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Top 5 Online Business That Pay Daily In Nigeria (2023)

It’s no news that the average Nigerian wants to earn online, either through an online side hustle or a full-time online business. Interestingly, this trend is not just happening in Nigeria but all over the world.

Online Business that Pays daily in Nigeria
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Online businesses are as successful and, in most cases, even more, successful than a regular 9-5 job. One of the many benefits of running an online business is that you don’t have to worry about the cost of renting a shop and even some government taxes.

There are two categories of online businesses in Nigeria. The first category is the low-to-no startup capital business. This means that the online business  falls within the category that requires very little capital or no capital at all to start up.

The second category is the high-to-medium startup capital business. The businesses  fall under the category that require an average amount of capital, or sometimes a high amount of capital, to start up.

If you are currently a 9-to-5 worker who is tired of waiting till the end of every month before you get paid, or you want to start up something online as a side hustle to bring in more funds to your account, or perhaps you want to start a full-time online business that can pay you daily in Nigeria, then this article is for you.

Making money legitimately online from the comfort of your home has become easier, faster, and better. All thanks to these top 5 online business that pay daily to your bank account in Nigeria, which I will discuss in this article.

Starting a legit online business that will pay you daily in Nigeria is one of the best financial decisions you will make in this year.

These are the things you will learn from this article:

DISCLAIMER: These top 5 online businesses that pay daily in Nigeria have been tested and proven. Some Nigerians have made thousands of naira and even millions from these businesses. However, the success of whatever business you decide to go into depends solely on you. While some have made millions, some have made nothing. It all depends on the individual.

Therefore, it is one thing to read and learn, and it is another thing to act, and every good action brings you closer to a successful online business.


What is an Online Business? And benefits of starting online business

An online business is a business that takes place on the Internet. Online businesses run on the internet and, of course, from the comfort of your home.

Starting and running an online business is a highly profitable venture, and here are…



  • Starting an online business in Nigeria requires little to no capital.
  • You have the freedom to work from the comfort of your home or anywhere in the world.
  • With an online business, you have the potential to reach more customers in every part of the country and even globally.
  • It requires very low business expenses, for instance, you do not have to worry about rent or transportation.
  • An online business guarantees you certain security.

These are just a few of the many benefits of starting an online business.

The next question that comes to mind is:

What does it take to start an online business in Nigeria?

  • You need to have zeal and the right kind of mentality.
  • You need a smartphone.
  • You need a laptop (not compulsory but it is much better).
  • You need a good internet connection/data.
  • You need a fair supply of electricity.
  • Learn how to manage time effectively and how to stay disciplined in business.
  • You need at least ₦20,000 – ₦30,000 available in your account as capital.




Blogging is a legitimate online business that pays daily in Nigeria and has the potential to earn you so much money on the Internet.

Do you remember the last time you searched “How to do…” or “What is a…”? Google gave you several suggestions, and you clicked on one and read through it to get the answers you were looking for, right? Yes, that is a blog.

Blogging involves creating helpful content and providing useful information on various topics to your readers.

There are various niches you can blog about ranging from news to music, fashion, business, lifestyle, travel, health, fitness, entertainment, personal development, tech, etc.

If you love to write and you can put your skills to good use by writing valuable information on any topic so that people can learn and you want to make good money from doing so, then blogging is an online business you should consider.



  • Pick a niche you would like to specialize in
  • Choose a good name for your blog.
  • Get a domain name and set up a web hosting account.
  • Select your blogging platform.
  • Set up and launch your blog.
  • Write your first post and publish it.
  • Create more content and promote your blog.
  • Monetize your blog.



—    Google AdSense

—    Paid Advertisement

—    Affiliate marketing

—    courses, coaching, and training

—    personal services or expertise



Affiliate marketing is one of the largest online business models that pay daily in Nigeria and does not require much capital or investment for start-ups. It is easy to start and can fetch you a lot of money if done properly.



Affiliate marketing is a business that involves promoting the products or services of another person or company and getting paid in commission for each sale you generate.

This business is a quick and easy way to offer products and services without having to create them yourself.

You can become an affiliate marketer by working directly with a publisher or business owner or joining an affiliate network. An affiliate network acts as a middleman between a business and an affiliate marketer.

Joining an affiliate network makes it easier to enroll in an affiliate program.



One interesting but very important question that a lot of people have asked about Affiliate marketing is, “How does the company know which affiliate generated a sale?”

The answer is that each affiliate marketer who registers with a company will be given a unique Affiliate URL link. This means that every sale made using your special link will be identified by the company, and your commission will be paid.

As an affiliate marketer, you can promote digital products (eBooks, courses, webinars, etc.) or physical products (clothes, home items, bags, etc.)



Let’s say, for example, that Company A sells smartphone chargers for 10,000 naira each and offers an affiliate commission of 50% per sale.

What this means is, if you can get your friend to buy a smartphone charger from Company A using your unique URL link, you will be paid 50% of the price of the charger that was sold to your friend.

Price of charger = ₦10,000

Affiliate commission is 50%

50% of ₦10,000   = ₦5000

Imagine that you make at least one sale per day, every day for 30 days.

In a month, ₦5000 X 30 = ₦150,000

For a start as an affiliate marketer, making such an amount per month is very good.

As you progress in your affiliate marketing business, you can then go ahead to learn more strategies that will help you scale. Strategies that can help you generate up to 5 sales per day and more. The more sales, the more money you make.


HOW TO START AFFILIATE MARKETING IN NIGERIA                                                                                                               

  • Firstly, you need to join an affiliate network.
  • Select a good niche.
  • Create a website, a blog, or an email list that you will use to recommend products.
  • Pick a good product that people will love and promote it.
  • Create good content about the product that will help your audience understand the benefits of the product.
  • Drive traffic to your blog, website, or email list.
  • Place your affiliate link where it will easily be seen on your blog or website.



—    Jumia Affiliate program

—    Konga affiliate program

—    Bet9ja

—    Stakecut

—    Binance

—    Amazon associates’ program

—    Whogohost Affiliate Program

—    Fiverr Affiliate Program

—    Owodaily

—    Bluehost affiliate program



Freelancing is an online business where you earn money for the services you render. Becoming a freelancer in Nigeria requires very little to no capital at all; the most important thing is having a skill you can offer as a service.

This legit online business allows you to work for people who are not within your geographical region, and you can do so working from home or anywhere at all.

The jobs you do as a freelancer are called gigs, and you get paid per job or sometimes hourly depending on the terms of your contract with your client.

Being a freelancer comes with a lot of freedom; you are your own boss and decide whom you work with and how much you get paid. You can choose to decline job offers, and no one is going to get you sacked for that.

For you to be able to earn daily from freelancing, you must first have a digital skill (video editing, writing, web development, programming, etc.). Then go further and offer it as a service, but ensure you are good at what you do.



  • Learn a digital skill or polish up your already acquired skill.
  • Get the necessary gadgets you need, a smartphone or preferably a laptop.
  • Sign up on freelance platforms where you can find clients and verify your account.
  • Create a service gig and explain the services you offer.
  • Set your price and working conditions.
  • Set up social media accounts where you can promote your services and network.
  • Create proposals and pitch them to your potential clients.
  • When you get a gig, build credibility by delivering high-quality jobs on time.
  • As you get more gigs, set up an outstanding portfolio.
  • Be polite to your clients and maintain a good relationship with them.
  • Continue developing your skill and never stop learning.



—    Fiverr

—    Upwork

—    PeoplePerHour

—    Toptal

—    LinkedIn

—    FlexJobs



—    Graphics design

—    Software development

—    Content writing and marketing

—    Data analytics and Data science

—    UI/UX design

—    Digital Marketing

—    Social media management

—    Online tutoring & Coaching

—    Programming

—    Web development



eCommerce is an online business model that involves selling physical products online. You can choose to create your online eCommerce store or register on an existing eCommerce store and sell your products there.

Online shopping is a trend in Nigeria, where nine out of ten Nigerians have shopped online. Going into this business will make you lots of profit because online shopping is easy, and people want to shop with ease.

When starting this business, it is advisable to join an already existing eCommerce platform because it will save you the cost of logistics and other business fulfillment to handle.

All you have to do is list your products on an eCommerce platform. When you receive an order and payment is made for your product, the eCommerce platform will be responsible for the shipment and delivery of your product to your customer.

This business is highly scalable and can make you millions in Nigeria if done properly.



  • Pick good products with high-profit potential.
  • Get reliable suppliers of the product.
  • Have your capital ready.
  • Register and join an existing eCommerce platform.
  • Set good and competitive prices for your products.
  • Promote your store on social media for more visibility.
  • Maintain good customer support.



—    Jumia Nigeria

—    Konga


—    Printivo Store

—    PayPorte


—    Shopify



The second-most-used search engine in the world is YouTube. According to statistics, YouTube has over 2 billion active monthly users and about 122 million active daily users worldwide.

That is to show you how high the possibility of making a fortune on YouTube is.

You don’t have to be an expert, nor do you even have to show your face in your YouTube videos, the most important thing is to educate or entertain your audience.

YouTube pays around $3 – $5 per 1000 views, so more views equal more money.

Apart from that, another way you can make money on YouTube is by partnering with advertising companies that will display ads on your videos and pay you for them.

You can also sell your products or services via your YouTube channel, or you can become an affiliate for a good brand and earn a commission on each sale you make.

Starting and growing a YouTube business in Nigeria does not require much capital; once you have your gadgets, the next thing to put in place is good content creation ideas and consistency.

The secret to a successful YouTube business is consistently creating high-quality content that brings value to your audience, and secondly, engaging with your audience from time to time.



  • Pick a good and profitable niche that you will focus on.
  • Create your YouTube channel.
  • Get your gadgets ready, a good camera or a smartphone with a high-quality camera.
  • Focus on building a powerful online presence.
  • Know your target audience and create videos that soothe their needs.
  • Make use of SEO keywords to boost your visibility.
  • Connect with other YouTubers in your niche for more audience reach.
  • Promote your YouTube channel on your social media platforms.
  • Invest in short high-quality videos.
  • Monetize your content with the YouTube partners program.
  • Partner with other companies, become their affiliate, and earn a commission.
  • Publish content consistently.
  • Create valuable content always.



5 Things to Avoid to be Successful in Online Business


Every successful business begins with a good plan. A popular quote says, “Failure to plan is planning to fail.”

You must be able to map out a good business plan if you want your business to be successful.

Write everything down, from the business idea to the steps you need to take and the capital you need—everything should be properly planned and written down.

It gives you a sense of direction while starting your business.



If you want your business to be successful, you must avoid being all about the money that comes with it.

The best way to approach a business is to be solution-oriented. That means your desire to solve problems for people should be greater than your quest for the money and profit involved in the business.

Of course, it’s not a bad thing to want to make money, but when you go into business with the sole aim of making money and making a profit, it will make you not pay keen attention to the needs and problems of your customers.

In the long run, that attitude will bring you down.

There is a quote that many wealthy people live by: “If you want to make money, solve problems.” The more problems you solve, the more money you make.



Remember as a businessman or woman, your customers are always right. This saying is not always true, but to succeed in business, you need people.

If you treat customers poorly, you will lose them, and losing customers means losing money.

Your customers will move to a different brand if they feel like you are taking them for granted or you do not care about them.

Try to be polite while dealing with buyers or potential buyers of your products and services. Show them that you care about them and that you appreciate their patronage.

Customers are everything; without them, your business would not exist, so treat them as important.



Financial management is a very important aspect of every business, and failure to properly manage your finances as a business owner can lead to bankruptcy.

It is advisable to have a separate account for your business and avoid using your expense account for your business.

Endeavor to pay attention to your income, cross-check your business expenses and identify expenses you can eliminate to maintain good financial business health.

Keep track of your profits or losses; this will help you know if your business is doing fine or if you need to shut it down.



Shiny object syndrome is the tendency to always be distracted by something new. This is one thing you need to avoid at all costs if you want your online business to be successful.

All business strategies are not for you, so you must not try out every trend in your business strategy.

Create your ideal pattern and stick to it. There will always be several other ideas or strategies, but that does not mean you should try everything you see or hear about.

Shiny object syndrome will negatively affect your overall business success in the long run.

This is because when you go for every idea you hear about or that is trending, you will be unable to follow your initial business plan, which means your ultimate business goal will not be achieved.



Starting an online business that pays daily in Nigeria in 2023 is possible, and if you follow the steps outlined in this article, you will find it easy to set up your business without much stress.

Challenge yourself to take the bold step and start any of these businesses and in 6 months, you will be grateful to yourself for taking immediate action.

It is essential to pay attention to your mind and health. One needs to be healthy and mentally fit to run and sustain a successful online business.

Learn as you progress, be patient with yourself, and give yourself time to grow; in the end, you will succeed in building an online business that will pay you daily in Nigeria.


If you’re looking for more ways to make money in Nigeria, read:

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