it if you want.
There are four best options of receiving money in Nigeria from abroad into your bank account. These are;
1. International Bank wire transfer direct into Domiciliary account
2. Quickteller through western Union to your bank account
3. Western union money transfer into your bank account
4. MoneyGram into your bank account
How to receive money in Nigeria from abroad through domiciliary account
There are many banks in Nigeria that operate domiciliary account. Among the banks are Gtbank, Diamond Bank, First Bank, Zenith Bank, UBA etc. To receive money in Nigeria through international bank wire transfer into DOM account, you need to have or open a domiciliary account in Nigeria. You can open a domiciliary with any of the above bank but GTbank DOM account and Diamond bank DOM account are my best options.
Read: How to open a domiciliary account with Gtbank, Firstbank and Zenith bank
Once you open a domiciliary account, your sender can send the money direct into your domiciliary account. All that is required from you is to ensure that you send your correct bank account details to your sender. The major bank account details to be send to your sender are;
- account name,
- account number,
- name of the bank
- your bank branch address,
- SWIFT CODE,
- Routing Number.
All these you can easily get from your bank. You will always receive a deposit alert within 72hours once the transfer is successful done.
How to withdraw the money from domiciliary account in Nigeria
UPDATED:You can now easily withdraw the foreign currency sent to your domiciliary account in the same way you withdraw money from your savings or current account. Banks in Nigeria now pay the foreign currency.
To withdraw the money, banks in Nigeria don’t pay in foreign currency this recent time due the current CBN Guideline but if you have an existing savings account or current account in that bank, write a letter of request to the Manager of the bank authorizing them to send the money into your savings or current account. The transfer will be done within 30 minutes after authentication. Even if you don’t have savings or current account, open one and do this. Once, the money is transferred into your savings or current account; you can withdraw it with your ATM card or direct from cashier payment desk.
How to receive money in Nigeria from abroad via Quickteller using Western Union
To receive money in Nigeria via Quickteller through western Union to your bank account;
• Register or create an account on Quickteller.com
• “Log on to Quickteller.com
• Click the on the Send and Receive Money tile
• Click the Western Union tile
• Select your bank, either GTBank, StanbicIBTC or Wema bank
• Under “Choose currency” select “Naira”
• Click “Receive money now” and the Western Union – Receive Money data page opens
• Now carefully enter the following details:
• The MTCN (Money Transfer Control Number) as provided by the sender
• Sender’s Country
• Receiving account number i.e. your bank account number where you wish to receive the funds
• Receiving account type i.e. either current or savings
• Expected Amount in Naira as provided by the sender
• Under Receiving Currency leave the name of the bank and Naira as default.
• First Name (Receiving Account) which is your account first name as it appears at your bank
• Surname (Receiving Account) which is your account surname as it appears at your bank
• Mobile Number – your mobile number
• Answer to test question as provided by the sender
• Click “Continue”
• Confirm the details provided”
NB: A. You can only receive your funds where the sender states you are to receive it.
B. Western Union Money Transfers can only be received in Naira. The sender should inform you of the Naira equivalent together with the other details. It is this Naira equivalent that you will enter and receive into your account once the transfer is successful.
How to receive money in Nigeria through Western union money transfer
Virtual all the 22 licensed banks in Nigeria serve as agents to Western Union in provision of Inbound Money Transfer Services. I will use firstbank western union transfer as a typical example to show you how to receive money in Nigeria bank through western union money transfer.
How to receive money in Nigeria through Firstbank’s western union money transfer
When it comes to Sending or Receiving money to and from abroad, Firstbank of Nigeria has proven to be reliable. With their 19 years of partnership with Western Union, they have a better edge in the market.
To receive money in Nigeria through Firstbank’s western union money transfer, First bank will require the following items from you for identification;
- International Passport,
- Driver’s License Permanent Voters card and National Identity Card.The Money Transfer Control Number (MTCN)
- Expected Amount
- Acceptable means of identification (see documentation required)
- The receiver’s name, address and phone numbers
- Sender’s name and country (city to be included for transfers coming from the US and Mexico)
- Maximum send amount as stipulated by the Central Bank of Nigeria is 5000usd naira equivalent per sender.
- Test Question and Answer where applicable.
Once, you are done, request that the money be send to your bank account. These are also applicable to other banks in Nigeria.
How to receive money in Nigeria through MoneyGram
Banks like Ecobank, UBA, First Bank, Access Bank, Sterling Bank, Fidelity Bank, Skye Bank, Keystone Bank, Enterprise Bank, Mainstreet Bank, Diamond Bank and Wema Bank, among others financial institution offer MoneyGram service in Nigeria. However, my best option is UBA moneygram.
How to receive money in Nigeria through UBA MoneyGram
To receive money in Nigeria through UBA moneygram
Visit any UBA marketing desk close to you. You will be given a form to fill. You will be required to supply the following information on the form:
• An 8-digit reference number
• Sender’s name & country of origin
• Receiver’s name, address and telephone number
• Valid means of identification
• Test question and answer.
Fill the form correctly and wherever you are confused, ask question.
One you are done, request that the money be send to your bank account.
With any of the above four means, you comfortably receive money in Nigeria from abroad. They are all relatively easy and simple.
If you finding any of those four ways of receiving money in Nigeria difficult, lets know where you have problem. You can use the comment box below to ask your questions and comments.
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Please I will be very pleased if you can help me out here…I did some online referral job creating traffic (you know what I mean)…so after making some money I click to pay out and it brings a page asking for address of cheque delivery…I don’t know what to write there cause am confused…I thought it would be very like paypal and the likes…but this one…I don’t whether I should write my address ni cos its internation or better still my postal address at secretariat….please enlighten me…urgent reply please
Hello Adewole,
What they are demanding from you is your postal address. It doesn’t matter if it is your residential area address or postal address at secretariat where you work; the most important thing is that you can receive a mail on that address. Don’t NOT use an address that you are NOT SURE of its postal code otherwise the cheque will NOT be deliver to that address. Remember, postal code is NOT SAME as ZIP CODE.
Hello,
I want to ask a question on your write-up on “How to receive money in Nigeria from abroad through a domiciliary account”. If I wish to send money from outside Nigeria into someone’s account in Nigeria, does the recipient really need to have a domiciliary account? I mean, is it compulsory for the person to open a domiciliary account before I can successfully wire money from a foreign bank into his account in Nigeria? Can’t I still send the money to him if he only has a regular local (non-domiciliary) account in Nigeria? What advantage does having a domiciliary account confer?
I remember I sent some money about five or six years ago from Southern Africa to a friend’s account in Nigeria. She did not have a domiciliary account. She only had the regular savings account with First Bank. I went to the bank in Southern Africa and provided them with my friend’s first bank account number in Nigeria and the bank’s swift code, and the bank in Southern Africa was able to wire the money into her first bank savings account in Nigeria.
So, I am wondering if the domiciliary account thing is really necessary if it is possible to send the money directly into a regular account in Nigeria.
Also, I would like to know: what really is/are the benefits or advantages of a domiciliary account?
Thanks.
Hello Carl,
someone can still receive money in Nigeria without having a domiciliary account. In fact, one can receive money in Nigeria into his local account from abroad.
However, if one must receive any foreign currency (dollar, pounds or euro) and wish to withdraw that foreign currency in Nigeria, you must have a domiciliary account in Nigeria. This is one advantage or benefit of having a domiciliary account in Nigeria. This very important for small business owners who are into import and export businesses.
You still did not explain how to receive dollars from money gram into domiciliary account. Not converted rates by bank. If you can please reach me on timijonathan@gmail. com
How Rotimi,
Why receive dollar through Moneygram into domiciliary account since you know that you can receive dollar direct into your domiciliary account.
what bank of Nigeria is there in America and Singapore e.t.c I want to receive money from Singapore what should I going to do now pease??
Hello idris,
you can receive money from Nigeria in America and Singapore.
Please someone wants to send money for me from India through western union. Have sent my account details but he is asking for my ifsc code which I don’t understand. I bank with unity bank. Again when the money enters is it possible to get the money with voters card and national identity card.? What if u have your passport and must have provided other information u can’t get your money?
Hello Ifeoma,
IFSC Code is Indian Financial System Code, which is an eleven character code assigned by RBI to identify every bank branches uniquely, that are participating in NEFT system in India. This code is used by electronic payment system applications such as RTGS, National Electronic Fund Transfer and CFMS. ifsc code is peculiar to Indian banks just as sort code is peculiar to Nigerian banks. What the person should be demanding from you is your bank SWIFT CODE. A SWIFT code is an international bank code that identifies particular banks worldwide. It’s also known as a Bank Identifier Code (BIC). Commercial Bank uses SWIFT codes to send money to overseas banks. A SWIFT code consists of 8 or 11 characters. Visit your bank (Unity bank), request for the bank SWIFT code; tell them what you want to do with it. Once you get it; send it to the person.
For your second question- you must have something to identify you-National ID, VOTER’S CARD, Driving license, etc depending on the sender’s instructions and your bank policy . Bank will not give you the money unless the money is paid direct into your account.
Sorry I mean I don’t have a voters card and identify card is there any other means?
Hello Ifeoma,
you must have something to identify you. How can you claim the right own of the money unless the money is paid direct into your bank account
A friend want to send money to me from Japan into my access bank Dom account. He’s not sure of how to do it neither am I…pls help out
Hello John,
it is very simple! John. Go to your bank (Access bank ) and request for the SWIFT CODE AND ROUTING NUMBER. Tell them what you want to do with it. Send your account details to your friend including your bank SWIFT CODE and the ROUTING number. He will just wire it into your domiciliary account.
hello please someone actually sent me money from Malaysia about a week ago but I haven’t gotten it..I have a regular savings account with diamond bank.please what do you think is the problem?
Hello Eve,
You should receive the money within 14 working days since it is regular savings account. If it was a domiciliary account, within 48 hours (2 working days) you will receive the money. So, if it stays up to 14 working days and you did not receive the money, please visit your bank (Diamond bank); they own you an explanation of what has happened.
What I want to know is how one can send money out from Naija apart from MoneyGram. Have actually tried MoneyGram but it’s not helpful, the banks say access is slick… and they have filled form and transactions lined up. I need to send money to Egypt.
Hello Demejilawal,
You can send money out from Nigeria through Western Union money transfer, Wire transfer via domiciliary account, through PayPal account etc. For further information concerning all these means, you can read this; How to send money from Nigeria to another country. For Western Union money transfer, you can read; How to send money through Western union transfer and recent CBN Guideline
Pls i need an advice on what to do i wanted to register for an online biz which i didnt complete my registeration because i was told to choose my payment method&i was given 3 options 1.electronic fund transfer,2.money order,3.paypal i didnt know what to choose in order to get my pay when i start i have a savings account only&also paypal doesnt allow u 2 withdraw&i dont know if its possible to send the money from paypal to my firstbank savings account so pls which payment option should i pick or what can i do to get the money pls reply asap thanks
Hello Debbie,
To make things simple and easy, if you can open domiciliary account may be with GTBank or Diamond bank; that would be best. Then go back and choose Electronic fund transfer.
Thanks but must it be GTBank and Diamond bank lyk what if i want to open a domicilliary account with firstbank can’t i go ahead or is their protocol much&again pls what are the requirements can u pls help out wit dat tnx a lot awaiting ur reply
Hello Debbie,
You can go ahead and open the domiciliary account with Firstbank but I prefer GTbank or Diamond. GTbank will always have dollar to pay you when you receive payment(in dollar) from abroad. Again, GTbank can issue you dollar MasterCard which you can use for international transaction when you request for that but Firstbank as of today has not started issuing dollar MasterCard.
Anyway,that is by the way; domiciliary account is domiciliary account. Requirements and protocol for opening domiciliary account is relatively the same.
Every thing is here: Check it out ; How to open a domiciliary account with GTBank,Firstbank and Zenith bank
please can you advise me on this. a friend demand for my details to send money to my dom account with fidelity bank plc. so the bellow is what i send to him :
BANK NAME: FIDELITY BANK PLC
BANK ADDRESS:………………………………………………..
ACCOUNT NUMBER:………………………………………….
SWIFT CODE:……………………………………………………………..
ACCOUNT NAME:………………………………………
I want to know whether the money will be credited into my Dom account with the above given details.
he is sending from serbia to Nigeria.
Hello Collins,
The information is OK. The money will be credited into your Domiciliary account with the detail.
Enjoy!
but some people are saying without the corresponding bank (citibank usa) that will not enter.
some said it must surely enter as long as the swift code is their and the bank name with the account number. so that is why i want to be very sure from you.
colins
Hello Collins,
Definitely, it will enter; as long as your account name, number and swift code are correct. If it did not enter within 14 working days (I said, “within 14 working days” which means it can be 48hrs, 72hrs etc but less than 14days ), go to your bank (Fidelity bank) and ask them what happened.
Please I recently did a wire transfer from edorado bank USA to my brother in Nigeria but the wire was done on his savings account please it is 2weeks now no trace money was converted to naira what do I do . I have the online payment slip with me
Hello Wilson,
There are two conflicting statements you made here;
1…”I recently did a wire transfer from edorado bank USA to my brother in Nigeria but the wire was done on his savings account”.
2. “I have the online payment slip with me”
Did you make the transfer via internet banking? Or you visited edorado bank USA and did the bank wire transfer. Again, when you did the transfer; in what currency form is the money you transferred to your brother’s savings account. Please, clarify me.
I am using a USA PayPal from Auction Essistance, but I am having issues cashing out since PayPal doesn’t support Payoneer anymore.
Does anyone have any suggestions?
HOW TO WITHDRAW FROM YOUR PAYPAL ACCOUNT IN NIGERIA
Hello Otu Gabor,
Here are my suggestions;
1. Partner with us-We can help you sell it to our buyers who want to shop online and those who want to transfer money abroad. We charge based on the local currency exchange rate of our country and have the money pay into your local bank account. If you are interested in partnering with us, don’t hesitate to let me know.
2. Shop online with the money-you can use your PayPal fund to shop on most online shops. It depends on want you want. You can use it to purchase goods and services as you wish online and have them ship to you in Nigeria.
3. Sell your PayPal fund to exchangers like libertyreserve and have the fund pay into local bank account.
Is it possible to receive money from any part of USA to my First Bank account……and please can you tell me how this can be done. What steps do I need to take. Thank you
Hello Nifemi,
Yes, it is possible for both domiciliary and savings account. However, it would be better if your account is domiciliary account than savings account. At least you would be sure of receiving the money within 72hours or less. Savings account can take up 14 working days and the money receive in Naira.
STEPS YOU NEED TO TAKE
1. Visit your bank (Firstbank) and request for their Sort Code and Routing Number
2. Send the Sort code, routing number, your account number, account name, bank name and the branch to your money sender. That’s all.
With these information, the person can send the money to your account in Nigeria.
how can I receive money from Canada direct into my first bank account
Anwered!
I don’t have any domiciliary account, so how can I receive money from Canada direct into my first bank account
Hello Godwill,
Visit your bank (first bank), request for the bank’s Swift Code and Routing Number. Once you get Swift Code and Routing Number from your bank, send it to the money sender in Canada including your
• Account name
• Account number
• Bank name and Branch with full address.
That’s all!
Hello,
I have called money gram and explained how I want to send from USA to nigeria domiciliary account and they said that Money Gram has a contract that ONLY Naira can be received in Nigeria. Is this the case? Because I have sent many times through money gram (which could only be received in Naira) Now we have a domiciliary account for the reason to receive dollar from it. I have yet to try and send this money…
1st: Because Fidelity Bank does not know what we mean by Routing/BIC/IFSC
2nd: Because I don’t want to send it this way if they will not receive dollars.
Do you have any suggestions on how and what I should do?
Hello Summer,
I’m sure you didn’t go through all the comments on this page before you posted your own comment. I have answered this question you asking now here before.
If you have a domiciliary account in Nigeria, you don’t need to go through MoneyGram again to send money (dollar) to Nigeria.
All need are;
1. bank name and branch
2. your bank swift code (Fidelity bank Swift code if you open the domiciliary account with Fidelity bank )
3. account name.
4. account number.
5. routing number is NOT necessary.
Good article, i have really learnt from it. Thanks.
Hello Femi,
You’re welcome. I’m glad you found the article helpful. You are free to ask if you have any question.
Thanks for you commitment on this page, God bless you real good.. Please i have a dom account and i hope to recieve money through my gtbank dom account soon, and making inquiries to ensure that if the money get wired that the Bank wont force me to take it in naira cus i need my money in dollas. I want to knw if the federal govt laws is against recieving dollas from dom account?
Hello Kelly,
you can withdraw the money in dollar that is why the account is called domiciliary account. But like I said, the bank can tell you that they don’t have dollar to pay you as of the time you wish to withdraw it and you can’t do any thing. All you can do is to check other branches of the same bank.
And also i want to knw if can recieve up to $20000 from Bank wire, and if i can withdraw all from Bank at once in dollas thank you, cheers!!!
Hello Kelly emmanuel,
Yes, you can receive up to that via bank wire and you can withdraw all from the bank at once in dollar provided the bank has such amount of dollar to pay you or even have dollar at all to pay you. Sometime, the bank will tell you that they don’t have dollar to pay you and you can’t do any thing.
Again, you may be required to provide evidence to show that you own the money since the money is huge.
please someone is bout to send money to me from the U.k ,is there anyway I can cash it out without it being converted to naira ?
thanks
Hello Tunde,
Yes, if the money is send to you through bank wire transfer via your domiciliary account; you can withdraw it in dollar, Pounds or Euro here in Nigeria
ok ,Thank you ,but if it’s sent through other means like moneygram or Western union to my Domiciliary account ,I can’t withdraw it in dollars abi ?
nice article.. It’s really helpful so far but am still confused about the quickteller procedures. . like I’m about to recieve money from US this week and I have the normal gtbank savings account and I want it to be transferred directly there.. should I send details of my gtbank or quickteller? I don’t have a dorm account but will love to receive it through quickteller.. will be very glad if you can elaborate more on it pls.. thanks alot.
Hello Becky,
Yes! you can send money direct to your Gtbank savings account. All you need to do is to provide the sender the following bank details;
1. bank name,
2. account number,
3. account name,
4. your bank swift code.
Pls someone send me money from Finland 3days ago but I haven’t gotten it
Through what means?
Hello, my old time friend wants to send me money from Spain to Nigeria and doesn’t know how to go about it. pls can you be of help???
Hello Dave,
there are many ways to send money to Nigeria which I have explained in the article.
This include;
1. direct bank wire transfer
2. western union money transfer
3. moneyGram
4.quickteller transfer etc. If you want me to explain anyone to you I will do that.
Hi i have dom account in dubai,its online banking and im here now in the philipines i want to transfer some on my local account but the online banking requiring a COT code for a successfull transfer,what is that mean?
Answered- see your first question
Please cancel explain more on the bank wire transfer and all that it entails,thanks
Hello Theresa,
You can be more specific or I will give a write up on that.
can you receive your money from any bank who partners with western union in nigeria
Hello Drey,
Yes!, Of course.
How can someone that has a bank acct in Georgia get money sent to Nigeria from his account .Asap please
Just by direct bank wire transfer.
So what does it mean when they say he needs to upgrade the acct for long active for security reason? I don’t understand
Who says you should upgrade the acct for long active for security reason?
Can you please email me at
chosen252@yahoo.com.For what?
I tried to email you back but it comes back mail failure.Anyway the bank told him he needed to come in person to update .Is that true are can he still open up an account there and do a wire transfer
Hello Connie,
Your questions are not clear to me.
How much is need to open up an acct in Lagos ,Nigeria and which bank opt do I have to do wire tranfer
Hello Connie,
Which type of account do you want to open? Savings, Domiciliary, Current or Corporate account???
Hi i have a dom account in dubai and im now in the philippines its a online banking,i want to transfer some fund in my local account but it requires COT code what is this
Hello jessan martinez,
Cost of Transfer (COT Code) is allegedly needed to complete international wire transfers.
If you are trying to transfer money from an account that you actually opened yourself into another account that you actually opened yourself then you do not need a COT code. International bank money transfers require the use of IBAN, BIC or SWIFT code in conjunction with or without the BBAN. They do not use a COT code.
some one sent me money from India, I operating a savings account with fidelity bank, for over 24 hrs the money have not reflect in my account in Nigeria.
Hello Austin,
The money CAN NOT reflect just within 24 hour. The maximum expected time the money should reflect on your account should be within 14 working days ( I said within 14 working days…so it can be a 24hrs, 48hours, 72hours, etc but less than 14 working days)
Hello sir, please can I receive money from two different countries the same day via Western union? ?
Hello Philip,
Yes, You can but there is no guaranty that it must be the same day.
my uncle sent money to me from UK without me sending swift code. ..is the code important
Hello Emma,
Yes, swift code is important for international bank wire transfer. So, it all depends on the method he used in transferring the money to you.
and is swift code the same with sort code
Hello Emma,
Swift code is NOT the same as sort code.
please i did an internet business the refiral stuf i was options to choice for my payment !-western union!!-moneygram!!!-paypal —pls which one is the Best which one should i choose??
Hello Jesusboy,
Chose either Western union or moneygram. You can’t withdraw PayPal fund in Nigeria
I earned some cash through online business but don’t know how to receive it her in Nigeria… the options given to me were PayPal,payza,bank wire transfer, pls help me out
Hello Ogechukwu,
First visit any of these bank; GTbank, Diamond bank or Fidelity bank; open a domiciliary account with any of them. Then go back and Chose bank wire transfer. This will save you a lot of stress if you can do it.
Wen receiving money through international transfer, can I use the sort code of a preferred branch of the bank. Or must it be the sort code of the particular branch I opened my account?
Hello Ayo,
please you don’t need sort code for receiving international transfer, what you need is SWIFT CODE. There is difference between sort code and SWIFT CODE. And the SWIFT that you need is your bank’s SWIFT CODE. GTBANK SWIFT CODE is the same everywhere, whether, it is the branch you open the account or not.
Someone wants to send me money from India so, he demanded for my account number. I have first Bank and wema bank account. I should I go about it?
Hello Aderonke,
Send your account name, account number, swift code , bank name and the branch to the person.
Gud even Emma,pls can I get a gtb swift code
Here is GTbank Swift code = GTBINGLA
Please Emma some one wants to send me money from USA and he’s asking for account number and routing number which I don’t understand what that routing number is… Pli help out..
Hello Tony,
All that the person should required from you should be;
1. account number.
2. bank name.
3. account name.
4. swift code.
What’s ah swift code pls
And how do you get one?
Hello Tony,
Visit your bank and request for it or tell me your bank so that I can check it out for.
Eco bank please
Hello Tony,
Ecobank swift code (Lagos) is ECOCNGLA
And is the person sending it through the Western Union with all does details?
What do you mean, Tony?
good day admin. please why is my post not appearing here. I posted a long comment during the day but cant see it here…
Hello Seyi Ola,
You can re-post the comment again if you can’t see comment.
somebody want to send money to my regular savings account in nigeria, but he said he is having problems sending it due to c.b.n policy, has c.b.n banned money transfer to nigeria savings account?.
Hello Francis Afolabi,
The person is NOT telling you the truth. You can transfer any amount to Nigeria saving account.
Hello a friend sent 100euro to my gtbank savings account yesterday and I haven’t seen it yet
Within 7 working days you will receive it. This is just weekend.
Sir Emma.. Still waiting for your reply please..
Hello Tony,
Answered!
You said you were going to check the swift stuff for me now??
Yes, I did. The Ecobank SWIFT CODE is ECOCNGLA. It doesn’t matter whether your ecobank is in Warri, Lagos, Abuja etc. It is the same for all Ecobank.
Am in Delta, warri precisely and if the person is to send the money is he going to make use of the Western Union with does information you gave me… Acc number…. Acc name… Bank name…. Swift code..??
Hello Tony,
Yes! 1. Account Name. 2. Account number. 3. Bank name. 4. Bank branch (optional). 5. Swift code/Routing Number.
Do you know the swift code /routing number for eco bank in Delta state warri??
Please sir Emma is there any way I can get maybe your whatsap number or fb id for a better talk please if you don’t mind… You can send them to my email # dakuruli@yahoo.com.. Thanks.
Pls what is their a maximum amount of naira per transaction that can be recieved through moneygram in Nigeria. Thanks.
Hello Tooboi,
There is no stipulated amount. All this is required from you is valid evidence or prove that you own the money during time of collection.
Hello you are really trying replying all the questions. Do you have idea how much uba bank charge for bank transfer from Germany sent to savings account and also DOM account in Nigeria And also other banks.
Hello Ngozi,
The person who transfer the money to you usually pay for the transfer charges. If you want to withdraw the money sent to your domiciliary account in Nigeria, you will be charge about 0.05% of your withdrawal. But, for your savings account; you will not be charge.
I don’t know if I have answered your question. Feel free to ask questions where you are not clear.
Excuse me please, a friend of mine told me he sent money to my account yesterday from UK but I’ve not gotten any alert I called to confirm he said there’s network delay. Could that be true
Hello Pearl,
To which type of your account (savings or domiciliary account) did your friend transfer the money to?
If it is a savings account, it can stay up to 14 working days before you receive the money. If it is domiciliary account, 48 hours is enough for you to receive the money.
Recently( August 2nd 2016)CBN blocked western union and money gram from India to Nigeria
What other way can I receive money from India. Thank you
Hello Trill Tayoo,
You can send and receive money in Nigeria via international wire transfer through domiciliary account.
Let me introduce to this forum 2 third party agents that deals with sending and receiving of money; SKrill account, Transfast.
WorldRemite is currently not sending money to Nigeria from India
Hello Trill Tayoo,
Since when? I have to confirm that.
Gud day sir,you are doing a great job by solving all dis questions,I don’t have any question to ask bcus you have already answer them,even the ones my bank customer care will not answer. May God almighty solve all your problems 2. Keep it up Sir
Hello Obisesan Dare,
Amen! Thank you. We are here to help out. Feel free to check out our updates always.
Hello Emma,
I want to know can i receive money from India direct into my Access Bank Savings account ?also when the money will reflect in my account ?
Hello Ayo,
Yes, you can receive money from India direct into your Access Bank savings account. However, you have provide the every bank details necessary for sending the money. The money usually reflect within 14 working days
Please i need GTBANK SWIFT CODE, pls God bless you for that… please send it to my mail…. wizblue4love@gmail.com. Thanks
Hello Sunday Israel,
GTBANK SWIFT CODE is GTBINGLA
Thank you, you answered all I ever needed to ask. Good God enrich you more.
Wow! Good to hear that. We are happy over here.
Hello, name sake. Great work sir.
But once again, Nigerian Banks are no more clearing foreign checks.
I got a Check from USA in August, 2016, but Gtbank won’t collect it, for clearing to my domiciliary account. Other Nigerian Banks too, same story.
Only Multinational banks accept foreign checks now in Nigeria.
Now, my question is, can I deposit the check into someone’s UBA domiciliary account?
Bearing in mind that the check had my full name, and the holder of the Dom account has a different name, meaning the two names are not same.
This is because someone said he can help me clear the funds, but I was thinking both names have to tally.
What do you think?
Hello Emmyk,
You CAN’T clear your check in someone’s account. The check is bearing your name which is different from the person’s account name. What magic did the person want to perform?
I have to look into your case to see the possible way(s) of clearing such check.
Thank You for the swift response.
I await your discovery.
hello someone want to transfer money from his foreign account (bank of america) to his domiciliary account here in Nigeria but couldn’t transfer just because the bank of america will have to release a code for $770 before the transfer can be made. The money in question is about $200,000. Please is this a true statement or that person is a scammer,because he had requested that I should borrow him $770 in oder to be able to get access code for transfer of his money from foreign accounts. Please kindly advice me on this as he had showed me evidences
Hello Henry,
The person is a scammer. Of course, you should have known that he is NOT telling you the truth. Such a statement is NEVER true. He wants to dupe you. Bank of America DO NOT charge for release of any code before transferring money. If he argue so much, tell him to allow the bank to deduct the $770 from $200,000 and then send the remaining balance to your domiciliary account.
Hello Emma,
I will be receiving funds from an online referal job. The options of payment are paypal, payza, moneyGram and cheque. I’m considering selecting either Moneygram or cheque. Which wud u advice me to choose in terms of d one with lesser stress withdrawing d money.
Hello Edwin,
Please, don’t even try selecting Cheque. Foreign Cheques are now somehow difficult to clear and withdraw in Nigeria. I advice you select MoneyGram or Payza. If you don’t know much about Payza, then select MoneyGram.
Thanks a million for this advice. God bless u! Pls can you give so information on what you know about payza?. Can I use my first bank master card? I feel payza is more direct.
Hello Edwin,
I will advice you select MoneyGram. Payza online payment platform will be a topic of another day.
Ok. Thnk u so much
Please dear Emma, someone wants to do an online transaction from his bank account to my first bank savings accounts. I want to be sure CBN still allows foreign transactions. Cause a banker was telling me the other day that it’s no longer possible to receive payments from foreign countries. I want to be sure of all this. And please, if the money is sent online direct to my account, do I still need to clear the money using “voters card, permanent ID card or the likes”? I’ll gladly be expecting a reply from you. Below is my email address.
@jeremykelbanks@gmail.com.
Thank you!!
Hello Jeremy Banks,
Yes, you can still receive payment from foreign countries. If the money is sent direct to your bank account, you do not need to clear the money again however, if the money is a huge sum; you may need to provide evidence of ownership or earning before you can withdraw it.
Thank you so much, Bruh!! I really appreciate the reply. You’re so Reliable. But I have another question, if the money is paid as dollars into the account, the bank transforms it to naira automatically using their current exchange rate, right? Please I’ll like to know first bank current EXc rate, as I know it changes every day. Thank you!!
Hello Jeremy Banks,
Yes, the bank converts it to naira automatically using the current official exchange rate. As of this morning, 6th September 2016; the official exchange rate is $314.75 per dollar. However, the black market exchange rate is over $400 per dollar.
Thank you so much, Emma. I really do appreciate your work in here.
I wish to work with you sometime soon in the near future.
Thanks again!! Bless up.
Hello Jeremy Banks,
You will be highly welcome.
Pls what is the swift code for First bank and UBA???
And also the money is just 3000 us dollars….is first bank going to ask for my voter card or any means of identification and if so how much do u think I can tell the person to send it to avoid presenting any means of identification
Hello Adewale,
The Firstbank swift code is FBNINGLA and UBA SWIFT code varies from branch to branch. For whereby you are not sure of your UBA branch swift code, you use this – “UNAFNGLA”. UBA swift code for Lagos Branches is Bank : UNITED BANK FOR AFRICA PLC
Branch : (LAGOS CENTRAL BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA002
Bank : UNITED BANK FOR AFRICA PLC
Branch : (LAGOS EAST BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA003
Bank : UNITED BANK FOR AFRICA PLC
Branch : (APAPA WHARF BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA004
Bank : UNITED BANK FOR AFRICA PLC
Branch : (IKEJA BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA005
Bank : UNITED BANK FOR AFRICA PLC
Branch : (ILUPEJU BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA006
Bank : UNITED BANK FOR AFRICA PLC
Branch : (IJORA BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA007
Bank : UNITED BANK FOR AFRICA PLC
Branch : (EBUTE METTA BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA008
Bank : UNITED BANK FOR AFRICA PLC
Branch : (IDUMAGBO BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA009
Bank : UNITED BANK FOR AFRICA PLC
Branch : (UNILAG BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA010
Bank : UNITED BANK FOR AFRICA PLC
Branch : (IGANMU BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA011
Bank : UNITED BANK FOR AFRICA PLC
Branch : (FALOMO BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA012
Bank : UNITED BANK FOR AFRICA PLC
Branch : (TINUBU BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA014
Bank : UNITED BANK FOR AFRICA PLC
Branch : (OREGUN BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA016
Bank : UNITED BANK FOR AFRICA PLC
Branch : (APAPA WAREHOUSE BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA026
Bank : UNITED BANK FOR AFRICA PLC
Branch : (OBALENDE BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA130
Bank : UNITED BANK FOR AFRICA PLC
Branch : (AGBARA ESTATE BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA138
Bank : UNITED BANK FOR AFRICA PLC
Branch : (IKORODU ROAD BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA143
Bank : UNITED BANK FOR AFRICA PLC
Branch : (MARINA WEST BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA150
Bank : UNITED BANK FOR AFRICA PLC
Branch : (UBA REGISTRARS)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA181
Bank : UNITED BANK FOR AFRICA PLC
Branch : (IDOWU TAYLOR BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA193
Bank : UNITED BANK FOR AFRICA PLC
Branch : (UBA HOUSE BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA204
Bank : UNITED BANK FOR AFRICA PLC
Branch : (SURULERE BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA205
Bank : UNITED BANK FOR AFRICA PLC
Branch : (ADEOLA ODEKU BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA213
Bank : UNITED BANK FOR AFRICA PLC
Branch : (MM INTL AIRPORT ROAD)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA217
Bank : UNITED BANK FOR AFRICA PLC
Branch : (ALAUSA BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA218
Bank : UNITED BANK FOR AFRICA PLC
Branch : (BREADFRUIT BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA219
Bank : UNITED BANK FOR AFRICA PLC
Branch : (OKE ARIN BRANCH)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA221
Bank : UNITED BANK FOR AFRICA PLC
Branch : (LAGOS CASH MANAGMENT CENTRE)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA226
Bank : UNITED BANK FOR AFRICA PLC
Branch : (ALABA INTERNATIONAL MARKET)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA227
Bank : UNITED BANK FOR AFRICA PLC
Branch : (E-BANKING SERVICE DEPT.)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA228
Bank : UNITED BANK FOR AFRICA PLC
Branch : (LAGOS AREA CLEARING CENTRE)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA301
Bank : UNITED BANK FOR AFRICA PLC
Branch : (TREASURY OPERATIONS)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA302
Bank : UNITED BANK FOR AFRICA PLC
Branch : (FINANCE OPERATIONS (FINOPS))
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA303
Bank : UNITED BANK FOR AFRICA PLC
Branch : (FOREIGN CURRENCT DOMICILIARY)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA304
Bank : UNITED BANK FOR AFRICA PLC
Branch : (FOREIGN TREASURY OPERATIONS)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA305
Bank : UNITED BANK FOR AFRICA PLC
Branch : (FOREIGN TRADE)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA306
Bank : UNITED BANK FOR AFRICA PLC
Branch : (SALARY ADMINISTRATION DEPT.)
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA307
Bank : UNITED BANK FOR AFRICA PLC
Branch : –
City : LAGOS
State : Nigeria
Swift Code : UNAFNGLA
You Must provide a means of identification before you can collect the money no matter how small.
Morning pals hope you’re doing good, my friend is sending money to me from Saudi Arabia using western union transfer, please how can i collect the money from Nigerian agent after he send, I mean what are the procedures of collecting western union transfer. Thank you
Hello Abdulazeez Fagam,
As you friend send the money to you in Nigeria, he or she will send you a secret code. Visit any bank in Nigeria that is Western Union money transfer agent (example Firstbank, UBA, Access bank, Diamond bank, Fidelity bank etc.); supply a valid identification (national ID Card, Driving license, or international passport and passport photograph) to them alongside with the secret code and collect your money.
Thank you, sire!! But I’d still love to ask, is a bank’s •sort code• really necessary for foreign transactions? And does all first bank branches use the same •swift code•?
Hello Jeremy Banks,
Bank sort code is not necessary for foreign transactions but the Swift code is necessary. Yes, all first bank branches use the same swift code.
Emma my friend want to send me money from Zimbabwe nd I didn’t have domi acct can he send it to my normal acct
Yes, he can send it to your savings account.
Hey! I want to send money to a dom account in Nigeria. I am paying the fee you, would the bank in Nigeria also charge a fee for receiving?
Hello Mike,
The bank in Nigeria will not charge any fee for receiving.
You’ve really contributed a lot to this forum, Emma. And may God Almighty always bless you for your good deeds. Thank you once again, sire!!
Thank You, Jeremy Banks. You contributions too are always welcomed.
Gdmorng Mr Emma. Pls I wud be glad if I get a swift response 2my question. My uncle wnts 2 send me money from Switzerland and he asked that apart from Western union and Money Gram,which other way do I normally use to receive money in nigeria. I dnt knw why he dosnt wnt 2 use those 2 platforms & I dnt wnt 2 ask him why either b4 he loses interest in sending d mony(laughs) u knw wot I mean. My questions. 1.is der any other fast platform? If der is, hw do info about it? 2.If he sends 2my dom acct,is my bank goin to pay me in Swiss franc or dollars? Tanx so much
Hello Prince,
Receiving the money via domiciliary account is best method to receive the money. So, since you have domiciliary account, he can wire the money into domiciliary account. Your bank will pay you in dollar if you Dom account is in dollar account.
Please, Dear Emma.. I want to ask you something. If someone makes an international transfer to a wrong account number with entirely another details (like the name and all) is it possible to cancel such transaction and resend the money to the right account?
Hello Jeremy Banks,
The transaction will be reverted back. There is nothing to cancel.
Hello there, Emma. Please I need your urgent response on this. Someone tried making a transfer to me from his singapore account to my savings account here in Nigeria. During the process of making the transfer, he made a mistake with my account number. I want to know if the transfer will be rejected and bounced back, or will it be credited to the wrong account?
Hello Jeremy Banks,
The transfer will not go through, it will be reverted back to the sender’s account. The only way it will credited to the wrong account is if the account name and account number that is wrong written are associated to the same account.
No sir!! Everything written and sent were my details (except the account number). He made a mistake with the first four numbers. Thanks once again for your help. You’re indeed a life saver. At least now I can sleep knowing I have little to worry. Thanks again, and have a graceful weekend.
Hello sir, please I need your clarification on this.
Someone transferred money to my savings acct via bank wire transfer on Saturday 10/09/2016 from U.S. He later sent me the following message.
“Hello Sunday
Will go out Monday and depending on your bank processing it should be available to you within the week. The Chase Wire Tracking Number Confirmation Code is ………… Your bank can look for it. Good luck. Hope this works. Let me know. ”
Now my question is DO I NEED TO GO TO THE BANK WITH THE CHASE WIRE TRACKING NUMBER CONFIRMATION CODE TO PROCESS IT BEFORE I GET THE ALERT?
Hello Sunday,
You don’t need to process anything before you get the credit alert since it is bank wire transfer.
okay. Thanks but like how long will it take before I get the alert and pls what’s the ”Chase Wire Tracking Number Confirmation Code” he sent to me all about?
Hello Sunday,
Within 14 working days. If your account type is domiciliary account, you can receive the money within 2 working days. Chase Wire Tracking Number Confirmation Code, I don’t know much about this code but it could possible be Chase bank wire transfer tracking code.
Hello brother, keep the good work. How can I send money from Australia into usd domiciliary acc in nigeria. I want to do a bank wire but my frnd is telling me banks here in Australia don’t transact or convert currency. I want the money to be received in usd. Cheers
Hello Olu,
Please, go ahead and do the bank wire transfer into the domiciliary account, the money will be receive in USD if what you transfer is in USD.
You are really doing a great job sir, may God bless you abundantly!!! I will like to ask you a question. I got a call from my uncle in United States telling me he wanted to make a wire transfer directly into my Stanbic Ibtc current account because he wants to start building a filling station here in Nigeria but I told him i don’t think it’s possible for him to transfer directly into my current account and can only be transfered into a domiciliary account which I don’t have, he proceeded by telling me it’s 100 percent possible that I should just get him the necessary informations. My questions are what are the type of informations he could be requesting, like how many days will I be able to get the money if transfered into my current account and also he’s planning to transfer about $100,000, will it not be too much for my account? Thanks and God bless.
Hello Dare,
He will need ;
1. your account name.
2. account number.
3. Account type.
4. Swift code
You should be able to receive the money within 14 working days. It will not be too much inasmuch you can provide evidence or prove of ownership or earning.
Thank you so much for your prompt answer.
And also I will like you to explain what you mean by providing evidence or prove of ownership or earning. I will also like to know what are the things am going to need to provide all those. Thanks and God bless
Assuming i have 10 thousand naira in my savings account, and I want to fund my skrill with 8USD, now how much (in naira) is it going to be deducted from my savings account?
Hello Nairu,
About N3000 – N3260, will be deducted from your savings account.
pls a freind of my want to send money for me from london so he said i should send my bank details that he is going to transfer the money for me…. so pls how do i do about that?
Hello daniel olalekan,
Send your bank details to him/her na.
Your account name, Account number, Bank name, and Swift code; that’s all.
Hello Onwuka,
My question is if it is possible to receive western union or money gram to my GTDom account in Nigeria in Dollars.
Note: I know already that I can wire from the US to my GTDom account(Dollar). So I don’t need a lecture on that. Would appreciate if it’s a Yes or No.
Thanks
Hello Dick Gaame,
NO!
Hello there, Emma. Please I want to know something.. Someone wired money to me from his singapore account down to my fidelity savings account here in Nigeria. His bank sent him a mail on Wednesday, saying the payment has been successfully confirmed (respective of time difference), please how long will it take for me to receive the money, as it has been 4 working days already since the confirmation of the payment. Please I need your urgent reply on this. Thank you.
Hello Jeremy Banks,
You will receive the Money within 14 working days. If you do not receive alert within the 14 working days, visit your bank to know what happened.
Alright. Thanks a lot. I really appreciate.
You’re welcome, Banks
hi, someone want to send money to me from Dubai to my Gtbank savings account,what should I send to him?And how will I receive the money in my account? must I go to the bank before I can receive the money in my savings account?pls I need your prompt reply
Hello Grace,
It seems you do not read through the old comments. You would have gotten answer this question you are asking me now. I will suggest you go back and read the old comments. If you don’t find answer to your question then let me know. Thank you.
Dear Emma, i will like to ask you few questions and I need your prompt answer please. A brother of mine wants to make a wire transfer into my Dom account from Trinidad and Tobago, of course I opened my Dom account in dollar but my confusion is Trinidad and Tobago currency is not USD and secondly will he need to convert the money into dollar first before sending to my Dom account or if he sends the money in Trinidad and Tobago currency will I still be able to get the money in dollar into my Dom account? Thanks and awaiting your answer.
Please Emma, I am waiting for your answer.
Hello Dare,
I didn’t see your question again. Please, can you repeat it again.
Can you withdraw money sent to u.k in nigeria?
Yes, of course!
please I work in a freelance site and I want to tell a friend in U.S to open a PayPal account for me from there. Please, when i link the paypal account, will I be able to load the PayPal account with cash made, and make direct transfer into my nigeria local bank access bank from the PayPal?
Hello Ayo,
For it to work; if you have a trusted friend in U.S, let him/her open a domiciliary account in his/her name; you can then receive your money through this PayPal account after which he/she will transfer the money to your account in Nigeria via wire transfer.
Hello, please can I use my ATM to withdraw money sent to me from south Africa through western union during weekend ( on Saturday). please I need urgent reply.
Hello Kator,
You can not use ATM to withdraw money sent to you from south Africa through Western Union.
Dear Emma, I can’t believe my post wasn’t uploaded anyway this was what I posted. A brother of mine wants to make a wire transfer into my Dom account from Trinidad and Tobago, of course I opened my Dom account in dollar but my confusion is Trinidad and Tobago currency is not USD and secondly will he need to convert the money into dollar first before sending to my Dom account or if he sends the money in Trinidad and Tobago currency will I still be able to get the money in dollar into my Dom account? Thanks and awaiting your answer.
Hello Dare,
Sorry for the inconveniences, I didn’t see your post.
For your question: It all depends on the banks in Trinidad and Tobago; if their rules and regulations allow them to convert, then he doesn’t need to convert and verse visa.
Good moning sir,my brother from uk want to send me money to Nigeria,direct to my saving account in UBA Bank,so the is almost about one million five hundred thousan euro,and after i will transfer the money to senegal,can it be and what can i do.
Your question is not clear
Thanks so much Mr Emma and God bless you for the great job you’ve been doing.
HI
I want to know when you send money gram in lags Nigeria …
If he don’t have the info number can he still get the money and we’re do they get money ??? Like was send on his name country , state , city & postal code …..
Answered!
HI
I don’t know we’re my comment went
Anyway … I want to know when you send money gram in lagos Nigeria can he get it without the reference number ??? And we’re they go for it ??? Like I send it to the name , country , state , city & postal code …
Hello Sunshine,
You get the money from any MoneyGram agents in Nigeria. In Nigeria, MoneyGram Agents are mainly Banks such as UBA, Firstbank, etc. You need to get a security code from the sender.
OK thank you very much
Wow this is a wonderful article, it is detailed and self explanatory. Thanks for this awesome post.
Hello Emma, I am being asked to provide a telex copy of a transaction that was done online. Are these bankers in any way jokesters?! It’s been 11 working days now since a transfer was made to me, and it’s yet to reflect on my account. I spoke with my bank, and they’re asking me for a telex copy for the transaction. After giving them the required details. Who the hell uses telex these days? Please dear Emma, do you have any legitimate information on this?
Hello Emma, I am being asked to provide a telex copy of a transaction that was done online. Are these bankers in any way jokesters?! It’s been 11 working days now since a transfer was made to me, and it’s yet to reflect on my account. I spoke with my bank, and they’re asking me for a telex copy of the transaction. After giving them the required details. Who the hell uses telex these days? Please dear Emma, do you have any legitimate information on this? Anything that might be of great help. Thank you.
Hello Jeremy banks,
The person who send the money to you should be able to provide you with the prove of the transactions. This is what your bank is requesting.
But the person said banks do not issue telex copies on transactions made online. I’ve given them valid proof of the transfer and also the swift reference number.
OK, So what did they say?
Still the same thing.. That they need to investigate the transfer, and without the telex copy, they can’t do anything.
Hello Jeremy Banks,
Ask the sender to provide you with the telex copy of the transaction, that authenticate the transaction.
Hello Emma,…
The bank wire transfer you meant, is it an Internet banking tranfer or over the counter transaction? That is sending money into a DOM Acct.
Hello Nelson,
Bank wire transfer can be internet banking transfer or Over the counter transaction depending on the transaction your are making.
Hi pls a friend of mine from pakistan country want to send money to me in nigeria and he does nt know how to do it,pls i nid guide lines tanks
Hello Faith,
It is very simple! Send details like this to him/her;
To receive the money in your Savings account
1. your account name
2. your account number
3. your bank name
4. your bank swift code
Note: This may take 3 – 14 days to receive alert
To receive the money in dollar, Euro or Pounds in Nigeria , send details like
1. your account name
2. your account number (domiciliary account number)
3. your bank name.
4. your bank swift code
Note: This will take just 48 – 72 hours (working hours) to receive alert.
You can also receive the money via western union, MoneyGram, Transfast etc.
pls Emma,how does moneygram work? do I need to open a moneygram account or what
You don’t need to open any account. Visit any MoneyGram agent (in Nigeria banks such as firstbank, UBA, Fidelity, etc) are mainly their agents. Visit any of them and tell them that your want to receive or send money via MoneyGram. Follow their description since this article and its comments does not seen to help you.
pls,money sent via moneygram will take how many days before deliver
Depending on the computer system of the moneygram counter, it takes Few hours or days (2-5 days) after payment has been confirmed to be made. But for the purpose of doubt, I usually give within 14 working days.
Am trying to receive money through quickteller to my bank account it telling me unable to process your transaction please try again later.. Then next it said Transaction not found and have been receiving money before
Hello Moses,
That should be network problem.
Please can you email me at galazyboi@gmail.com because i can’t find a reply
I want to receive Money from Philippines to Nigeria but the person said Nigeria is offline from Philippines . How can I receive this money then?
Hello Kimbo,
I believe you got the answered when you called me.
What if I dont have an id card and I was sent money from abroad through moneygram?
Hello Elvis,
So, you don’t have anything to identify yourself.
Good day sir.
Please my dad sent money to me through western Union last week while I was still in us,but It didn’t go through until yesterday .The problem now is that I already left us for Nigeria .Pls can I still collect this money in Nigeria since the country he sent it to is us
Hello Ola,
The destination point for the money is US, so you can’t collect it in Nigeria.
Good day Dear Emma, I will like to ask if it’s so possible to transfer funds from my personal domiciliary account to another bank domiciliary account in Nigeria and overseas also will like to know if the transfer can be done through Internet banking. Thanks and God bless
Hello Dare,
Yes, it is possible to transfer funds from your personal domiciliary account to another bank domiciliary account in Nigeria and overseas. Some of my client banking with Diamond bank have done the transfer through internet banking.
Good day mr Emma, kudos for dngrate job u av been doing on this platform., i went through all d comments with details explanation u are providing. Go bless u. Pls i av a corporate dom with access bank. So my brother want to send USD to my dom later send it back to him just for me to av an idea on how send within dom acct or overseas. But on d app there is a provision for: intermediary bank routing /acct no. , swift code/BIC. These are d area of confusion kindly shade more light thanks
The two things that concerns you there as a Nigerian are;
Your Account number and bank swift code. These two things does not require any explanation. Do they? The intermediary bank routing no and BIC are meant for those abroad.
Quickteller asked for referral’s number and I’m lost on what to do
Hello Rafiyah,
The money sender should be able to provide you with the referral’s number.
I have a Dom account in pounds . My brother wants to send me money through western union from uk . Can I receive western union into my pounds Dom account ??? And would I be paid pounds???
Hello England,
Why sending the money to you through western union when you have Domiciliary account. Ask your brother to send the money to you via bank wire transfer to your Pounds DOM account instead using western union.
Dear Mr. Emma, thanks for the info n comments. Have gain a lot, is my first time to receive money from US.
My question is
1. how many days does it take to open domiciliary acct.?
2. I operate a savings acct. at Gtb n if the domi acct was open, I don’t hv money on both acct. Can still receive same cash sent from US or I will b need to save money in other to get d exact amount sent. Thanks you can forward d reply: yemex4love@yahoo.com
Hello Davedrell,
1. 2-3 weeks.
2. Yes, you don’t need to save anything. You can receive cash sent to you from US.
Pease someone sent money to me from france , is up to four days now I’ve not receive it, how many more daysare my suppose to wait before I will receive it, and I only sent my name, account number and bank name nothing else.
Swift code should be included to what you should send to him. If the account details you sent to him is savings account, you should expect the money within 14 working days.
Without me sending the swift code wount I receive the money?
Swift code should be included to the detail you send to him. This is an international transaction, so the swift code is needed.
Hello. This is a very informative post.
A friend wants to send money to me through Western union. I also have a quickteller account.
How do I go about it so I get the money directly into my account with FBN?
Hello Chiaman,
Don’t you have a bank account?
Hmmm, your patience in answering these comments is only to be admired and commended!
Pls i want to know if money can be sent/deposited to my GT bank savings account in nigeria from UK.using the following details.
BANK NAME:GT BANK
ACCT NO.:
ACCT NAME:
BANK SWIFT CODE/ROUTING NO.:
without
DIRECT BANK WIRE TRANSFER,
WESTER UNION MONEX TRANSFER,
MONEY GRAM,
QUICKTELLER.
Yes, Pharouq but what do mean by “without
DIRECT BANK WIRE TRANSFER,
WESTER UNION MONEX TRANSFER,
MONEY GRAM,
QUICKTELLER”.
Pls i what to know if money can be deposited/sent to my GT BANK saving account from abroad(UK) with the above details
BANK NAME:GT BANK
ACCT. NO.:
ACCT. NAME:
BANK SWIFT CODE:
Without
DIRECT BANK WIRE TRANSFER,
WESTERN UNION MONEY TRANSFER,
MONEY GRAM,
QUICKTELLER.
Hello Pharouq,
Yes!
Hello
Please can I know the swift code for Zenith bank
Thank you
Hello Emerald,
This is Zenith bank SWIFT Code – ZEIBNGLA
Please can you tell me the swift code for Zenith bank.
Thank you
Answered!
Please Mr, a friend in South Africa wants to send money to me here in Nigeria, but he don’t know how to go about it. Please kindly direct me how he can send it from south Africa to Nigeria direct to my savings account.
Hello Daniel,
I have answered this question several times. Please, read through the comments, if you didn’t get the answer to your question let me know.
Please Mr, I couldn’t get answers from comments I’ve seen here. Please put me through. How will he do that without western union, money gram but direct to my savings account. Thanks
Hello Daniel,
All you need to do is to send;
1. your account name,
2. account number,
3. Bank name,
4. your bank swift code,
5. and your bank branch (optional) to him/her. He/she will simply do bank wire transfer.
Please I haven’t seen a post with Diamond bank swift code, I need your help.Thankyou
DBLNNGLA
Dear Emma, I wish to transfer money from my personal Dom account to another Dom account in Nigeria via Internet banking. Please how long will it take the second party to receive the money, like is it going to take the usual 48 to 72 hours before he gets the money. Thanks
Hello Dare,
It will take a day or 2 days. I hope your personal Dom account is Diamond bank Dom account?
It’s not a diamond bank Dom account, it is Stanbic bank Dom acct and if I may ask, why did you ask that question?
It’s not a diamond bank Dom account, it is Stanbic bank Dom acct and if I may ask, why did you ask that question?
I was sent sent some money but I haven’t received any alert,what can I do
Hello Minah,
When was the money sent to you? Are you sure that phone number is register with that your bank account?
Hi, I am ijeoma. My sister wants to send money to me in euro from Ireland ,and I have a Dom account first bank. But she says they say they cannot send it,and that even if they do,it will take a long process,and cost more. I don’t understand. How do they charge for wire transfer? Should I just tell her to western transfer it? The thing is I don’t want it in naira,cos I have a Dom account. Why open one when it can’t serve it’s purpose. What do I do?
Hello Ije,
In what currency is your domiciliary account? If your domiciliary account is in Euro then what they are telling you is a lie. If your domiciliary account is a dollar domiciliary account; I will suggest you visit your bank and request to add Euro and Pounds account to it. Once, this is done it usually takes less than 72hours to receive money via wire transfer. Wire transfer are charge based on commission. If you tell her to send it through western union transfer then expect the money in naira.
Hello Emma. Thanks for the info. I have read through the posts and comments. God bless you. My question is this- is Electronic Fund Transfer different from Bank Wire Transfer? I ask this cos I was researching 2Checkout payment processor, and they included the two as separate pay out options. The EFT option is free (if the service is available for one’s bank) while using the Bank Wire option will incur extra charges.
If EFT is different from Bank wiring, do you know whether GTB offers that service?
Thanks
Sorry Ty, I have not been able to respond since.
Yes, E-electronic fund transfer is different from Bank wire transfer-Electronic fund transfer include transfer via POS, ATM machine, Ussd code or any electronic device used for fund transfer
my friend frm India send money to my saving account in Nigeria .I didn’t seen the alert since last week tuesday
Hello Dairo,
if you didn’t receive alert within 14 working days, visit your bank to find out what happened.
okay
please can i receive money from India through my zenith bank saving account?
Answered!
Please, i want to know if i will pay any token to receive money from Uk.
Somebody sent 150usd to me and the person in charge of transfering the money said that i Will pay #2300 before i can receive the money. I want to be sure its safe for me to pay.
Hello Chinwe,
Please, do not pay anything to anybody. The person demanding you to pay #2300 is fraud.
Pls mr emma, how can i change philippines currency to dollar.
Hello Oluwapelumi,
Is it here in Nigeria?
how many days will it take to receive money in Nigeria through saving bank account. the money is from Germany to Nigeria
Within 14 working days!
Emma I have found this your post very enlightening.. Tnx u so much for the info u put up here. I want to find out if a swiftcode for a bank is the same for all branches of the bank tru out the country. Tnx u once again.
Hello Esien,
You can same swiftcode for different branches of a bank though branches have their swiftcode.
Need someone who can pay us USD in USA while we credit their naira account in Nigeria under a very structured arrangement.
hi please i need a little help, i wanna send my sister some money from here in the US through money gram or western union but i want her to receive it in US dollars over there in Nigeria, can any bank in Nigeria that operates money gram or western union pay her in US dollars??
Thanks
Hello John,
No!
Emma, pls i want to recieve money from a business partner in india through bank wire . which bank will pay me in dollars when the fund arrives so i can change in the street.
Hello uche chekwas,
You have to open a domiciliary account if your want to receive the money in dollar.
Hello a friend from the U.S sent money to my dorm account a day ago but the problem I’m having is the receipt of the payment he sent is just having my name my account number but no bank name No swift code and bank address on it ,,,so I’m worried maybe the payment will get into my account
Hello sir! pls sir my uncle sent me some money into my diamond bank savings account on monday (2 days ago). He actually just requested for my Account Number and Account Name. He did not ask me for my Swift code. I am surprised because I have not received the money into my account and he keeps telling me he has sent it and was even charged for it.
Pls sir, what could be causing the delay? could it have been the swift code? (He did not ask me for it) Thank you sir
Hello Tosin,
Though swift code is needed. However, you should receive the money within 14 working days. If you didn’t not receive the money within this time, visit your bank to know what happened.
Hello Emma,
I really appreciate you and your hard work
Almighty God will reward you.
You have answered my questions from top but I just want you to confirm it.
My brother sent money to me last week Monday(12/12/2016) to my diamond account from Hong Kong but it hasn’t reflected in my diamond account.I just scared because it taking so long to receive the money to my diamond account
And is the money still gonna reflect in my account and if it doesn’t what I will I do? I provided him with this details;
Bank account numbers
Bank account name
Bank name ::::::Diamond bank
Swift code
Hello Dammy,
Nothing to be scare of. It is expected that the money reflects in your account within 14 working days if you doesn’t visit your bank to know what happened. The information you sent to him is in order.
Thanks Emma you are so kind
You have answered my question at the top but I still questions
My brother sent me to me from Hong Kong since last week Monday (12/12/2016) I haven’t receive it yet It was online transfer
Now my questions;
If money doesn’t reflect in my diamond account (saving account) wasn’t the cause of the the details I provided him.this was the details I gave him;
Bank account numbers
Bank account name
Swift code
Bank name::Diamond bank
If I don’t receive the payment will the money get back to the sender
Answered!
SIR,PLEASE I NEED THE COMPLETE DETAILS OF FIDELITY BANK NIGERIA PLC,CORRESPONDENT BANK IN LONDON
Hello Emma
Thanks for yesterday
Though I don’t got the alert of money.today I was called by account manager at diamond bank he said he observed that some amount want to reflect into my account but it can’t reflect that because my account can’t retain the amount and he said something scary that the money has bounced back to the sender same and I need to upgrade my account and I will ask the sender to send it again
My account is student account and have forgotten that it can only retain 50,000 and the amount sent to me was $1000
Can the amount return back to the sender?
Or I will need to upgrade my account but the account shows in my account?
Hello Dammy,
Yes, the money can revert back. Upgrade your account and ask the sender to confirm that the money has not gone through before sending it again.
sir a friend of mine sent me money from abroad and I was called by my my bank manager that money want to reflect into my account but it bounce back and that I should go to any diamond Bank and called is number then I should give the phone to any of the woker in the bank please sir is it possible the money bounce back I told my friend about it he said his account had been debitted and the money has not bounce back please sir what should I do
Hello Tayo,
It is possible that the money bounce back without reflecting immediately on your friend’s account. Your friend should go back to his/her bank to ascertain the validity of this claim. If your friend is insisting that the money did not bounce back, tell him to send you evidence of wire transfer so that you can show your bank.
I have two questions sir.
Firstly, if i want to use my Nigerian bank account using atm card to pay an application fees (of 100 dollars) to a university in abroad, would the conversion of naira to dollar be in official exchange rate or black market rate sir?
Secondly, can i pay a school fees of like 2000 dollars online using my atm card?
Hello Jamiu Abdullahi,
1.Black market!!
2. You can not.
Hi. Thanks for your taking time out to explain more to those of us who don’t really understand this things but I have this online referral job that I did and m due for payments. I was told to request for payment which I did and a page was opened for me to fill a form correctly otherwise money would go to someone else. The page says
NAME……….
AMOUNT……..
PIN……..
What I don’t understand is the pin. Is it my normal bank ATM withdraw card pin or what? NOTE: that on the site page they automatically select payment type- cheque for me but m guessing I can change it after filling the above form I mentioned. Please help me out. Thanks Sarah
Hello Sarah,
I will suggest you change the payment type because it is very difficult to cash foreign cheque in Nigeria now.
Do NOT give out your ATM card PIN to whatsoever website even though I know the PIN they are request should not be your ATM card PIN
Thanks for replying so soon, didn’t expect that. M very careful about that. Few people I know seem to know get paid via that same site. Anyway one of them told me to wait a month for it to work for me.
I will keep you posted if it works or not. Thanks once again
Okay. Keep me posted.
Mr. Emma I want u to help on something but it private. Can u give me ur no. Ur email to discuss it with u
Hello thanks for your effort in replying everyone, please someone wants to send me money from abroad, but I only have a current account. I want to know if its possible, and also, between current account and quickteller, which do you recommend? Please reply me brother..
Hello Faithful,
Yes, it is possible!
Good day, Mr Emma pls i need to see you or to talk of my isue on phone am in to many online business all my effort to move money genarated to my nigeria bank account was never work i tried many online financia institude like skrill paypal payza payoneer graphcard.and virtual terminal network none of them work for me. here is my email dickkydot@yahn.con phone
08027280702/08108984168. thank ll be wating for u.I will speak with you later.
Hello sir..pls a certain amount was sent to me from Nepal in India through my saving acct on the 4/01/2017 but I haven’t seen anything..i gave this inform
My name
My bank name
Acct num and the bank swift code…i said he sent $350 he was charged $48 for charges…but he told me I will receive it within three days…but I was told money cant be tranfer from India to Nigeria…i,don’t know if this real..thank
Answered!!!
Hello Mazi Emma Onwuka,
Good morning.
I want to receive US dollars from an organization in the United States of America.
(1) My problem is that I only have, as my means of identification, my job I.D. card as a Christian missionary: I don’t have a national I.D. card, although I’m officially a Nigerian. I don’t yet have enough money to acquire and international passport and I don’t yet have a driver’s license.
Please tell me the best and quickest method by which I can receive the US dollars–using my job I.D. card. I have savings accounts: with GTbank , U.B.A., Ecobank , and Skye bank.
(2) Can the money be paid to me in dollars? Or would the Nigerian bank convert it to naira by force before the Nigerian bank pays the money to me
Hello Emenanjo Ndigwe,
There are two ways of receiving the money;
1. if you want to receive the money in dollar then go and open a domiciliary account with either GTBank or Diamond bank.
2. with your savings account, you can also receive the money but that will be converted to naira. In both cases, you don’t need I.D. All you have to do is to send your bank details (your bank name, swift code, account number, account name, and Routing number if any )
Emma I appreciate your effort in answering many questions here. the question I want to ask is this: Can a huge sum of money like $350,000 be received in my Diamond Bank savings account through wire transfer?
Hello Jeffrey,
Yes, but you have to provide prove of ownership for you to be able to withdraw the money.
is it possible to convert a current account to a Dom account in Nigeria banks. if its possible, how?
Hello Mazafy,
No, it is not possible.
i want to recieve money from dubia how do i go about it
Hello iamoyediran,
Send your bank account details (bank name, account number, account number, swift code) to the sender.
Please what is the swift code for sterling bank kano state.
Hello Tessa,
You can use this NAMENGLA or you visit your bank in Kano
Good day sir
please i want to know if i can Cash/Received a check from US, please advice me on what to do thanks .
Hello Frank,
Try alternative!
Good day sir
please i want to know if i can cash/receive a check from us here in nigeria please advice me on what to do thanks.
Hello Frank,
You can receive the foreign check but cashing it is a difficult one.
Hello sir…a certain amount of money was sent to me on the 4/01/2017 from,Nepal in India to my diamond saving acct but I haven’t seen anything on my account till now and I was told that I will receive it within 3days I gave him my acct name,acct num,bank name and the swift code..but I don’t know if diamond swift code is the same thing as other branches..and again I was told money cant be send from India to,Nigeria is that true..thnks
Hello jumai,
Please, who said money can’t be sent from India to Nigeria. Please, visit your bank and know happened?
Seriously I must say kudos to you sir for attending to every question on this post 👍
But I have a question ….
How can I receive money from Dublin and have it converted at the black market rate because I don’t want the bank rate and which method is best PayPal or with a Dom account …thanks
Hello nwobodo
Dom Account is the best option.
Can someone send money to me from Serbia through my normal savings account
Yes, Bello Raymond. However, it will be converted to naira by your bank at official bank exchange rate.
Someone want to send money to me in dollars from Serbia
can they send it directly into my bank account
Hello Bello Raymond,
Yes, if you have a Domiciliary account.
hello i would like to know if i would need any form of identification when trying to collect money from my dummy accont
No!
Good day Sir, I have a Diamond domiciliary account. I would like to know if $1000 can be sent to my domiciliary account. Or is it small. What is the lowest amount which can be sent to a Domiciliary account. Thanks for your response
Hello Benedict Johnson,
Any amount can be paid into your Diamond domiciliary account. So, $1000 is not small. On the other hand, there is no limit to receiving.
Hi Emma, will you be charged by the UK bank and the Nigeria Domiciliary bank for the wire transfer?
A friend wants to send money from their Halifax bank to my GTB domicilary account. What charges am I looking at and will GTBank give me the money in pounds?
Hello Isaac,
Yes, UK bank will charge him (that is transfer charge). The amount depends on the bank.
If you have GTBank Pounds Domiciliary account, GTBank will pay you in pounds when they receive the money.
Emma …which means i could receive money from UK In my saving account pls what details needed ???
Yes, of course! Go through the comments to see detail.
Hello, Please i need ur urgent response, I do have a DOM account, USD own , But my friend who is in Norway can no longer transfer any money to this account cause sent too much already, she tried western union, money gram, Ria, but they all failed, I’d like to know more suggestions about how to handle this situation, now that USD is 500Naira, I think if i get this currency into my account i will be more profitable, Can you advise on how she can send the rest money to me here in Nigeria from Norway since she had been blocked all around now ? thank you.
Hello Charles,
Frankly speaking, there is no any other way if you are to receive the money in foreign currency.
Hello Mr Emma. First I want to commend you for your services in here. May the good lord richly bless you. Pls I have a question, I really dnt have a DOM account and i’m 2inch away from receiving money from a friend in New Zealand. I operate a normal savings account with diamond and access. I stay in ph and I dnt know my bank swift code nor routing number if necessary. Pls what do I do?
Hello Wisdom,
You can receive money in Nigeria from New Zealand with your normal savings account. All you need do is to provide the sender the following details:
1. Account name.
2. Account number.
3. Bank name.
4. Bank Swift code (you can get that from your bank).
5. Bank branch (optional).
Do you have to have a BNV number to pick up cash from western union in Nigeria?
No! Mo
Hello Emma, someone want to send money into my sky bank account from USA 🇺🇸 and she’s sending it through western union or money gram. Is it possible? My acc is savings and I’m not in Nigeria right now but I do receive alert in my email. Pls explain this better.
Hello David,
Yes, it is possible. You have to provide the sender these information;
1. Your first and last name.
2. Your Bank name.
3. Account number.
Money is normally deposited in the account within one to two business days.
I am going to furnish a detail post on this in next two days.
Thanks for getting back to me Emma, my last question is that will the naira be in normal rate of dollar or bank rate since dollar is over 400 now or will it be in bank rate?
Hello David,
It will be in official bank exchange rate and NOT at black market exchange rate.
admin,you are doing a great job God bless you sir,
please I want to ask a friend of mine want to send me money from mexico,but he said he can’t because sending money from mexico to Nigeria have been cancelled I mean through western union money transfer,he checked like five different banks but the all said no,please sir where can he get an agency in mexico so as to send this money to me in Nigeria through W.U, I don’t need sure transfer because I don’t have a domicile account and I need the money to pay my schools fees in imsu university in IMO state,please is there any way you can help me out or can I get you direct phone number so as to speak with you on phone..my email address is chibranzico@gmail.com or chidexmanuel@gmail.com and my number is 07036663115, please I will so glad if I get a swift response am just a student fighting to survive.
GOD bless you sir
Hello Kelvin,
If Western Union is not available, is Moneygram not also available? You can also receive money in Nigeria from Mexico through your savings account
Hello Emma, Top of the day to you. You are really doing a great Job. May God Increase your wisdom. Please I understand that Nigeria can not receive western union or money gram from India? If that is the case, Can I receive the money in my Account (Savings or Current) Immediately? Also, Can Nigeria receive western union or money gram from Sierra Leone? Please reply. Thanks and God Bless you.
Hello YerryEasy,
You can receive money into your savings account but not immediately, within 14 working days. Yes, Nigerians can western union from Sierra Leone.
Sorry did you say Money can be sent from Sierra Leone western union or money gram and received in Nigeria?
Please is the quickteller wu receive money secure and money would be deposited instantly?
It is secured but not instant.
some1 want to send money to me from overseas
he asked for the address on my account
what’s that please?
Hello Emmanuel,
Which means does he intend using to send to send the money? Western union, MoneyGram, Fastcash, DOM, etc.
Bro! Trust me, you don try #Bigups 🤝🤝🤝
Are you on icq? Or Whatsapp? You can email this contact to me at flexyweezy@gmail.com…
Hello, please when receiving money from western union using quickteller, I was required to supply a phone number, must the phone number correspond with the one used in opening the bank account?
No, sir!
When receiving money from western union through quickteller, must the receivers name used by the sender and your bank account name be the same?
Yes, of course.
Can you help me with the swift code of access bank, agbara estate branch, ogun state.
Which is faster? Using western union through quickteller or receiving directly to savings account
What do you mean by fastest?
Hello!
Pls i have a frnd in Delhi, india who wants to send money into my fidelity bank acct.
I have sent him my bank details, although i operate a savings acct.
pls englighten me on how to go abt it.
Thnks
Hello Alice,
Once you send your bank details include your bank swift code.
What are the details I will provide to claim money in western union or money gram
Hello Mike,
Go through the comments; the answer is there.
Hello, please which is more convenient and secure in receiving money from abroad, western union through quickteller or receiving directly into your savings account?
Both are secured. Western union through quickteller may come with charges but faster.
A friend in Zambia have a Dom account I also have a Dom account in Nigeria she went to her three banks in Zambia to send dollars to me but the banks said they can’t send dollars through that account I don’t want the money to be send through any other means but through this dollars account please advice me on how to go about it
Hello Elijah,
What was their reasons of not sending dollar through the Dom account.
hello
can you tell me more about money gram and how to register or sign up online
and which is more suitable between …. money gram, western union, paypal and Dom account?
and is it possible to open ah south africa account in Nigeria?
What do mean by “to open ah south africa account in Nigeria?”
how can i receive directly into my.U.B.A savings account
You don’t need to register to receive money into UBA saving account.
Send the sender you account name, number and bank swift code.
if 50dollars is sent directly into my uba account will the dollar @wat rate will 1usd amount to?
The rate will be at official bank rate.
Just quick question: Can a US Paypal Pay Into a Nigerian domiciliary account?
Can a US Paypal account pay into a Nigerian Paypal Account?
Can a Nigerian Paypal account pay in $ into a Nigerian domiciliary account?
I will be glad is you can tell.
Chris
pls, how can you open domiciliary account in your bank, and is it different from saving account?
Yes!
Read this: How to open domiciliary with GTbank, Zenith bank and Firstbank
thank u 4 boss. currently is paypal working in nigeria, in april have try activating my paypal account with my zenith bank atm detail, but it didn’ work
Working as in how?, ANNY.
A friend used me as her foreign trustee so she asks me to contact her deceased father’s bank where he has $6000000 of which she is the next of kin to have it transferred to my account. …My question is how do I transfer such a huge amount from Senegal to Nigeria without getting into trouble
Hello Sam,
It is very risk! You must provide evidence of ownership ( I mean how you earn such money) before you will allow to withdraw the money.
Infact A Senegalese lawyer is needed to grant a Power of Attorney and Oath of Affidavit before it can be transferred.After going through these bureaucratic processes….will I still be suspected of crime.Also are the father’s deposit certificate and death certificate enough to prove my innocence? Also is there a chance to receive such huge amount in dollars?
Yes, you can receive the money in dollar if you have domiciliary account. They will need to know how the father earned the money when he was alive.
I can receive it in a domiciliary account regardless of f the limit of a one time deposit of $10000 ?
Please answer me
Also does diamond bank offer a good domiciliary account service
What’s IBAN number?
someone wanted to send money into saving account here but requested for IBAN. I don’t know what that mean.
IBAN number stand for International Bank Account Number. Send him your bank account number, name and swift code.
I have someone in India that want to send me money, i asked gtb for swift code so as to send to the person but gtb sent me a form which has citibank new york account and swift code then below it, it said for credit to gtb Nigeria with gtb swift code. My question is, is it not possible to send directly with gtb swift code? why first send to citibank new york? please kindly answer
Yes, it is possible to send money directly to you with GTbank swift code, account name and account number.
please Emma a friend of mine want to send me money from Brazil to Nigeria through western union or moneygram.he asked me to send him my details.what am I suppose to send, is it my name,account number? and what is SWIFT code for uba Ilesa osun state.tnks
Go through the comment, the answer is there. if you can’t still find the answer then let me know.
Hello Emma,
A friend of mine sent me money through Money Gram but he said that he didn’t send it direct to my account. And he didn’t ask me for a Swift code. Is there anyway that i can get the money?
Thanks for your good works.
Visit UBA or Firstbank, they are moneyGram partners.
Okay thank you very much. And one other thing, what other ID Card except National ID and Drivers license etc.. which other one can i use?
Hello sir,
Someone needs to send me money from Germany to Nigeria but the person doesn’t have a western union money transfer in his city in Germany. How do i get the money into my first bank account when send via bank transfer. I am new here.
I await your kind reply sir..
Hello Francis,
You can receive the money into savings account. Provide the sender with your account details-account name, account number, bank name and swift code.
hello please can I help a friend of mine receive money via moneygram with my own way of identification? I mean my ID card and my other details.
Discuss that with the money sender.
Nice write-up! But I got delivered from Western Union and MoneyGram stress every now and then. There is other stress free means of receiving money even at your hood!
I got a money coming to me in Nigeria and I provided the following information to the sender to send through Moneygram so i could withrawl
Receiver’s Name…..Chris
Receiver’s Country…….Nigeria
Receiver’s State…….Lagos
Receiver’s Zip Code, which is Lagos Zip Code……23401
But to my suprise after send this a friend to me i need to register with Moneygram before i can receive, track and withrawl money in Moneygram. Please do i need to do any registration with Moneygram either online or in bank for real. I need a quick reply and example of what I need to do please, I want to receive the money myself….
You don’t need to do any registration.
I mean a friend told me, sorry for any typo error you might come across please
someone want to send me money from Australia and am ask to send my bank details, so I send my normal Account name and number with the bank I’m using which is zenith bank, I don’t know if its OK or their is any other details I need to include?
Include your Bank Swift code.
hello happy Sunday plz a friend want to send money from japan to my diamond bank savings account,i have diamond bank swift code bank i dont have a dollar account plz can it work without a dollar account ?? just my savings account ????
Yes, it can work without dollar account. You can receive the money in your savings account.
like how long will the money take to be in my account ???
Within 7-14 working days.
Hello Emma, I write just to commend you for the good info you have been posting. I personally gained a lot and now have better idea of how to go about basically the means to transfer funds from abroad to Nigeria. I say thanks once again and remain blessed!
You’re most welcomed
Hello sir pls someone want to send money from Indian to my UBA saving account,and I don’t have any dollar account so I sent only my savings account details will I be able to get the money or is there any other thing I need to do
Add your bank swift code.
Thanks for your useful writeup Mr Emma. please can you tell me the most convenient ways to receive money from Singapore. My sender informed me that western union in that country simply refused to perform the transfer transaction to Nigeria.
Kindly advice me with the solution(s) on how to cross this huddle.
thanks
Your sender should use direct bank Wire transfer.
Pls,is it possible to receive money from abroad e.g india directly to a local bank account(current account) in Nigeria without moneygram/western Union e.t.c? If its possible i will like to know about it because am hearing its now possible
Yes! Go through the comments
i noticed my question as been answered through others comment,but pls my question is the Swiftcode,Do You i have to go my bank branch(skyebank)to get it or its thesame swiftcode all skyebank branches are using? thanks
You can go to your bank branch and get the swiftcode or use Skyebank lagos swiftcode (PRDTNGLA)
Thanks alot..Godbless U sir
Please a friend of mine send a money through bank of America wire transfer to my uba account but before sending he only demanded for my bank swift code which I check online and passed him but the main points is that my account is normal savings account and the money was sent in dollar no exchange rate and I never he never requested for my routing number. Pls the money as been sent over 3days now and I need a some help for me to know what to do
Exercise patience, the money will enter.
Okay thanks sir but am account is not domicillary account,and I only sent him a swift code not with routing number and lastly the money was sent in dollar he didn’t exchange it.. Please explain to me more better for better understanding sir… Thanks
Good day.
I did online ad referrer job I want to get withdraw the money, the method of payment are
1. Credit card
2.PayPal
3.Bitcoin
4.To a Bank account
5.Western Union
I only have first bank saving account , I want to know if I can receive the money through my saving account, I don’t have voter or national I’d card to open domiciliary account. I need ur advice on d option above to get the money into my saving account and if I can get paid on my saving account what will u advise me to do.
Yes, you can receive the money through your savings account since that is one of option for method of payment by site.
I have a friend who wants to send me money from Usa to Nigeria and he is sending $5000. Am I able to receive such amount of money without being questioned
Yes, of course! But you should be able to provide a proof of ownership if requested from your bank.
Good day sir. please i would like to know what you actually meant when you said in NB that one can only receive funds only where the sender specify you’re to receive it when you talked about how to receive money from abroad via western union through quick teller. Is it the receiver’s location(country or city) or what did you mean? Thanks
What I meant is that you will inform the sender your location(country and city) and the bank, you wish to receive the money.
please I want a swift response…what should I do to receive money to my access bank account.. from Mexico….
and won’t I get any problem when I want to withdraw it…
Send account name, account number, bank name, and your bank swift code to the sender. If the money is huge, then be ready to provide proof of ownership.
I want to receive money from Mexico… to my access bank account.. what will i do and hope there wont be any problem when i want to receive it
Answered!
Please I have been trying to get money from south india even though I have a PayPal account. It says my country isn’t allowed to receive money. Am in Nigeria . please can you help me?
Through what means are you trying to receive the money? PayPal does not support Nigerians’ receiving money via Nigerian PayPal account
Boss if PayPal does not allow Nigerians receiving money into there Nigerian PayPal acc, so how then can i receive money into my PayPal.
The problem is not receiving but withdrawal of the money from Paypal account. So you can receive but there is no means of withdrawal.
Mr Emma thank you so so much this piece has been very very helpful…I have learnt a lot going through the write up and the questions and answers.
I told someone in the US to send me 20 US dollar in my GTB (Dollar) Dom Acct…because I wanted to test my newly opened Dom account….The person told me She doesnt know how to go about it …I had to search and I across this platform…And i have learnt that Bank wire transfer is what applies to my case….
But I want to ask (1)…is the $20 not to small to send becos l am considering the transfer charge that may be incured?
(2)…I have all my GTB Dom Acct detail to give to her…would she just to any bank there in the US to do the Bank wire transfer?
Thank you 1ce again for this platfom and also in anticipation of your response!!!
Hello Prince,
1. If she has more than $20 to send to you, let her send it. But you said… “I wanted to test my newly opened Dom account…” then let her send the $20. Remember, you can withdraw such low denomination in Nigeria.
2. She suppose to her account over there in US.
can I possible receive money from money gram without be transferred to my bank account, a money was sent to me through money gram, but I deactivated my bank account few month ago.
If the money has been sent to your account. Go and reactivate your account and withdraw the money
Hi Emma! I pray God rewards you for this great informative work you are doing. My question is: I did an online referral job and in the list of options for payment I chose visa. In the space provided for account number I typed the 16digits on my diamond bank visa debit card. I just want to know if payments from abroad can actually be done through that means; and if yes how long will it take for me to receive the money in my diamond savings account. Thanks!
Yes, payment can be done through that means but you suppose to type your Diamond bank account number(10digit number) NOT the 16digits number on my diamond bank visa debit card. When you input your account number correctly, expect the money within five(5) working days or business days.
Hi Emma, I found your article very resourceful. Thanks for that. Please I have a question, is there any financial rule or restrictions that prevents Indians from sending money abroad? I have a friend that claims India government doesn’t allow money out of the country. Now, I wish for you to tell me how he can send money from India to Nigeria and what I need to do to receive money in my bank account? Awaiting your quick response. Thank you and God bless.
There are so many ways to send money from India to Nigeria. However, the best way is via direct wire transfer. Provide your bank details: bank swift code, bank name, account name and number, branch; let he/she wire the money.
Good day . Can I open a domiciliary account in GTB on behalf of someone in abroad
You can’t.
Good write up guy, please how do receive money from payza and other online accounts to my Nigerian account?
Other Online account like?
Dear Emma,
please let me know what is the best Bank right now in Lagos to manage the money transfer via MoneyGram from Europe ? EcoBank..? What is the daily limit in Naira or/and in EURO by MoneyGram to send to the beneficiary from Europe ? I appreciate your reply.
thanks !
Sorry dear, your question is not clear to me.
i am about to receive money from India but i am asked for my Proof of Address then what am i going to present?
Present you bank statement that contains your address or your National ID card that contains your residential address.
Good day, please, is it possible to receive money via Quickteller (western union) in Nigeria when the initial destination of the money (as filled by the sender) is not Nigeria?
Once the final destination is Nigeria, it will get to Nigeria.
pls am in warri I want to receive money via money gram from Bahamas do I need to send the sender a zip code or postal code?
There are NOT necessary.
Both are NOT necessary.
Hello sir , why is that some can’t be able to send money through western Union ,,money gram or any money transferred agency from Indian
What is your challenge?
can I receive money from abroad through my sky bank with wire transfer because I work online with some company and the way they paid is through bank wire transfer please I hope it would be very easy for me to receive the money here in naira after the wire transfer
Yes!
A relative sent money to me through my Dom account from South Africa on December 1st and today is December 11th and it has not reflected in my account. Can you please tell me what may the the problem?
Through what means did you relative sent the money?
Through account transfer. He asked his bank to transfer the money to my account. According to him the money left his account.
some one wants to wire money from malaysia into my savings bank account. Please what would be the value to Nigeria if sent in dollars? can he sent up to N900, 000 in one wire? Thank you.
Use the Official bank exchange rate of about N357/$ to do the calculation yourself.
Nice job @ Mr. Emma
Please I need your Mobile number.
Thanks.
Hello OLAYINKA,
What for?
A friend sent some money to my account straight from qarta since Thursday till now I still haven’t seen any money on my account but when I went through some details I was told it will take 72hrs before the money reflect in my account….please is it 72hrs working days or normal 72hrs??
Yes, 72hrs working days. It may take more than that because of Public Holidays
Please can I receive money from China direct to my saving account. Please what is the best option to chose. Am using first bank and diamond bank
Yeah, go through the comments
Do you any agent that can receive cash from USA and credit my GTB instant?
Do you have any agent in California, to receive cash $$ and credit my GTB account?
No, sir.
Yes!
You sent me 2 answer NO and Yes.
If there’s any agent kindly link me up with them.
If I understand your question very well, you’re looking for agent that resides in California?
Yes because the two questions seem to require different answers
I’m looking for agent that reside in California, if not available you can link me up with agent that can get the funds send to GTB account without delay after cash $$ is received.
is is possible to receive money from USA Washington to my savings account in nigeria
Yes!
A friend want to receive money from usa but he don’t want it to be transferred to a bank account can i help someone to receive the money with his own details?
How???
plz sir can someone send money through my saving account providing only my name,bank and account number
You have to provide the following to the sender;
1. account name
2. bank name
3. account number
4. your Swift code if outside Nigeria
5. bank branch (optional)
Is it necessary to provide city code when receiving money through wester union??
If need be, provide it. However, it is not necessary.
A friend of mine in Philippines wants to send money to me through western union but he said western union do not allow money to Nigeria anymore. Please it is possible for him to send to my bank account directly here and how many days will it take to get here.
Thanks I await your reply
Yes, he/she can send direct to your bank account. Expect it within 5 -7 working days.
My friend wants to send money to me from the USA
His bank is asking if my bank (union Bank, Nigeria) uses a correspondent bank on dollar transfers from the US or if there’s a routing number.
And I found this somewhere, I don’t know if it’s right
PAY: CITIBANK NA, NEW YORK UNITED STATES
SWIFT CODE: CITIUS33
FOR CREDIT TO ACCOUNT NUMBER: 36058132
BENEFICIARY BANK: UNION BANK OF NIGERIA PLC, LAGOS NIGERIA
SWIFT CODE: UBNINGLA
FOR FINAL CREDIT TO-
ACCOUNT NUMBER: insert my own
ACCOUNT NAME: insert my own
Ps: I have a Dom acc with union Bank. But it’s a savings Dom acc. If the above details are correct, how many days will it take for my account to be credited as it’s a savings Dom acc not current. And can I cash out in dollars?
Which one is savings Dom account??? Domiciliary is Domiciliary account. There is nothing like savings Dom account, please.
As per your friend sending you money from USA,simply send your Domiciliary account details (if you have one) to him or her.
Your account details that you should send to him/her include;
1. account name.
2. account number.
3. bank name
4. bank swiftcode.
5. bank branch(optional). If he/she is sending to your domiciliary account, within 72 working hours(2 -5 days) you should receive the money.
Someone said Eco bank have different swift code is it true. I need Eco bank port Harcourt Swift code
Ecobank Swift Code – ECOCNGLA
Please is sort code also IBAN???
No, sir.
Do Nigeria use IBAN?
No.
please can I receive money from Kuwait to Nigeria through money gram, coz the person sent through western union just once and she’s not allowed to send to Nigeria again . hope money gram will do it
Is First Bank inside Ambrose Alli University and the one opposite Police Station Eguare uses the same Switf code and Sort code
Also what is the requirements for opening Domizillary Account
They don’t use the same sort code and Swift code. Both can use general swift code.
See the requirement for opening domiciliary account
Please how can i received money mailed from US to Nigeria through Money order what are required
Why using money order?
Hello,money was sent to me from India into my friends account three days ago but all I was told was that I should go into the bank(gtbank) tell them that money was sent to me,state his name and I would be able to get the equivalent of the money in niara. Now, gtbank tells me they don’t deal with rupees or lakh, and I should send the information given to me by the sender to fx gtbank.com or something, it is very confusing. Can you please explain to me how I will be able to withdraw the money. Also, I haven’t gotten an alert. Thank you
Through what means did the sender send the money? direct bank wire transfer, western union or moneygram??
Pls sumone wants to send money to me from Egypt… Dunno how to go about and he to dunno wat to do… I need help
Everything you need is in this comment section. Go through the comments.
the problem i’m having now is someone wants to send money for me from USA through western union and i don’t have western union account,i only have DIAMOND,GT & WEMA BANK ACCOUNT.how am i going to recieve it and what details is the sender going to use to send it
With your diamond bank account, you can receive money through western union. All the details required are in the article above and comment section. Go through the comments.
can the sender send it directly to my DIAMOND BANK ACCOUNT,without using western union.am asking so as to send her my account details
Answered!
can’t i send my diamond bank account details directly to the sender in U.S.A,so has to send it directly to my account.
Yes, you can. Make sure to include your bank’s swift code
Please a friend want to send money to me from Singapore to Nigeria through Western Union but they said they can’t send to Nigeria. Please how can i receive the money to my bank account here in Nigeria. i have a saving account with Union bank, what details do i have to provide to my friend to enable him to send the money to my account. And can he just walk to any bank there in Singapore to send the money or is there any specific bank that he will go to, to send the money to Nigeria. i will be waiting for your reply. or please can you forward it to my email address : austineibeh50@yahoo.com
Answered.
Please a friend want to send money to me from Singapore to Nigeria through Western Union but they said they can’t send to Nigeria. Please how can i receive the money to my bank account here in Nigeria. i have a saving account with Union bank, what details do i have to provide to my friend to enable him to send the money to my account. And can he just walk to any bank there in Singapore to send the money or is there any specific bank that he will go to, to send the money to Nigeria. i will be waiting for your reply. or please can you forward it to my email address : austineibeh50@yahoo.com
Your account name, bank name, your bank swift code and bank branch (optional).
pls, wen receiving money via direct money transfer into my first bank savings acct do I need any form of identification to withdraw and can I withdraw with my ATM card? tnk u
If the money is huge, you may be ask to provide evidence of ownership
please can I receive money from Philippines to Nigeria through western union Or money gram
Yes, you can receive money from Philippines to Nigeria through western union or money gram.
I sent my information directly to my brother in the US and he made a forward of some money into my regular savings account but when i was sending the information i made a mistake of sending the head office branch address, Does that matters?
It doesn’t matter.
Please, I do not have Dom, money gram, western union accounts etc. I received a swift copy receipt number with the attached telex copy for a transaction of $65,323 yesterday. But, the telex copy is not clear. Could not even remember giving out any of my account numbers out for the transaction. The sender’s name and country did not show because the telex copy is not clear. Please, what can I do? Thanks for your nice write up.
Are you expecting any money from friends, relatives or business partner?
Not precisely. But I do lots of online transactions where am expecting something. This time around, do not know the particular transaction it is coming from.
The company that sent it should included SWIFT and telex copy if actually it is a genuine transaction
The Swift copy receipt number is there. But the telex copy is not clear at all. Thank you.
The telex copy is the most important thing and it should be clear. That’s what banks demand to trace the transaction. If it is not clear, forget about it.
Okay. Thank you very much.
Pls can i use my university ID card to recieve money through money gram?
Find out from your bank.
I recently had a bank account with MTN (DYaccount),is it possible to receive money sent to me from Italy via that account?
please I need your help,reply asap
It is not. Use your savings account.
Good evening Mr Emma. You’re doing a great job. Someone sent money to me from Australia to my access savings account. But they didn’t require for any swift code all they asked for is account name, bank, account number and address the address of the receiver. Also the money was to be delivered in minutes according to the online receipt I got. How long do you think it will take for me to get the money and you talked about it the money is a lot I will need proof of ownership. Is 10,000 aus dollars within that range. Thanks.
Demand for the telex copy of the transfer. If it is genuine, within 2-5 working days.
Ok. Thanks bro. My other question what is the limit you can transfer from western union to a savings account in Nigeria from Australia. Plus will it just reflect in my account or do I need to do anything before it reflects?
Any amount once you can provide prove of ownership. Any amount above N5,000,000 may require prove of ownership before withdraw.
Thanks bro. God will continue to bless you immensely for taking your time to help others even when you have nothing to gain from. Please contest for Nigeria president and let me win my state for you.
A transfer was made to my GTB savings account from New Caledonia, I could only provide the Swift code of my bank as well as the complete address and account number, how long will it take for me to receive the money?
2- 5 working days!
Please let me have your email